Wednesday, 26 March 2025

UK Mini Budget Day. Tax Rise Day. US Consumer Confidence Dives.

 Baltic Dry Index. 1642 -10          Brent Crude 73.25

Spot Gold 3021               US 2 Year Yield 3.96  -0.08  

US Federal Debt. 36.643 trillion!!

If ignorance is bliss, why isn't the world happier?

Mark Twain

In the UK, tax rise day, as the inept, hard left, socialist government issues a second tax raising budget in less than a year.

In the USA, a dodgy relief rally in the greatly disconnected stock casinos from President Trump’s great uncertainty over tariffs, due to take effect on April 2nd.

From Asia, through Europe to the America’s, a massive shock is about to hit the global economy, friend as foe alike. Just don’t let on to the perma bulls gambling in the stock casinos.

Asia markets trade mostly higher after Wall Street extends gains on hopes of softer Trump tariffs

Updated Wed, Mar 26 2025 1:34 AM EDT

Asia-Pacific markets traded higher Wednesday, tracking Wall Street gains on expectations that U.S. President Donald Trump’s tariffs could be softer than expected earlier. 

Australia’s S&P/ASX 200 rose 0.71% to close at 7,999.

Japan’s Nikkei 225 climbed 1.03%, while the Topix added 0.73%. South Korea’s Kospi climbed 1.17% while the small-cap Kosdaq traded 0.53% higher.

Thailand’s SET Index rose 0.53% after Prime Minister Paetongtarn Shinawatra survived a no-confidence vote.

Hong Kong’s Hang Seng Index rose 0.16% while mainland China’s CSI 300 dipped 0.25%. The Hang Seng Tech index, which tracks the 30 largest technology companies listed in Hong Kong is 0.61% higher as it dances around the brink of correction.

According to reports from The Wall Street Journal and Bloomberg, the White House’s planned tariffs set for April 2 are expected to be narrow in scope. Trump also on Friday suggested some “flexibility” for his reciprocal tariff plans for trading partners. However, U.S. consumers’ confidence is taking a hit.

“As President Trump prepares to escalate the trade war next week, U.S. consumers are increasingly inflation-weary, their finances are more fragile, and they face higher risks in the labor market,” Morning Consult wrote in a note, adding that U.S. consumers are expected to cut spending across all income brackets.

U.S. stock futures were little changed after the S&P 500 posted a marginal gain, marking its third positive session in a row.

Overnight in the U.S., all three major averages closed higher. The S&P 500 posted a slim gain, adding 0.16% to close at 5,776.65. The Nasdaq Composite gained 0.46% and ended at 18,271.86. The Dow Jones Industrial Average crept higher by 4.18 points, or 0.01%, to settle at 42,587.50.

Asia-Pacific markets live: Hang Seng Index, Nikkei 225

Recession is coming before end of 2025, generally ‘pessimistic’ corporate CFOs say: CNBC survey

Published Tue, Mar 25 2025 7:33 AM EDT Updated Tue, Mar 25 2025 10:28 AM EDT

The stock market experienced a relief rally to start the week, and attempted to keep the comeback going on Tuesday morning, as comments from the Trump economic team over the weekend suggested a softer stance on tariffs. But within the boardroom, hope is not likely to replace caution any time soon.

Many executives in the C-suite and across the economy remain disturbed about the trade war outlook and a White House that has given every indication it is ideologically committed to a major change in global economic policy. Shifting messages from President Trump that continue to add confusion to the tariff planning process haven’t helped.

In a word, the “pessimism” has crept back in where the animal spirits had been after Trump’s election. That’s one way to sum up the results from the latest CNBC CFO Council quarterly survey for Q1 2025. While some chief financial officers said Trump is doing what he promised on the campaign trail, many CFOs said the way he is going about delivering on his agenda is not what was expected. 

“Too chaotic for business to navigate effectively” was how one CFO respondent framed their view of Trump’s second term to date. 
 
“Extreme”; “Disruptive”; “Aggressive”; “A wild ride,” were some of the other ways CFOs portrayed their current view. 

