Friday, 10 November 2023

2024, Recession 0r Depression? Boom Goes Boom?

Baltic Dry Index. 1598 +68            Brent Crude  80.44

Spot Gold 1956                  US 2 Year Yield 5.03 +0.10

Treasury yields lurched higher after declining for most of the past three weeks, propelled up in large part after a poorly received 30-year bond auction.

2024 Recession or depression?

With China dropping back into deflation again and Germany leading the EU into recession,  I think, the USA, UK, EU plus others, may have already entered or are entering a new recession. Recessions are usually only made official long after they started and often near where the recession is close to ending.

After flattening for a few weeks, the US Treasury yield curve was inverting once again until yesterday’s bad 30 year bond auction.

According to the latest statistics released in the US this week, banks and credit unions, have tightened credit to restrictive, especially new car loans and new credit card applications.  This as US EV demand, (and UK and German EV demand,) has plummeted.  Both banks and Credit Unions are reporting credit demand is now falling.

Car loan delinquencies and credit card delinquencies are both rising in the USA.

In October, US banks reported a rise in unrecognised losses from commercial real estate problem loans.  But due to much higher interest rates, plus other problems in cities like NY, SF and Chicago, plus tightened loan lending standards, much of US commercial real estate has already dropped into refinancing gridlock.  I think this gets worse before it gets better.

While Europe, China, much of Asia have their own problems, as goes America so goes the world, is still an economic driving force to the global economy, even if now fading a little.

Lastly,  Brent crude has fallen from about 95 dollars to 80 dollars in just a few weeks, largely due to falling demand rather than extra supply.  Diesel usage in the USA is falling, suggesting to me at least, slowing or falling US commerce.

This time round, unlike after the 2008-2009 Great Financial Crisis, there will be no Chinese property miracle to generate the China boom that sped up the global recovery.

In the stock casinos, rising concern that the punters have bet wrong and Fed Chairman Powell and his gang, just killed off the Santa Claus rally. Maybe the three bears were only hibernating and not dead after all.


South Korea leads weekly gains as Asia markets fall on Powell comments

UPDATED THU, NOV 9 2023 11:17 PM EST

Asia-Pacific markets fell on Friday, retreating from small gains made in the previous session amid a downbeat tone set by U.S. markets overnight, while South Korea’s benchmark index was set to outpace regional peers for the week.

The U.S. benchmark S&P 500 index ended an eight-day winning streak as Treasury yields spiked and Federal Reserve Chair Jerome Powell signaled more work may be needed to bring down inflation.

South Korea’s Kospi saw weekly gains of 1.42% after a strong start to the week when the country reimposed a ban on short selling.

The Kospi fell 1% on Friday, while the Kosdaq shed 1.72% at open. The Kosdaq was up 7.34% on Monday, but has fallen for four straight days since, wiping out nearly all those gains and set to end the week barely 1% higher.

Japan’s Nikkei 225 fell 0.64%, after gains of nearly 1.5% in the prior session. The Topix dropped 0.41%.

Hong Kong’s Hang Seng index shed 1.53%, poised for weekly falls of 2.34%. The HSI is set to be the worst weekly performer.

while China’s CSI 300 index dropped 0.69%.

In Australia, the S&P/ASX 200 traded 0.51% lower in its final hour of trading.

Wall Street’s main indexes closed lower. The S&P 500 fell 0.81%, ending an eight-day winning streak, as a sharp jump in yields rattled investors.

The Nasdaq Composite lost 0.94% and the Dow Jones Industrial Average dropped 0.65%.

Live updates: South Korea leads weekly gains, Asia markets fall after Powell comments (cnbc.com)

S&P 500 futures are little changed Thursday night after higher bond yields spur sell-off: Live updates

UPDATED THU, NOV 9 2023 8:14 PM EST

S&P 500 futures were little changed Thursday night after the broad-market index ended an eight-day run of gains.

