Wednesday, 4 October 2023

US Rates Up, Stocks Down With More To Come.

Baltic Dry Index. 1780 +43              Brent Crude 90.79

Spot Gold 1823                 US 2 Year Yield 5.15   +0.08

Stocks take the escalator up, the elevator down.

Wall Street adage.

It was a bad day in the stock casinos, with more bad days still to come, it’s October.

Forty plus years of declining to zero percent US interest rates has come to a long overdue end. Now comes the reckoning and it will trigger a tsunami of corporate bankruptcies and US bank failures. But enough of looking forward to joys of next year.

It wasn’t a very good day in the District of Crooks either, where crook politician number three lost his job.

Boom turns to bust?

10-year Treasury yield hits 4.80%, a 16-year high

The 10-year Treasury yield, which serves as a benchmark for mortgage rates and as an investor confidence barometer, on Tuesday surged to its highest level since 2007.

The 10-year Treasury yield was last up 11 basis points to 4.793, after climbing to 4.8% earlier on Tuesday. The 30-year Treasury yield rose as high 4.924%, also the highest since 2007.

The 2-year Treasury yield, which is sensitive to expectations around where the Federal Reserve will set its own key borrowing rate, increased slightly to 5.144%.

Yields and prices move in opposite directions and one basis point equals 0.01%.

August’s Job Openings and Labor Turnover survey released Tuesday showed a still tight labor market, giving the Federal Reserve the green light to keep lifting rates.

In recent public remarks, Fed policymakers have indicated disagreement about whether another rate hike is needed before the end of the year, but concur that rates will have to stay elevated for what could be a prolonged period of time.

The central bank’s Federal Open Market Committee has been using rate increases to bring down inflation that officials consider to be too high even though the rate has come down considerably from its peak in mid-2022.

“Inflation continues to be too high, and I expect it will likely be appropriate for the Committee to raise rates further and hold them at a restrictive level for some time to return inflation to our 2% goal in a timely way,” Fed Governor Michelle Bowman said in prepared remarks Monday.

Also speaking Monday, Fed Vice Chair for Supervision Michael Barr said it’s less important to focus on another hike and more critical to understand that rates likely will remain elevated “for some time.” And Cleveland Fed President Loretta Mester, a nonvoter this year on the FOMC, said “we may well need to raise the fed funds rate once more this year and then hold it there for some time.”

Market uncertainty remains about when and whether a rate increase may be implemented. Two central bank policy meetings remain this year, Oct. 31-Nov. 1 and Dec. 12-13. Market pricing Tuesday morning was pointing to just a 25.7% chance of a hike on Nov. 1, but a nearly 45% probability in December, according to futures pricing measured in the CME Group’s FedWatch Tool.

---- The jump in rates has rekindled talk about market “bond vigilantes,” a term coined by economist Ed Yardeni to describe the impact when fixed income investors leave the market because of worries over U.S. debt.

Persistently high fiscal deficits are one factor in the rising costs of borrowing. Public debt has risen past $32.3 trillion this year. Debt has risen to nearly 120% of total gross domestic product.

“The worry is that the escalating federal budget deficit will create more supply of bonds than demand can meet, requiring higher yields to clear the market; that worry has been the Bond Vigilantes’ entrance cue,” Yardeni wrote Tuesday morning in a note titled “The Bond Vigilantes Are On The March.”

“Now the Wild Bunch seems to have taken full control of the Treasury market; we’re watching to see if the high-yield market is next,” he added. “We are still counting on moderating inflation to stop the beatings in the bond market.”

U.S. Treasury yields: investors weigh economic outlook (cnbc.com)

Dow loses more than 400 points and goes negative for 2023 as interest rates spike: Live updates

UPDATED TUE, OCT 3 2023 5:19 PM EDT

Stocks tumbled on Tuesday as Treasury yields hit their highest levels since 2007, raising concern higher interest rates would freeze the housing market and tip the economy into a recession.