It all adds up to a majority of CFOs (60%) saying they expect a recession in the second half of the year – another 15% say a recession will hit in 2026.

Just a quarter ago, when the recession question in the quarterly survey was laid on the Fed rather than Trump – in the Q4 2024 survey, we asked whether the central bank’s efforts to tame inflation would lead to an economic slump – only 7% of CFOs said they thought that was on the calendar for 2025. 

In recent weeks, recession has become a more popular default setting in the market, for the first time since the Fed began aggressively raising interest rates to beat back runaway inflation in March 2022. The odds of recession are running as high as 50% at some financial firms, new “recession watch” indicators are being created, and other recent CNBC surveying, among money managers and economists, shows a spike in recession fears.

The CFO Council survey is a sampling of views from chief financial officers at large organizations across sectors of the U.S. economy, with 20 respondents included the Q1 survey conducted between March 10 and March 21.

U.S. trade policy is the primary reason for the new economic downturn base case. It is now being cited as the top external business risk by CFOs, at 30%, followed by the related risks: inflation (25%) and consumer demand (20%), with the latest reading on consumer confidence in income, business and job prospects hitting a 12-year low.  

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Recession is coming, 'pessimistic' corporate CFOs say: CNBC survey

In other news, poor John Bull gets his pocket picked yet again.

UK consumer confidence is plummeting warns KPMG

25 March 2025

Three in five Brits believe the UK economy is worsening, a new survey ran by KPMG has shown, as Chancellor Rachel Reeves’ Spring Statement risks failing to lift people’s spirits. 

Reeves is set to announce policies aimed at swinging business confidence at her Spring Statement on Wednesday but a new survey suggests consumers are increasingly downbeat about the economy. 

Just under a half of respondents told One Poll, which was commissioned by KPMG, that they are planning to cut back spending on everyday items, as some 36 per cent of people said they are saving more as a contingency. 

The survey of 3,000 consumers also showed that a growing number of people said they felt financially insecure. 

One in 50 people said they are now incurring debt to pay their bills. 

The latest data showing a slump in consumer confidence sends a final warning to the Chancellor ahead of her Spring Statement. 

The Chancellor is not expected to provide some relief to consumers and make changes to taxes. 

Meanwhile, her tax hikes, announced in the Autumn Budget, are set to bite businesses in April. 

Those taxes include increases to national insurance contributions (NICs) and changes to inheritance tax bands. 

It means more people will have to pay taxes on assets from next month as the government seeks to take in an extra £40bn in tax receipts. 

Businesses are also likely to pass on costs to consumers, according to various surveys, with the Bank of England predicting inflation to hit a peak of 3.75 per cent this year. 

Consumers are already responding to high inflation of around three per cent in January as consumers have eaten out less and bought fewer clothes, according to the survey. 

Linda Ellet, KPMG’s head of consumer and detail, said the research shows that most people think the economy is “heading in the wrong direction”. 

“This nervousness about the economy is leading many, including some of those who are secure in their current personal financial circumstances, to cut everyday spend, defer big ticket buying, and save more.

“Cautious consumers are certainly preparing for the potential impact on them from what they believe to be a worsening economy.  

Ellet also said the Chancellor should try to rectify consumer confidence.

“This week’s Spring Statement needs to give people confidence in the longer-term UK economic outlook,” she added. 

UK consumer confidence is plummeting warns KPMG

Small businesses to offload Reeves’ tax hikes onto customers

Tuesday 25 March 2025 10:57 am

Small and medium-sized businesses (SMEs) have taken steps to combat the Chancellor’s tax hikes as they brace for further changes in Reeves’ Spring Statement.

Fresh research from Grant Thornton showed 71 per cent of SMEs have formed plans to offload rising employment costs onto consumers – a 15 per cent increase from December.

Almost seven in ten businesses said they planned to reduce or freeze hiring in the next six months as they battled costs.

SMEs have suffered mounting pressure since the Autumn Budget, with the government’s flurry of tax increases and employment reforms hitting business confidence.

Rachel Reeves announced in the Budget that employers’ national insurance contributions would rise by 1.2 per cent, and upped the national minimum wage across all age rates.

