Friday, 17 November 2023

Stocks v The Real World Economy.

Baltic Dry Index. 1758 +28            Brent Crude  77.43

Spot Gold 1984                    US 2 Year Yield 4.83 -0.07

November 17, 1869 Suez Canal in Egypt opens, linking Mediterranean and Red seas

In the fantasy world of stock casinos, it’s party time again as the roaring 20s are back say the perpetual bulls. Still the Asian stock casinos seem to have somehow derailed this morning.

Did the Santa Claus rally last only two weeks? Look away from that collapsing oil price now.


Alibaba’s Hong Kong shares drop 10%, dragging on Hang Seng; most Asia stocks fall

UPDATED THU, NOV 16 2023 11:36 PM EST

Hong Kong stocks continued to lead declines in Asia-Pacific on Friday, as shares of Alibaba plunged in early trading, while most markets cooled off from a mid-week rally sparked by hopes of easing U.S. inflation.

Hong Kong’s Hang Seng index fell 1.80%, the tech-focused Hang Seng Tech index dropped 2% — dragged lower by heavyweight Alibaba which fell 10%.

The Chinese e-commerce giant said it would not proceed with the full spinoff of its cloud group due to U.S. chip export restrictions.

Investors also digested high-level discussions between the United States and China. Economic data in the region will be parsed through the day.

Stocks on Wall Street took a breather from a rally seen this month.

Mainland China’s CSI 300 index fell 0.53%.

Japan’s Nikkei 225 was near the flatline and the Topix added 0.27%.

In South Korea, the Kospi declined 0.74%, while the Kosdaq fell 1.50%.

Australia’s S&P/ASX 200 was 0.14% lower.

Overnight, the Dow Jones Industrial Average closed lower, as investors took a break from the rally earlier this month.

The 30-stock Dow slipped 0.13% and snapped a four-day run of gains. The S&P 500 ticked higher by 0.12%, while the Nasdaq Composite inched up by 0.07%.

Live updates: Asia markets fall, Hong Kong, Alibaba lead declines (cnbc.com)

Stock futures are little changed as investors hope to extend November gains: Live updates

UPDATED THU, NOV 16 2023 7:53 PM EST

Stock futures oscillated near the flatline Thursday evening as investors looked to keep this month’s gains going.

Futures tied to the Dow Jones Industrial Average ticked higher by 21 points, or 0.06%. S&P 500 futures advanced 0.06%, while Nasdaq 100 futures slipped 0.05%.

In after-hours action, Gap shares leapt 15% as the company posted better-than-expected results in the third quarter. Electric vehicle charging network ChargePoint slid 29% after announcing a shake-up in its C-suite and cutting its forecast for third-quarter revenue.

During regular trading, the 30-stock Dow ended the session lower by 0.13%, snapping a four-session run of gains. The S&P 500 added 0.12%, and the Nasdaq Composite closed 0.07% higher.

All three averages are on pace for weekly gains — and that would mark their third straight positive week. The S&P 500 and the Nasdaq are up more than 2% through Thursday’s close, while the Dow is on pace for a 1.9% rise.

Soft readings for October’s consumer price index and the producer price index carried stocks during the week. CPI was flat from the previous month, while wholesale prices dropped 0.5% for their largest monthly decline since April 2020.

The results lifted investors’ hopes that the worst of inflation — as well as the Federal Reserve’s tough stance on rate policy — may be in the rearview mirror.

“It’s hard sometimes in the moment to recognize when something has significantly changed, [but] I think there was a tremor on Tuesday, and things have changed,”  EMJ Capital founder and president Eric Jackson said on CNBC’s “Closing Bell” on Thursday. “The Fed has done a Punxsutawney Powell, and gone back into hibernation for I think the next six years.”

The question is whether traders will be able to maintain that optimism for the remainder of the month. In November, the S&P 500 is up 7.5%, while the Dow has a 5.7% gain. The Nasdaq has leapt 9.8%.

On Friday, investors will be eyeing housing starts and building permits data for October.

Stock market today: Live updates (cnbc.com)

Back in the real world economy, a global recession looms and that’s always dire for most stocks, especially corporations heavily exposed to cheap debt that must be rolled over into expensive debt.

Recessions aren’t good for commercial real estate companies either, nor servicing commercial real estate loans. A 2024 US banking crisis looms into view given most CRE loans are held by US regional banks and credit unions.


Oil prices slip on US crude build and China demand worries

By Natalie Grover 

Nov 16 (Reuters) - Oil prices edged lower on Thursday, extending losses from the previous session as signals of higher supply from the United States met concern over lacklustre energy demand from China.