S&P 500 futures slipped by 0.05%, while Nasdaq 100 futures slid nearly 0.2%. Futures tied to the Dow Jones Industrial Average flickered near the flat line.

In after-hours action, the Trade Desk swooned nearly 30% after the digital ad company offered weak revenue guidance for the fourth quarter. Elsewhere, hydrogen fuel cell company Plug Power cratered 25% on a wider-than-expected third quarter loss and a miss on revenue.

During Thursday’s trading, the S&P 500 slipped 0.8%, and snapped its longest winning streak since 2021. The Nasdaq Composite declined by 0.9%, ending a nine-day string of wins — also its lengthiest run of gains in two years. The 30-stock Dow dropped nearly 0.7%.

Stocks sold off after Federal Reserve Chair Jerome Powell said the central bank is “not confident” it has done enough in the battle against inflation. 

“The Federal Open Market Committee is committed to achieving a stance of monetary policy that is sufficiently restrictive to bring inflation down to 2 percent over time; we are not confident that we have achieved such a stance,” he said in prepared remarks at an International Monetary Fund event. 

Bond yields moved higher as stocks fell on Powell’s speech.

“The bond market itself is typically a lot smarter than the stock market when it comes to predicting rates,” Kevin Simpson, Capital Wealth Planning founder and chief investment officer said on CNBC’s “Closing Bell” on Thursday. 

The investor said he’s managing his portfolios under the expectation rates will stay “higher for longer.” 

“The Fed’s not cutting rates …

More

Stock market today: Live updates (cnbc.com)


Powell says Fed is ‘not confident’ it has done enough to bring inflation down

Federal Reserve Chairman Jerome Powell said Thursday that he and his fellow policymakers are encouraged by the slowing pace of inflation but are unsure whether they’ve done enough to keep the momentum going.

Speaking a little more than a week after the central bank voted to hold benchmark policy rates steady, Powell said in remarks for an International Monetary Fund audience in Washington, D.C., that more work could be ahead in the battle against high prices.

“The Federal Open Market Committee is committed to achieving a stance of monetary policy that is sufficiently restrictive to bring inflation down to 2 percent over time; we are not confident that we have achieved such a stance,” he said in his prepared speech.

The speech comes with inflation still well above the Fed’s long-standing goal but also considerably below its peak levels in the first half of 2022. In a series of 11 rate hikes that constituted the most aggressive policy tightening since the early 1980s, the committee took its benchmark rate from near zero to a target range of 5.25%-5.5%.

Those increases have coincided with the Fed’s preferred inflation gauge, the core personal consumption expenditures price index, to fall to an annual rate of 3.7%, from 5.3% in February 2022. The more widely followed consumer price index peaked above 9% in June of last year.

Powell said that inflation is “well above” where the Fed would like to see it while describing policy as “significantly restrictive.”

“My colleagues and I are gratified by this progress but expect that the process of getting inflation sustainably down to 2 percent has a long way to go,” he said. “We will keep at this until we succeed,” he later added, saying the Fed is focused on whether rates need to go higher and how long they need to stay elevated.

Stocks headed lower after the speech, with the Dow Jones Industrial Average down close to 200 points. Treasury yields lurched higher after declining for most of the past three weeks, propelled up in large part after a poorly received 30-year bond auction.

“Chairman Powell issued a warning to investors too giddy on the prospect of rate cuts next year,” said Jeffrey Roach, chief economist at LPL Financial. “The Fed will be true to its mandate and hike further should inflation reaccelerate.”

More

Powell says Fed is 'not confident' it has done enough to bring inflation down (cnbc.com)

Liquidity gridlock worsens in US commercial real estate sector

By Shankar Ramakrishnan

Nov 8 (Reuters) - Private lenders, in pole position as high interest rates leave them as the sole option for many in the commercial real estate market (CRE), are turning more selective and worsening a liquidity gridlock in a sector facing trillions of dollars of maturing debt.