The Dow Jones Industrial Average lost 430.97 points, or 1.29%, for its worst day since March. The 30-stock index ended the day at 33,002.38. The S&P 500 slid 1.37%, touching its lowest level since June during the session and closing at 4,229.45. The tech-heavy Nasdaq Composite dropped 1.87% to end at 13,059.47 as growth stocks saw some of the biggest losses because of the rise in rates.

With Tuesday’s losses, the Dow went into the red for the year, off by 0.4%. The broader S&P 500 is still up 10% for 2023.

The 10-year Treasury yield touched 4.8%, reaching its highest level in 16 years. The benchmark yield has surged in the past month as the Federal Reserve pledged to keep interest rates at a higher level for longer. The 30-year Treasury yield hit 4.925%, also the highest since 2007. The average rate on a 30-year fixed mortgage neared 8%.

---- The rise in yields poses “a major headwind to equities,” according to Alex McGrath, chief investment officer at NorthEnd Private Wealth.

Stocks traded inversely to bond yields throughout the day, moving lower each time as rates spiked. The latest catalyst for the rate boost was the release Tuesday of the August job openings survey, which signaled a tight labor market. The survey showed 9.6 million open roles in the month. Meanwhile, economists polled by Dow Jones had anticipated 8.8 million jobs. A strong labor market is allowing the Fed to tighten policy without fear it is going too far.

ear spread on trading floors as the session continued, with the Cboe Volatility Index jumping to its highest level since May. That barometer rises when investors see more tumult ahead.

Stocks with the most to lose from rising rates and a potential recession led the day’s losses. The SPDR S&P Homebuilders ETF (XHB) shed more than 2% with Home Depot and Lowe’s falling. Goldman Sachs and American Express were the biggest losers in the Dow.

Big Tech names like Nvidia and Microsoft fell as higher interest rates dented enthusiasm for growth stocks trading on the promise of higher earnings down the road.

Stock market today: Live updates (cnbc.com)

European stocks fall over 1% as U.S. Treasury yields hit 16-year high

UPDATED TUE, OCT 3 2023 12:02 PM EDT

European stock markets closed lower Tuesday as investors digested gloomy economic data from the region.

The regional Stoxx 600 index ended down 1.1%, with all sectors and major bourses in negative territory. The debt-heavy utilities sector dropped 2.7% with higher-for-longer rates in focus, while mining stocks were down 2.6%.

Stocks have failed to shake off their August and September gloom at the start of the new month, with the Stoxx declining Monday as data revealed an outgoing downturn in manufacturing output, as new orders fell by a near-record level.

In Asia-Pacific markets overnight, Hong Kong stocks fell about 3%, leading wider losses in the region. Hong Kong’s Hang Seng index traded 3.12% lower after coming back from a National Day holiday on Monday.

U.S. stocks were lower as traders closely monitored rising Treasury yields, which hit a 16-year high. The 10-year Treasury yield, a benchmark for mortgage rates and guage of investors’ economic confidence, briefly touched its highest level since 2007.

European markets live updates: stocks, news, data and earnings (cnbc.com)

Something is breaking in financial markets — Here’s what’s behind the sell-off

That cracking sound in financial markets isn’t the typical kind of break, where one asset class or another fractures and gives way. Instead, this is more a break in a narrative, one that has widespread repercussions.

The narrative in question is the one where the Federal Reserve holds interest rates low and everyone on Wall Street gets to enjoy the fruits.

That’s changing.

In its place comes a story in which rates are going to stay higher for longer, an idea Fed officials have tried to get the market to accept and which investors are only now beginning to absorb.

The pain of recognition was acute for Wall Street on Tuesday, with major averages down sharply across the board and Treasury yields surging to their highest levels in some 16 years.

“When you have an economy predicated on zero rates, this fast move [by the 10-year Treasury yield] towards 5%, the calculus has to change, because the ramifications are going to change,” said Quincy Krosby, chief global strategist at LPL Financial. “The cost of capital is going up, companies are going to have to refinance at a higher rate.”

The surge in rates is especially ominous as corporate America heads to third-quarter earnings reporting season, which is right around the corner.