Brent futures were down 70 cents at $80.48 a barrel by 1250 GMT. U.S. West Texas Intermediate crude (WTI) shed 65 cents to $76.01. Both benchmarks fell more than 1.5% in the previous session.

WTI's front-month contract also traded below the price for the second month, a structure known as contango, suggesting that investors expect prices to increase. The front month's discount to the second month traded at minus 17 cents on Thursday.

"Clearly, the decline in crude oil prices and the weakening of the structure is an ominous sign; one that implies an oversupplied physical market," said Tamas Varga of oil broker PVM.

Worries have been amplified by the U.S. crude stocks that the U.S. Energy Information Administration (EIA) said rose by 3.6 million barrels last week to 421.9 million barrels, far exceeding analysts' expectations in a Reuters poll.

U.S. crude production held steady at a record 13.2 million barrels per day (bpd).

Varga said the fall in crude prices flies in the face of recent estimates of global demand-supply fundamentals from OPEC and the International Energy Agency (IEA), both of which predicted supply tightness in the fourth quarter.

Meanwhile, October inflation data from major economic hubs including the euro zone, the United States and the UK have also been encouraging, he added.

Even China, where the property sector remains in trouble, is seeing green shoots of economic recovery. Its economic activity perked up in October as industrial output increased at a faster pace and retail sales growth beat expectations.

"The current price drop is taking place amid a seemingly auspicious backdrop, which suggests that investors simply do not buy into the ‘Q4 stock draw’ narrative; something that is not backed up by the recent weekly EIA reports either," said Varga.

One of the factors likely to be spooking investors is an expected slowdown in Chinese oil refinery throughput. Runs eased in October from the previous month's highs as industrial fuel demand weakened and refining margins narrowed.

In the Middle East, with the Israel-Hamas conflict appearing to be escalating in Gaza, U.S. officials on Wednesday vowed to enforce oil sanctions against Iran, which has long been a backer of Hamas.

Oil prices slip on US crude build and China demand worries | Reuters

Oil prices little changed on Friday, set for fourth week of falls

UPDATED THU, NOV 16 2023 11:36 PM EST

Oil prices were little changed on Friday but were set for the fourth straight week of declines after hitting four month-lows in the previous session.

The price of U.S. crude oil fell 5% on Thursday as inventories rose while slowing industrial activity raised concerns about waning demand.

The West Texas Intermediate inched 0.14% higher at $73 a barrel in Asia trading hours, while the Brent gained 0.11%, to $77.54 a barrel.

U.S. crude and the global benchmark both traded at their lowest level since early July on Thursday.

“The shift lower was likely driven initially by oversupply concerns,” Commonwealth Bank of Australia analysts wrote in a note. “Demand concerns added to oversupply narrative, particularly with U.S. continuing jobless claims rising to the highest level in almost two years.”

Live updates: Asia markets fall, Hong Kong, Alibaba lead declines (cnbc.com)

Deflation could be coming this holiday season, Walmart CEO says

Shoppers may get an early present this holiday season: falling prices in many gift-giving categories.

On Thursday, Walmart CEO Doug McMillon said deflation could be coming as general merchandise and key grocery items, such as eggs, chicken and seafood get cheaper.

He said the retailer expects some of the stickier higher prices, such as the ones for pantry staples, to “start to deflate in the coming weeks and months,” too.

“In the U.S., we may be managing through a period of deflation in the months to come,” he said on the company’s Thursday earnings call. “And while that would put more unit pressure on us, we welcome it, because it’s better for our customers.”

For more than a year, consumers have coped with inflation that peaked around four-decade highs and drove up the cost of nearly everything, including groceries, rent and utilities. But McMillon’s comments echoed what the government and other retailers said earlier this week, offering signs of relief for inflation-weary consumers.

Inflation was flat month over month, according to the latest consumer price index report from the Labor Department on Tuesday. Core CPI, a metric that excludes the categories of food and energy that tend to be volatile, hit a two-year low. Home Depot CFO Richard McPhail said “the worst of the inflationary environment is behind us” on an earnings call Tuesday.

Even Thanksgiving will be lighter on Americans’ wallets compared with last year. Lower turkey prices mean that the average cost of a dinner for 10 people will be $61.17, down 4.5% from last year’s record of $64.05, according to the American Farm Bureau Federation.