In recent months, banks looked to rework terms on maturing CRE debt to stave off loan defaults, but they required additional infusion of equity capital allowing private lenders an opportunity to provide rescue financing through mezzanine debt, preferred equity or fresh common equity, industry sources said.

Initially those workouts were focused on the office sector, but now are spreading to multi-family, industrial and hotels. And those workouts are becoming mathematically untenable even for private lenders. This is happening as rental income, across sectors, is not keeping up with the increase in debt servicing costs, said several industry players.

"Debt is available, but not in the same amount as before and it is also meaningfully more expensive. That leaves a few choices, and none of them are ideal," said Mike Comparato, president of Franklin BSP Realty Trust.

Borrowing costs for the CRE market have risen more than income, a situation prompted by the steepest jump in interest rates in decades. Exacerbating factors include tighter lending standards after the March regional bank failures and falling office occupancies post-COVID.

“It is a fantastic time to be a private lender," said Jeff Holzmann, COO at Texas-based RREAF Holdings, a real estate investor. "But that doesn't mean that every opportunity that comes to you is a good one."

There are assets that may never recover even with lower interest rates because they are in cities where the market is deteriorating because of crime and declining demographics. Some would also need large investments for a turn-around which ate into returns, he said.

NO REAL OPTION

Rising caution among private lenders will worsen the paucity of liquidity for property owners who have no real exit option.

Two-year interest rate caps that protected against rising rates mature in coming years, and new caps that used to cost thousands now cost in the tens of millions of dollars, said several industry players.

As property valuations dropped on weaker fundamentals, borrowers also qualified for a smaller senior refinancing loan at rates that were at least 500 basis points higher.

More

Liquidity gridlock worsens in US commercial real estate sector | Reuters

 

Oil set for third weekly decline as Middle East conflict concerns ebb

By Sudarshan Varadhan 

SINGAPORE, Nov 10 (Reuters) - Oil prices were little changed on Friday after rising in the previous session but are set to fall for a third week as concerns of supply disruptions from the Israel-Hamas conflict have ebbed allowing demand worries to reassert themselves.

Brent crude futures for January were flat at $80.01 a barrel at 0157 GMT, while the U.S. West Texas Intermediate (WTI) crude futures for December were at $75.67, down 7 cents.

Brent futures are down 5.7% this week while WTI has declined 5.9% since last week. The three weeks of declines are the longest weekly losing streak for both contracts since a four-week drop from mid-April to early May.

"The threat of disruptions to supplies from the Middle East continues to fall," ANZ Research said in a note on Friday.

"The conflict remains well contained within Gaza, despite concerns it would escalate as neighbouring Arab nations show their displeasure."

---- The sense supply disruptions from the Israel-Hamas conflict are easing is occurring as concerns around demand, especially from China, the world's largest oil importer, are rising.

Weak Chinese economic data this week increased worries of faltering demand. Additionally, refiners in China, the largest buyer of crude oil from the world's largest exporter Saudi Arabia, asked for less supply from Saudi Arabia for December.

More

Oil set for third weekly decline as Middle East conflict concerns ebb | Reuters

 

Oil slumps nearly 3% to 3-month lows as demand concerns mount

November 8, 2023

NEW YORK (Reuters) -Oil prices slid nearly 3% on Wednesday to their lowest in more than three months on concerns over waning demand in the U.S. and China.

Brent crude futures fell $2.14, or 2.6%, to $79.47 a barrel by 1:06 p.m. EST (1806 GMT). U.S. crude lost $2.12, or 2.7%, to $75.25. Both benchmarks hit their lowest since mid-July.

"The market is clearly less concerned about the potential for Middle Eastern supply disruptions and is instead focused on an easing in the balance," ING analysts Warren Patterson and Ewa Manthey said in a note to clients, referring to crude supply conditions.