“All of this has to be assimilated and digested by the market,” Krosby added. “You can see that it’s troubling and it’s difficult.”

---- But the carnage really got going following the 10 a.m. ET release of a Labor Department report showing that job openings took a sudden swing higher in August, countering the prevailing wisdom that the employment picture was loosening and thus putting less upward pressure on wages.

In turn, traders grew worried that the central bank would be forced to keep monetary policy tight. That sentiment was buttressed this week, when at least four policymakers either endorsed hikes or indicated that higher rates would be staying in place for an extended period.

Along with the slide in stocks, the yield on 10- and 30-year government debt instruments hit highs last seen as the economy was moving toward the financial crisis.

So much of the economy has evolved because of low rates and negative rates,” Krosby said. “Now it’s adjusting to what would be considered a historically more normal rate regime.”

Getting used to a more typical rate structure doesn’t sound like such a terrible thing. After all, prior to the financial crisis, the 10-year Treasury yield had averaged around 7%, though that also was skewed by the historic rate increases in the early 1980s.

But after 15 years of living in an unnaturally low rate regime, normal sounds, well, abnormal.

Trouble for financials

Multiple parts of the economy face substantial interest rate risk, but none more so than banks. The sector was jolted earlier this year by the high-profile failure of a few banks that had built up too much long-duration government debt, then had to sell at a loss following deposit runs.

In the second quarter, unrealized losses on bank balance sheets totaled $558.4 billion, an 8.3% jump from the prior period, according to the Federal Deposit Insurance Corp. Of that total, held-to-maturity Treasurys, which caused much of the turmoil this year, totaled $309.6 billion.

More

Something is breaking in financial markets: What's behind the sell-off (cnbc.com)

Why a rout in government bonds is worrying

By Yoruk BahceliKarin Strohecker and Dhara Ranasinghe

LONDON, Oct 3 (Reuters) - The world's biggest bond markets are in the throes of another rout as a new era of higher for longer interest rates takes hold.

In the U.S. Treasury market, the bedrock of the global financial system, 10-year bond yields have shot up to 16-year highs. In Germany, they touched their highest since the 2011 euro zone debt crisis. Even in Japan, where official rates are still below 0%, bond yields are back at levels seen in 2013.

Because government borrowing costs influence everything from mortgage rates for homeowners to loan rates for corporates, there's plenty of reason for angst.

Here's a look at why the bond rout matters.

More

Why a rout in government bonds is worrying | Reuters

 

Global Inflation/Stagflation/Recession Watch.

Given our Magic Money Tree central banksters and our spendthrift politicians, inflation now needs an entire section of its own.   

Food inflation lowest level since last August, as supermarket price wars pay off

TUESDAY 03 OCTOBER 2023 6:00 AM

The rate at which food prices increase has fallen to 9.9 per cent in September, down from 11.5 per cent the prior month, and the lowest level since last August, in the latest signal that cost of living pressures customers face at the till are beginning to ease. 

Shop price annual inflation is now also at its lowest level since last September, according to the latest analysis by the British Retail Consortium (BRC), and remains below the three month average rate of 6.8 per cent. 

Fresh food inflation slowed further in September, to 9.6 per cent, down from 11.6 per cent in August and ambient food inflation, which included canned goods cooled to 10.4 per cent  in the last month, down from 11.3 per cent in the prior. 

A better than expected overall inflation reading during the month has offered a glimmer of hope for families who have been battling sky high prices for over a year. 

Supermarkets ramping up price cuts and loyalty scheme offers – to compete with Lidl and Aldi- has also offered some relief for shoppers. 

A grocery price war has been playing out before customers’ eyes over the last year with all major chains slashing prices to win the hearts of shoppers. 

Helen Dickinson, chief executive of the BRC said: “Food prices dropped in the previous month for the first time in over two years because of fierce competition between retailers.”

“This brought year-on-year food inflation down to single digits and contributed to the fifth consecutive monthly fall in the headline rate, helped by easing cost pressures.”