Stubborn inflation has been one of the biggest challenges for retailers, including Walmart, the world’s largest retailer. It felt pressure from that again in the fiscal third quarter, even as it beat Wall Street’s sales and earnings expectations. Chief Financial Officer John David Rainey told CNBC that shoppers have waited for items to go on sale before buying them, such as holding out for a Black Friday event.

There’s still some time to go before inflation completely eases, however. Across most categories, Americans are still spending more on the same items, according to the latest CPI numbers. Food at home, electricity and haircuts cost more than they did a year ago.

At Walmart, groceries are up by a mid-single-digit percentage compared with last year, but still elevated by the high-teens percentage compared with two years ago, Rainey said.

Walmart’s McMillon said some stubborn food prices continue to be a concern.

“The pockets of disinflation we are seeing are helping, but we like to see more, faster,” he said.

Deflation could be coming this holiday, Walmart CEO says (cnbc.com)

Global Inflation/Stagflation/Recession Watch.

Given our Magic Money Tree central banksters and our spendthrift politicians, inflation now needs an entire section of its own.

Fed’s Mester wants ‘much more evidence’ that inflation has been defeated

Cleveland Federal Reserve President Loretta Mester said Thursday that this week’s news showing lower levels of inflation isn’t enough to convince her that the central bank has won its battle against higher prices.

“We’re making progress on inflation, discernible progress. We need to see more of that,” Mester told CNBC’s Steve Liesman during an interview on “The Exchange.” “We’re going to have to see much more evidence that inflation is on that timely path back to 2%. But we do have really good evidence that it has made progress and now it’s just, is it continuing?”

In separate reports, the Labor Department said that consumer prices were unchanged in October from the previous month, while wholesale prices actually fell 0.5%.

While the producer price index fell below the Fed’s 2% 12-month inflation goal, the consumer price index was still at 3.2%, and even higher when excluding food and energy, at 4%.

Following the reports, market pricing in the futures market completely eliminated the possibility that the Fed would be approving any additional interest rate hikes. Moreover, the market is now pricing in the equivalent of four quarter percentage point rate cuts next year, according to a CME Group gauge.

But Mester said she’s reserving judgment on where policymakers go from here.

More

Fed's Mester wants 'much more evidence' that inflation has been defeated (cnbc.com)

Let’s be honest, inflation is down and the Bank of England could create a recession

Thu, 16 November 2023 at 5:30 am GMT

In July 2021, Bank of England governor Andrew Bailey cautioned against a temptation to “over-react to temporarily strong growth and inflation”. At the time, the consumer price index had just reached 2.1 per cent, marginally surpassing the Bank’s official target. Yet Bailey believed this would be a “temporary feature of the bounce-back” rather than a persistent curse. Just a year later, inflation had climbed to over ten per cent and has remained above the two per cent target ever since.

The oft-heard excuse from those who failed to see the inflation threat is to attribute blame to the war in Ukraine and the consequential skyrocketing energy and food costs. But, in truth, inflation was already out of control before Russian troops kickstarted the full-scale invasion in February last year. In January 2022, inflation had already reached 5.5 per cent.

Inflationary conditions were baked in during the pandemic. The Bank of England expanded its qualitative easing programme by an astonishing £450bn in 2020 and 2021, effectively printing more money in a shorter period than ever. In practice, this involved purchasing government bonds, keeping down the cost of borrowing for Covid support programmes.

But nothing in life is free. Putting an immense amount of cash into bank accounts resulted in too much money chasing too few goods when people began spending again as restrictions were lifted.

Nobel-prize-winning economist Milton Friedman famously said, “Inflation is always and everywhere a monetary phenomenon.” Modern central bankers tend to scoff at this idea, instead focusing on the importance of inflationary expectations, supply shocks, demand pressures and the state of the labour market. The issue of “long and variable lags” in Friedman’s theory also raises practical challenges for monetary policymakers – namely, it is hard to know precisely when a change in money supply will filter through to inflation, making it difficult to use monetary measures to fine-tune policy.

Nevertheless, it seems evident and recent experience demonstrates money plays a role. The lesson for central bankers is obvious: do not ignore monetary factors in setting monetary policy.

Yesterday, it emerged that inflation had fallen sharply to 4.7 per cent. This means Prime Minister Rishi Sunak has met his target of halving inflation. Inflation is also likely to reach the two per cent target next year. There is, however, a risk that after failing to see the threat of inflation on the horizon, the Bank is overcorrecting by keeping interest rates too high for too long, excessively slowing down the economy.

The money supply is again an essential reference point. The best measure of ‘broad money’ is M4x, which takes account of the private sector’s holding of hard currency, deposits, and other short-term financial instruments similar to cash. This measure, which should grow at a steady and low rate, has taken a negative turn. M4x fell by minus 4.2 per cent in September.

