Friday, 24 November 2023

The Gaza Pause. A German Warning. Another China Bust.

Baltic Dry Index. 1855 +100          Brent Crude  81.44

Spot Gold 1994                  US 2 Year Yield 4.89 +0.03

“I’m very pleased to be here. Let’s face it, at my age I’m very pleased to be anywhere.”

George Burns.

In the stock casinos, a nervous start in Asia.

In Europe a warning of rising insolvencies from the Bundesbank. Better news from the UK (slightly.)

In the Gaza war on women and children, a “pause”. But will it, can it, last the promised four days?


Asia markets mixed as investors assess key Japan economic data releases

UPDATED THU, NOV 23 2023 11:54 PM EST

Asia-Pacific markets were mixed as investors assess key economic data out from Japan on Friday.

The world’s third largest economy saw its core inflation rate rise to 2.9% in October, higher than the 2.8% seen in September. The headline inflation rate for October came in at 3.3%, accelerating from the 3% seen in from the month before.

The country will also expect flash estimates for its November factory activity from the au Jibun bank.

Japan’s Nikkei 225 climbed upon its return from a public holiday, gaining 0.96%, while the Topix advanced 0.7%.

In Australia, the S&P/ASX 200 rose 0.43%. South Korea’s Kospi slid marginally, but the small cap Kosdaq rose 0.13%.

Hong Kong’s Hang Seng index plunged 1.17% on its open, but the mainland Chinese CSI 300 benchmark index saw a smaller loss of 0.11%

U.S. markets were closed for Thanksgiving on Thursday, but will come back for a half day of trading on Friday.

Futures tied to the three major indexes were all up marginally, with futures for the Dow Jones Industrial Average 0.09% higher.

Meanwhile, S&P 500 futures climbed 0.08%, and the Nasdaq Composite futures gained 0.1%.

Asia stock markets today: Live updates, Japan inflation, PMI figures (cnbc.com)

 

The vice-president of Germany’s central bank has a warning for lenders as insolvencies rise

Germany’s major banks need to increase their provisions for non-performing loans, as corporate insolvencies and credit risks mount, according to Bundesbank Vice-President Claudia Buch.

Europe’s largest economy has been dubbed the “sick man of Europe” by some economists, after entering a technical recession earlier this year while economic activity faces further downward pressure from a collapse in construction.

Lawmakers in Berlin are meanwhile scrambling for solutions to a developing budget crisis that could threaten the future of the country’s coalition government.

Like the rest of the euro zone, the German economy is dealing with a rapid rise in interest rates, as the European Central Bank took its main deposit facility from a record low of -0.5% in September 2019 to a record-high of 4% in September 2023.

“I will say that, actually, the financial sector dealt quite well with this increase in interest rates. At the same time, the full effects are not yet visible, so they haven’t really worked their way through the balance sheets of the banks, and this is why we caution the banks as usual,” Buch told CNBC’s Annette Weisbach on Wednesday.

---- German banks enjoyed a strong third quarter, with Deutsche Bank posting a net profit of 1.031 billion euros ($1.13 billion) and Commerzbank more than tripling its net profit from the previous year to 684 million euros.

Buch nevertheless noted that provisioning for non-performing loans did not increase as substantially as the central bank would have liked, given the sharp rise in interest rates and the “very uncertain environment” for the economy.

“Provisioning has increased a bit, but if you compare it to historical averages, it is still at a relatively low level and the same actually holds for corporate insolvencies, so corporate insolvencies which actually came down over the past 20 years have increased slightly, but are still way below historic averages,” she said.

“In all likelihood, given the structural change that we have, given the uncertainty that we have around us, corporate insolvencies are likely to increase, credit risk is likely to increase, and this is why we — on both sides, from the macro-prudential side and the micro-prudential side — really make banks aware of these risks and urge them to increase whatever they can, their resilience.”

A Germany central bank official warns lenders as insolvencies rise (cnbc.com)

UK consumer confidence jumps despite lingering inflation pain

By Suban Abdulla 

LONDON, Nov 24 (Reuters) - British consumers have turned more optimistic about the outlook for the economy and their personal finances this month but their mood remains a long way off pre-COVID levels, market research firm GfK said on Friday.

Despite lingering cost-of-living pressures, GfK's headline consumer confidence index was stronger than anticipated in November, increasing to -24 from October's three-month low of -30.

November's reading was above the -28 forecast in a Reuters poll of economists, and follows a sharp fall the month before.

The six-point increase was the biggest month-on-month improvement since March to April although Friday's reading was still much weaker than just before the coronavirus pandemic hit Britain.

"Recent ups and downs in confidence have underlined the nation's topsy-turvy economic mood as encouraging news about falling inflation and wage growth is offset by high personal taxation, alongside costly fuel and energy bills," Joe Staton, GfK's client strategy director, said.