Also weighing on the market, U.S. crude oil stocks rose by almost 12 million barrels last week, market sources said late on Tuesday, citing the American Petroleum Institute's figures. [API/S]

That would be biggest build since February, compared with government data. However, the U.S. Energy Information Administration (EIA) has delayed the release of its weekly oil inventory data, usually on Wednesdays, until Nov. 15 to complete a planned systems upgrade.

Meanwhile, U.S. crude production will rise this year by slightly less than previously expected but petroleum consumption will fall by 300,000 barrels per day (bpd), the EIA said on Tuesday, reversing its previous forecast of a 100,000-bpd increase.

Data from China, the world's biggest crude oil importer, showed its total exports of goods and services contracted faster than expected, feeding worries about the energy demand outlook.

In the euro zone, data showing falling retail sales also highlighted weak consumer demand and the prospect of recession.

"The meltdown we've seen in prices is reflecting two things: concerns about the global economy hitting a brick wall based on data out of China and also a sense of confidence that the war in Israel and the Gaza Strip is not going to impact supply," said Phil Flynn, analyst at Price Futures Group.

Still, China's October crude oil imports showed robust growth and its central bank governor said that the world's second-biggest economy is expected to hit its gross domestic product growth target this year. Beijing has set a target of about 5% growth.

More

Oil slumps nearly 3% to 3-month lows as demand concerns mount (msn.com)

Global Inflation/Stagflation/Recession Watch.

Given our Magic Money Tree central banksters and our spendthrift politicians, inflation now needs an entire section of its own.

Falling pork prices drags China back into deflation

November 9, 2023

China’s recovery from the Covid lockdowns faced another blow as the economy slipped back into deflation in October.

New figures from the National Bureau of Statistics showed that the consumer price index dropped 0.2 per cent compared to last year and was down 0.1 per cent from the month before.

Producer prices meanwhile fell for the 13th consecutive months, falling 2.6 per cent on the year before.

The headline rate of consumer inflation was dragged lower by falling pork prices, which dropped over 30 per cent year-on-year.

Deflation refers to falling prices for goods and services. It can be hugely damaging for an economy as it encourages consumers to delay spending, putting further downward pressure on prices. 

The figures point to the problems the Chinese government has faced in generating a sustainable recovery from its draconian Covid lockdowns.

China has slipped into deflation once this year already in July and has struggled to generate any meaningful economic momentum.

The slowing rate of core inflation in today’s figures, which climbed 0.6 per cent year-on-year, points to the widespread deflationary pressures facing the world’s second largest economy.

More

Falling pork prices drags China back into deflation (msn.com)

EU will be in recession by the end of the year, warns former ECB president 

8 November 2023 • 6:02pm

The former president of the European Central Bank has said the EU will be in recession by the end of the year amid surging energy costs.

Mario Draghi, the former Italian prime minister, said the continent’s economy is also struggling with low productivity and a lack of skilled labour.

He added that the EU will not survive beyond being an economic bloc without further integration.

He told  the FT’s Global Boardroom conference: “To have an economy capable of supporting an ageing society at the rhythm we have in Europe, we have to have much higher productivity. 

“Where we need to get our act together is energy. We are going nowhere paying energy twice or three times what it costs in other parts of the world.”

Mr Draghi’s comments come as the EU struggles to recover from the pandemic and the energy price shock caused by Russia’s invasion of Ukraine.

He said: “Either Europe acts together and becomes a deeper union, a union capable of expressing a foreign policy and a defence policy, aside from all the economic policies . . . or I am afraid the European Union will not survive other than being a single market.”

He added: “It is almost sure we are going to have a recession by the year-end. It is quite clear the first two quarters of next year will show that.”

EU will be in recession by the end of the year, warns former ECB president (telegraph.co.uk)

UK Treasury's Griffith says recession is 'not where the UK is' now

November 8, 2023

NEW YORK (Reuters) -Britain is not facing a recession at the moment, but there is more work to do to see its economy grow at a significantly higher rate and combat inflation, UK Treasury Economic Secretary Andrew Griffith said in New York on Wednesday.