More

Let’s be honest, inflation is down and the Bank of England could create a recession (yahoo.com)

UK lenders step up mortgage price battle as inflation slows

By Iain Withers 

LONDON, Nov 15 (Reuters) - British lenders have accelerated price cuts on mortgages as competition intensifies, inflation slows and markets increase bets on future Bank of England (BoE) interest rate cuts.

Average rates on fixed-rate mortgage products have fallen by more than 0.5 percentage points since peaking in July, Moneyfacts data shows, even before the BoE starts to reduce the benchmark rate that underpins borrowing costs.

The latest inflation data on Wednesday showed price rises in Britain fell faster than expected in October, plunging to 4.6% from 6.7% the prior month, leading to further investor bets on BoE rate cuts next year.

 

HSBC (HSBA.L) became the latest lender to cut rates on Wednesday, by an average of 0.15 percentage points across its products, following similar moves by rivals Halifax, Virgin Money (VMUK.L) and Nationwide (NBS.L) in recent days.

 

Mortgage brokers have seen a series of lenders reduce rates in the last few weeks to catch up with the overall shift in market-pricing on future rates, a spokesperson for broker John Charcol told Reuters.

The average two-year fixed rate mortgage was priced at 6.19% as of Wednesday, the Moneyfacts data showed, down from a peak this year of 6.86% on 26 July. The average five-year rate was 5.79%, down from a peak of 6.37% on Aug. 2.

More

UK lenders step up mortgage price battle as inflation slows | Reuters

Covid-19 Corner

This section will continue until it becomes unneeded.

US stats from the US Life Insurance industry. Approx. 10 minutes.

Excess deaths in 2023

Excess deaths in 2023 - YouTube


Technology Update.

With events happening fast in the development of solar power and graphene, among other things, I’ve added this section. Updates as they get reported.

iPhone 16 to use graphene heat sink to solve overheating issues

Thu, 16 November 2023 at 3:11 am GMT

Users complained of overheating iPhone 15 models shortly after release, which Apple fixed via software, but the iPhone 16 is rumored to have a hardware solution, too.

Select 
iPhone 15 and iPhone 15 Pro models could overheat to the point of being uncomfortable to hold, at least until iOS 17.0.3. Apple blamed these conditions on poorly optimized software and issued a software fix, but more effective cooling may also help.

The iPhone 15 is already here and can't get a hardware change mid-cycle, but X user @KosutamiSan says Apple is working on a solution for iPhone 16. The company could switch to a graphene heat sink and a metal battery case to promote better heat transfer.

The iPhone is such a tiny object that there isn't much space for anything, especially thick or heavy heat sinks. Graphene is an excellent material for a heat sink because it has ten times more thermal conductivity than copper.

The iPhone has no fan, so heat has to be dissipated through the device frame into the air using passive heat transfer. Heat sinks do precisely what the name implies, they remove heat from undesirable areas by having a more efficient thermal conduction value than the materials around it.

Graphene would perform better than the existing cooling mechanism, thus allowing the iPhone to deal with more heat more efficiently.

Apple has investigated many ways to cool the iPhone down but hasn't changed much beyond using different heat sinks. Ming-Chi Kuo suggested Apple could use vapor chambers at one point, while a patent pointed to magnets as a solution.

However, those options are cost-prohibitive and require radical design changes. Graphene may be the perfect solution to keep the iPhone 16 from overheating if the rumor proves true.

Kosutami is a known leaker that collects design validation test products and other such pre-production items. The leaker has a short history with accurate leaks like USB-C components for iPhone 15, but also some misses like with a supposed iPhone 15 Pro Thunderbolt cable. So, we're rating this leak as possible.

iPhone 16 to use graphene heat sink to solve overheating issues (yahoo.com)

Another weekend and the Gaza war on women and children goes on relentlessly. But no one in the west really cares and that’s badly noticed in the wider world. No NATO Ukraine crocodile tears for Gaza’s helpless trapped prison inmates. No meaningful action by the “big guy” in the District of Crooks.

With most drinkable water now scarce, food supplies running out, bodies buried in rubble, no diesel and most medical care collapsed, a medieval disease disaster comes next. Will that be enough to prick the conscience of NATO and the west? Don’t count on it, only President Macron seems to have a conscience. Have a great weekend everyone.

November 17, 1913 The first ship sails through the Panama Canal, connecting the Atlantic and Pacific oceans.

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