Labour’s Employment Bill has created a headache for SMEs, with the radical overhaul of worker’s rights sparking fears for employers that they will be more easily subjected to lawsuits.

However, as SMEs prepare to battle the fallout of the budget, optimism in the mid-market has experienced an uptick, with 85 per cent of firms optimistic about their revenue growth over the next six months.

Giles Mullins, head of core advisory at Grant Thornton UK, said: “How long this confidence will last though remains to be seen.

“As we head towards the Spring Statement, the majority of mid-sized businesses are also expecting the Chancellor to increase taxes on businesses again this year.”

This marks a stark difference from larger firms, who had a ten point decrease in their optimism on the UK economy.

Mullins said larger businesses’ exposure to the “increasingly turbulent international geopolitical environment” is likely weighing upon their future outlook.

“After years of high inflation, interest rate increases and economic and political turmoil, businesses of all sizes are used to adapting to changing cost environments, putting plans in place to protect their operations and reduce the impact to their bottom line and profit growth.

“But mid-sized businesses may be able to adapt more quickly to the shifting economic realities and more easily make changes to mitigate the impact of these employment costs on their operations than larger businesses, who may be faced with a larger wage bill,” he added.

Small businesses to offload Reeves' tax hikes onto customers

Global Inflation/Stagflation/Recession Watch.

Given our Magic Money Tree central banksters and our spendthrift politicians, inflation now needs an entire section of its own.

US Consumer Sentiment Takes Another Dive

March 25, 2025 at 9:51 PM GMT

US consumer confidence hit the lowest level in four years as higher prices and President Donald Trump’s escalating tariff war stoke concerns among everyday Americans about the future of the economy—and re-emerging inflation. 

The Conference Board’s gauge of confidence decreased 7.2 points to 92.9 while the median estimate in a Bloomberg survey of economists called for a reading of 94. A measure of expectations for the next six months dropped nearly 10 points to 65.2, the lowest in 12 years, while a gauge of present conditions declined more modestly. The dollar, meanwhile, is headed for its worst month in over a year.

Consumer sentiment surveys from both the Conference Board and the University of Michigan have been dismal of late, as Trump’s protectionist rhetoric, global retaliation and business uncertainty fuel a resurgence in the rising prices the 78-year-old Republican promised to end. Companies have warned of rising costs and less demand, coinciding with economists’ warnings that the US could soon face the curses of stagflation and recession.

Still, as Fed Chair Jerome Powell reminded not too long ago, “hard data” suggests the economy is still on a solid footing. Unemployment remains low and manufacturing activity picked up in February. So the big question for economists and policymakers now is if the weak sentiment trend translates into observable behavior, like a marked pullback in spending.

US Consumer Sentiment Takes Another Dive: Evening Briefing Americas - Bloomberg
Wall Street braces for Trump’s April 2 tariff deadline—it foresees 18% EU import duties and a 43% chance of a U.S. recession

March 24, 2025

·         Analysts are closely watching April 2 for potential new U.S. tariff announcements, as President Trump has already imposed and threatened further tariffs on key trading partners, including the EU, Canada, Mexico, and China. Market concerns about a possible recession are rising, with Deutsche Bank reporting a 43% average expectation of a downturn, while opinions within Trump's cabinet remain divided on the economic impact of his trade policies.

Analysts have a date metaphorically circled in the calendar a little over a week from now: April 2, the day further tariff pledges are expected to be confirmed, and potentially the moment when a universal tariff is announced.

Hikes have already been threatened, rescinded, and then ultimately placed on key trading partners like Canada and Mexico, with increases also placed on imports coming from China.

Since President Trump took office in late January, tariffs have also been placed on goods coming out of the EU, such as steel, with further policy expected to be announced.

Markets have been chided by Deutsche Bank before for failing to take the Oval Office at its word, but research out of the financial giant now shows that analysts are waking up to the threat.

In its March global markets survey—which spoke to 400 market makers across the world—Deutsche Bank found sentiment about the extremity of Trump's tariff regime is moving towards the upper end.

For example, on a scale of zero to 10 (zero being no additional tariffs and 10 being an extreme regime) the December 2024 average was a five.