Griffith told the Reuters NEXT conference that Britain's biggest focus was to continue driving down inflation and that clearly involved choices.

Asked whether Britain was headed for a recession, Griffith said: "That's not where the UK is. There's more work to do, don't get me wrong. The point is to grow at a significantly higher rate than the UK has grown."

He said Britain was one of the fastest growing Group of Seven (G7) economies in Europe, calling that a "good start."

He said Britain's objective was to halve inflation this year, and forecasts showed it was on track to do that.

"We're now in November, so we'll see how the next few weeks and months go," he said

He said he was concerned about the geopolitical challenges and human tragedy occurring in the Middle East, and he said Britain was using its voice in the United Nations to "look for containment and restraint."

Griffith's underscored his government's commitment to a dynamic low-tax economy with high-quality public services, but said the higher priority at the moment was to reduce inflation, bolster growth and see debt falling over time.

More

UK Treasury's Griffith says recession is 'not where the UK is' now (msn.com)

Covid-19 Corner

This section will continue until it becomes unneeded.

Today, why is the UK NHS deliberately misleading the UK public, if not actually lying to them? Approx. 13 minutes.

NHS ... information

NHS ... information - YouTube

Safe and effective    (Approx. 14 minutes.)

Safe and effective - YouTube

Oxford AstraZeneca Covid jab was ‘defective’, claims landmark legal case

November 8, 2023

The Oxford-AstraZeneca Covid-19 vaccine has been branded “defective” in a multi-million pound landmark legal action that will suggest claims over its efficacy were “vastly overstated”.    

The pharmaceutical giant is being sued in the High Court in a test case by Jamie Scott, a father-of-two who suffered a significant permanent brain injury that has left him unable to work as a result of a blood clot after receiving the jab in April 2021. A second claim is being brought by the widower and two young children of 35-year-old Alpa Tailor, who died after having the jab made by AstraZeneca, the UK-based pharmaceutical giant.

The test cases could pave the way for as many as 80 damages claims worth an estimated £80 million over a new condition known as Vaccine-induced Immune Thrombocytopenia and Thrombosis (VITT) that was identified by specialists in the wake of the AstraZeneca Covid-19 vaccine rollout.

Independent studies show the AstraZeneca vaccine was incredibly effective in tackling the pandemic, saving more than six million lives globally in the first year of the rollout. Last year, the World Health Organisation said the vaccine was “safe and effective for all individuals aged 18 and above” and that the adverse effect that has prompted the legal action was “very rare”.

The vaccine, which was heralded at its launch by Boris Johnson as a “triumph for British science”, is no longer used in the UK. The Government recommends three other vaccines for its autumn booster programme.

In the months following the rollout, the potential serious side effect of the AstraZeneca jab was identified by scientists. Following this, it was recommend it no longer be given to the under-40s in the UK because the risk of receiving the jab outweighed the harm posed by Covid.

AstraZeneca last night told the Telegraph that patient safety was its “highest priority”, that its vaccine, called Vaxzevria, had “continuously been shown to have an acceptable safety profile”, and that regulators around the world “consistently state that the benefits of vaccination outweigh the risks of extremely rare potential side effects”.

---- Official figures obtained under a Freedom of Information request show that out of 148 payouts made by the Government under the Vaccine Damage Payment Scheme, which provides compensation to those injured by vaccines or to bereaved next-of-kin, at least 144 went to recipients of the AstraZeneca vaccine. Fewer than five people under the scheme received vaccines other than AstraZeneca.

Families complain the amount paid out under the scheme – a fixed tax-free sum of £120,000 – is insufficient, prompting them to bring the legal cases in the High Court against AstraZeneca.

The claim is being brought by Mr Scott under the Consumer Protection Act 1987 and argues that the AstraZeneca vaccine was “defective” in that it was not as safe as individuals were entitled to expect. 