Britain's economy has suffered stagnating growth but GfK's measure of how consumers view the economy in the 12 months ahead increased to -26 from -32 in October while feelings about the outlook for their personal finances rose by five points to -3.

The Bank of England, which has held interest rates at 5.25% at its last two meetings after 14 consecutive increases, is closely monitoring upside risks to inflation. Financial markets are almost certain rates have peaked, but Governor Andrew Bailey last week said it was "too early" to think about rate cuts.

More

UK consumer confidence jumps despite lingering inflation pain | Reuters

Finally, that Gaza “pause” starts. Day one of four.

 

Israel-Hamas war live updates: Cease-fire to start at 7 a.m. local time Friday, hostage release due at 4 p.m., Qatar says

UPDATED THU, NOV 23 2023 3:04 PM EST

Qatar’s Foreign Ministry on Thursday announced a temporary Israel-Hamas cease-fire will begin at 7 a.m. local time on Friday (12 a.m. ET), with the first group of 13 hostages to be released at 4 p.m. on the same day.

The truce will last for four days, the Qatari spokesperson said, adding that they expect the warring parties to adhere to the terms of the agreement.

Along with Egypt and the U.S., Qatar helped mediate negotiations, which was initially expected to see an exchange of hostages taking place on Thursday.

Tzachi Hanegbi, Israel’s national security adviser, said late Wednesday that the hostage release has been delayed until at least Friday.

“The contacts on the release of our hostages are advancing and continuing constantly,” Hanegbi said in a statement translated by NBC News. “The start of the release will take place according to the original agreement between the sides, and not before Friday.”

Israel-Hamas war live updates: News on Gaza conflict (cnbc.com)

“I don’t feel old. I don’t feel anything until noon. Then it’s time for my nap.”

Bob Hope.

Global Inflation/Stagflation/Recession Watch.

Given our Magic Money Tree central banksters and our spendthrift politicians, inflation now needs an entire section of its own.

China wealth manager Zhongzhi flags insolvency, liabilities of $64 bln

BEIJING, Nov 23 (Reuters) - China's Zhongzhi Enterprise Group told investors it is heavily insolvent with liabilities of up to $64 billion, more than double its assets, as one of the country's leading wealth managers grapples with a deepening property sector crisis.

The firm, which has sizable exposure to China's real estate sector, apologised to its investors in a letter that said it had total liabilities of about 420 billion yuan ($58 billion) to 460 billion yuan ($64 billion).

The liabilities compared to Zhongzhi's estimated total assets of about 200 billion yuan ($27 billion), according to the letter, which was issued on Wednesday and was seen by Reuters.

Beijing-based Zhongzhi did not immediately respond a Reuters request for comment.

The worsening woes at Zhongzhi, a major player in China's $3 trillion shadow banking sector - roughly the size of the French economy - is set to reignite worries about the ripple effect of the property debt crisis on the broader financial sector.

China's highly indebted property sector has been reeling from a liquidity crunch since 2020. Defaults by developers since late 2021 have impeded economic growth and rattled global markets.

Shadow banking-linked wealth managers in China typically operate outside many of the rules governing commercial banks and mainly channel the proceeds of wealth products sold to retail investors to real estate developers and other sectors.

Signs of trouble at the Zhongzhi group first came to light in July when Zhongrong International Trust Co, a leading trust company controlled by Zhongzhi, missed payments on dozens of investment products.

Zhongzhi, whose business interests span from mining to wealth management, said in the letter that as the group's assets were concentrated in long-term debt and equity investments it was difficult to liquidate them and book the returns.

"Initial inspections show that the group is seriously insolvent and has significant continuing operational risks. The resources available for debt repayment in the short term are much lower than the group's overall debt scale," it said.

More

China wealth manager Zhongzhi flags insolvency, liabilities of $64 bln | Reuters

Germany shelves 2024 budget talks as crisis deepens

November 22, 2023

BERLIN (Reuters) -German Chancellor Olaf Scholz's coalition on Wednesday indefinitely postponed talks on next year's budget as it struggled to find a way out of a crisis caused by a court ruling that blew a 60 billion euro ($65 billion) hole in its finances.

The delay to the talks, which were scheduled in parliament for Thursday, underscored the challenge facing the government after the constitutional court blocked the transfer of unused pandemic funds towards green investments and industry support.

It has sparked warnings that growth in Germany's already wobbling economy could get dragged down next year and that projects and subsidies to keep its industry competitive were now at risk.

The three parties in Social Democrat (SPD) Scholz's uneasy coalition with the Greens and pro-business Free Democrats (FDP) are trying to hammer out a solution to keep as many spending pledges as possible - and make them legally compliant.

Their options include drawing up a supplementary budget for 2023 and suspending Germany's self-imposed debt brake before reinstating it for next year.

"Our goal is to discuss the budget quickly but with due care," said a joint statement of ruling party lawmakers.