By March this had risen to approximately six, with the average dragged up by more analysts answering at the higher end of the scale.

The note penned by research strategist Jim Reid adds: "However, markets are expecting Europe to face a sustained U.S. tariff rate of 18% which feels higher than what is priced in."

Having asked analysts for their sustained rate, not the peak at which tariffs are likely to start during negotiations, the majority of respondents (26%) said 10% to 15%. However, a further 24% and 22% of correspondents chose 15% to 20% and 20% to 25% respectively.

It comes after Trump adopted a tougher stance on the EU when running for his second term. On the campaign trail the Republican politician said he would make no exceptions for one of America's closest trading partners, saying: “I’ll tell you what, the European Union sounds so nice, so lovely, right? All the nice European little countries that get together.”

Per Reuters, he added: “They don’t take our cars. They don’t take our farm products. They sell millions and millions of cars in the United States. No, no, no, they are going to have to pay a big price.” 

This threat has been followed up since, with Trump telling his cabinet in February that while he “loves the countries of Europe,” the EU had been formed to “screw” the United States, saying: “That’s the purpose of it. And they’ve done a good job of it.”

As Reid points out, this higher-for-longer outlook amid tense geopolitics goes beyond the market's current pricing strategy. As JPMorgan Chase CEO Jamie Dimon recently pointed out, tariffs can do “good stuff” that is only modestly inflationary by “0.1% or 0.2%.”

However the man paid $39 million for his work in 2024 added that a universal 25% tariff on all imports would be, in his view, “quite recessionary and inflationary.”

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Wall Street braces for Trump’s April 2 tariff deadline—it foresees 18% EU import duties and a 43% chance of a U.S. recession

Covid-19 Corner

This section will continue only occasionally when something of interest occurs.

 

Technology Update.

With events happening fast in the development of solar power and graphene, among other things, I’ve added this section. Updates as they get reported.

Home battery demand soars amid Americas power grid struggles

24 March 2025

For years, Americans have been blanketing their homes with scads of solar panels. Now, they’re adding a growing number of batteries to store that electricity and protect against blackouts.

Battery storage in US homes surged by 64% in 2024 compared to the previous year, outpacing increases in commercial and utility installations, according to new data from Wood Mackenzie and the American Clean Power Association, a trade group. These storage units are now in about half a million homes and collectively hold 3,028 megawatt-hours of electricity. 

“The market has pretty much doubled in two years,” said Wood Mackenzie research analyst Hanna Nuttall. “That’s a pretty significant rate of growth.”

Homeowners are socking away power for a number of reasons, particularly to avoid fluctuating electricity rates and blackouts. Those with solar panels, meanwhile, can power their homes more cheaply by keeping the electrons they generate instead of selling them back to the grid, which typically pays lower rates than the retail price of electricity.

Solar and storage go hand in hand and the vast majority of home batteries are wired to an array of panels, Nuttal said. 

It also helps that costs for storage systems have plummeted, in part because battery makers have switched to cheaper chemical recipes. Utilities, for example, saw battery costs drop by 16% in the past year, according to Wood Mackenzie. Prices for a residential solar array have fallen as well and are near an all-time low. 

Despite the jump in home battery installations, the US trails Europe. In Germany and Italy, over 70% of new home solar arrays are hitched to batteries and many older systems are as well.  In the US, meanwhile, there are now almost 5.3 million homes with solar but only about 10% have battery storage.

The US battery boom is concentrated in sunny places — namely California and Texas. However, it’s starting to spread in the Northeast and Mid-Atlantic as well. 

“It’s definitely the more technologically savvy people who are springing for storage,” Nuttall said. “But in states where resiliency is a challenge, that’s where we’re seeing more general adoption.”

Puerto Rican homeowners, for example, have been buying battery storage to keep the lights on during hurricane season.

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Home battery demand soars amid Americas power grid struggles

Next, the world global debt clock. Nations debts to GDP compared.

World Debt Clocks (usdebtclock.org)

I saw a startling sight today, a politician with his hands in his own pockets.

Mark Twain

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