More

Oxford AstraZeneca Covid jab was ‘defective’, claims landmark legal case (msn.com)

Technology Update.

With events happening fast in the development of solar power and graphene, among other things, I’ve added this section. Updates as they get reported.

Bill Gates backs novel device promising wind energy at 1/3 the cost

Loz Blain  November 07, 2023

It looks nothing like a typical "fan on a stick" wind turbine, but this oval track with evenly spaced wing blades could be an enormously disruptive addition to the renewable energy mix, since it slashes the cost of wind power to unprecedented lows.

Wyoming's Airloom Energy has come out of stealth mode with a new CEO fresh out of Google[x], US$4 million in seed funding, led by Bill Gates's Breakthrough Energy Ventures fund, and a radically different technical approach that it says fundamentally upends the financial equation for wind farms.

Wind turbines are getting absolutely enormous, with some new designs standing taller than the Eiffel tower, as some of the largest moving machines in history . And they'll continue getting bigger, because the bigger they get, the greater the energy incentive becomes to make the blades even longer.

But their sheer size increases cost at every step; the materials, manufacturing, transport, logistics, construction and maintenance budgets all take a severe hit when you're dealing with long blades, tall tower structures, and massive generators that have to live at the top of them and support the blades.

Airloom's approach makes everything much smaller and much closer to the ground. A 2.5-MW Airloom setup would use a number of 25-m (82-ft) poles to suspend an oval-shaped track, into which a series of 10-m (33-ft) wing blades are set, joined by a cable.

Like sailboats, which can harvest motion energy from wind in any direction except dead-ahead or straight behind, these blades harvest wind energy as they travel around the track, which is oriented such that its long sides are angled for maximum wind capture and its short ends are spaces where the blades can change direction as the rest of the blades haul them around.

Power takeoffs harvest linear motion from the cable to run generators. Where a regular wind turbine gets maximum torque from the tips of its blades and very little from the bits closest to the hub, the full length of each of the Airloom system's blades will contribute to hauling the whole loop around, with effectively a short break twice per revolution as they turn around at the ends.

Thus, a 2.5-MW Airloom track will fit on a single truck, it won't require enormous turbine tower cranes (or indeed the remarkable climbing cranes that are starting to pop up), the parts can be built in relatively small factories, from non-specialist materials, and every part of installing and maintaining them becomes easier, cheaper and safer.

Compared with a regular turbine, for example this 2.5-MW-rated GE unit – a 100-m-diameter (328-ft) fan supported by a hub held 85 m (279 ft) high on a tubular steel tower – Airloom says a wing track will be less than 10% of the cost, at somewhere under US$225,000. Add in the land requirements and whatnot, and a full wind farm setup promises to be less than 25% of the capital cost, at less than $6 million for a 20-MW wind farm.

And at the brass-tacks level, Airloom claims its design will bring the Levelized Cost of Energy (LCoE) of wind energy down to about one third of what it costs today per kilowatt-hour, somewhere around 1.3 cents per kilowatt hour – making one of the cheapest forms of renewable energy much, much cheaper.

More

Bill Gates backs novel device promising wind energy at 1/3 the cost (newatlas.com)

Another weekend and “Remembrance Weekend” in GB, originally held to remember the dead of WW1, “the war to end all wars,” now unfortunately to remember many more wars.

In Gaza and the Ukraine, never ending war goes on, no one seems to know how to stop either, though no one anywhere is actually trying. Across much of the world’s great cities, thousands will turn out to demonstrate against mainly the Gaza war. None will have any effect.  Have a great weekend everyone.

"There is no means of avoiding the final collapse of a boom brought about by credit expansion. The alternative is only whether the crisis should come sooner as the result of voluntary abandonment of further credit expansion, or later as a final and total catastrophe of the currency system involved."

Ludwig von Mises.

 

 

 

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