Speaking at a joint news conference with Italian Prime Minister Giorgia Meloni in Berlin, Scholz said a proposed budget would now be deliberated with a sense of urgency in parliament, while still giving everyone time for careful checks.

The delay has heightened uncertainty about spending in all areas of the German economy and meant the 2024 budget might not be concluded before the end of the year.

The government has already imposed a freeze on most new spending commitments and blocked spending from the 200 billion euro Economic Stabilisation Fund for this year.

Almost every item of spending that has not yet been formally approved is up in the air. Among the uncertainties is aid for Ukraine.

More

Germany shelves 2024 budget talks as crisis deepens (msn.com)

Covid-19 Corner

This section will continue until it becomes unneeded.

WHO asks China for details on outbreaks of respiratory illness

Nov 23 (Reuters) - The World Health Organization (WHO) has asked China for details on an increase in respiratory illnesses and reported clusters of pneumonia in children, which its China office on Thursday called a "routine" check.

Chinese authorities from the National Health Commission held a press conference on Nov. 13 to report an increase in incidence of respiratory disease.

Authorities attributed the increase to the lifting of COVID-19 restrictions and the circulation of known pathogens such as influenza, mycoplasma pneumoniae, a common bacterial infection that typically affects younger children, respiratory syncytial virus, and the virus that causes COVID-19.

Both China and the WHO have faced questions about the transparency of reporting on the earliest COVID-19 cases that emerged in the central Chinese city of Wuhan in late 2019.

On Wednesday, the WHO said groups including the Program for Monitoring Emerging Diseases reported clusters of undiagnosed pneumonia in children in north China. The WHO said it was not clear if these were associated with an overall increase in respiratory infections previously reported by Chinese authorities or separate events.

The WHO said it had asked for additional epidemiologic and clinical information as well as laboratory results from the reported outbreaks among children, through the International Health Regulations mechanism.

It has also asked China for further information about trends in the circulation of known pathogens and the burden on health-care systems. The WHO said it was in contact with clinicians and scientists through its existing technical partnerships and networks in China.

More

WHO asks China for details on outbreaks of respiratory illness | Reuters

Technology Update.

With events happening fast in the development of solar power and graphene, among other things, I’ve added this section. Updates as they get reported.

New software can predict EV battery fires before they happen: ‘[They] will quickly be consigned to history’

November 23, 2023

A team of researchers claims to have artificial intelligence tech that can catch electric vehicle battery problems before they culminate in fires. 

Battery fires, particularly in common lithium-ion batteries, are one of the knocks against the cleaner rides. Identifying problems in power packs beforehand could eliminate the risk, and help to increase interest in a growing EV market.

The researchers, who call themselves Eatronians, aren’t from a distant planet. Eatron Technologies is based in the U.K. The tech they have developed, however, certainly sounds advanced. It’s part of the company’s effort to unlock the “full potential of batteries with intelligent software for all vehicle and battery manufacturers worldwide.”

Eatron uses AI that works “alongside your battery,” diagnosing problems as part of the company’s unique battery management software, product manager Krzysztof Slósarczyk said in a video clip on the company’s website.

Battery fires often result from what the experts call a “thermal runaway,” a series of calamities inside the power pack that can cause it to explode, per CNN. 

“This process can be triggered by a battery overheating, being punctured, or an electrical fault like a short circuit,” Dylan Khoo, an analyst at tech intelligence firm ABI Research, told the news agency. “In cases where fires occur spontaneously while charging, it is likely due to manufacturing defects.” 

Eatron’s experts cite lithium plating as the main culprit. This happens when the battery is charged quickly at low temperatures, causing lithium deposits to form around the anode. If let go, these deposits can cause a short circuit, according to the company. 

The company claims its software can ID plating and other “degradation” with 90% accuracy and no false positives. 

“The reality is that EV battery fires are incredibly rare, but even one is one too many,” Eatron CEO Umut Genc said on the company’s website. “As an industry, we need to ensure the number of catastrophic battery failures reaches zero, and then stays there.” 

There are already systems that look for problems during manufacturing. Eatron’s tech makes it possible to check the batteries after they are in EVs.

Typically, the company claims, the batteries had to be opened to find plating and other problems. The AI is essentially a wellness screening, catching early warning signs. 

Eatron experts envision EV owners having the time to schedule a fire-saving fix at their convenience, thanks to the early screening.

“Crucially, no matter how the manufacturer chooses to respond, the failure has been avoided, and [battery fires] will quickly be consigned to history,” Genc said on the company website. 

New software can predict EV battery fires before they happen: ‘[They] will quickly be consigned to history’ (msn.com)

Another weekend and a great hope that the pause in the Gaza war to free kidnaped hostages might be used by smarter heads to bring the senseless human slaughter to an end. We can only hope for such an outcome. Have a great weekend everyone, I will as I turn an unlikely 74 for a commodities trader.

“If I had known I was going to live this long, I’d have taken better care of myself.”

Anon.

 

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