Dicksion said she expects shop price inflation to continue to fall over the rest of the year, but warned that high interest rates, climbing oil prices, global shortages of sugar, as well as the supply chain disruption from the war in Ukraine, could pose a risk to this trend. 

She added: “Retailers will continue to do all they can to support their customers and bring prices down, especially as households face being squeezed by higher energy and mortgage bills.”

Food inflation lowest level since last August, as supermarket price wars pay off (cityam.com)

This Website Exposes the Truth About Soaring Food Prices

A developer in Austria created a comparison website that helped open up the opaque world of food costs as regulators investigate the food industry.

OCT 3, 2023 2:00 AM

IT DIDN'T TAKE long for Mario Zechner to prove the government wrong. In May, the independent software developer was listening to a radio interview with Austria’s labor minister, Martin Kocher, who said the government would build a new database that will help people find the cheapest milk, eggs, and other supermarket products to help fight soaring food prices. However, the planned system would take months to build and cover only a handful of food types. Zechner decided to take action.

Two hours after hearing the interview, Zechner had built the first prototype of a comparison system, pulling the cost of 22,000 items from the websites of Austria’s biggest two supermarket chains. “I decided to just sit down in the afternoon and see how hard it really can be,” Zechner says. The result was Heisse Preise (which translates as “Hot Prices”), with Zechner open-sourcing the project on GitHub. “From then on, it kind of escalated,” he says.

Months later, Heisse Preise has grown enormously, demonstrating the power of citizen-developed tools and what can be achieved when data is opened up to everyone. The comparison site now lists prices from 10 Austrian supermarket chains, plus four in neighboring Germany and Slovenia. Heisse Preise includes more than 177,000 items. Thanks to data provided by an anonymous contributor and local press, item pricing history goes back to 2017. Zechner’s creation of the tool came as Europe’s food retailers and governments have clashed over rising prices and the cost of living.

Perhaps most significantly, Zechner’s tool has shone a light on the opaque world of price changes by supermarkets, allowing price increases and decreases to be tracked. The transparency, Zechner and others say, shows there can be little difference in prices at some major supermarkets, and within days of an item changing price, competitors can mirror the change.

Data gathered by Heisse Preise and other newly-emerged DIY comparison sites has fed into the investigations of Bundeswettbewerbsbehörde, the Austrian Federal Competition Authority, which has been probing the food industry since October 2022. The authority, which is due to present its full findings later this month, has already suggested the government should introduce new laws to make shops publish their price data. The authority also says it “can be assumed” that supermarkets themselves crawl the websites of competitors and use that information to set their own prices.

“This data is enormously useful for anyone interested in serious competition policies,” says Leonhard Dobusch, the academic director at the Momentum Institute, an Austrian progressive think tank. “It really allows a peek into pricing strategies [and] price coordination tactics.”

More

This Website Exposes the Truth About Soaring Food Prices | WIRED

 

Covid-19 Corner

This section will continue until it becomes unneeded.

Because of its importance and to expose UK politicians absolute contempt of the voters, I will leave this link up all week.

The Great British Parliament Scandal.  MPs gross contempt of the voters over excess deaths. Approx.14 minutes.

Excess deaths debate in parliament

Excess deaths debate in parliament - YouTube

 

Technology Update.

With events happening fast in the development of solar power and graphene, among other things, I’ve added this section. Updates as they get reported.

Direct Lithium Extraction (DLE): A Revolutionary Technology for Meeting Lithium Battery Demand

As the global push toward sustainable energy gains momentum, the role of lithium-ion batteries as vital components in electrification and energy storage systems has become indisputable, accelerating demand for the silvery-white alkali metal with atomic number 3.

The insatiable demand for lithium ignited a remarkable tripling of global production between 2010 and 2020, and this upward trend shows no sign of slowing, with estimates pointing toward a staggering 40-fold expansion by 2050.1

This surge in demand places the industry under immense pressure to advance extraction methods. One of the most promising emerging technologies in lithium extraction is direct lithium extraction (DLE).

This article focuses on the importance of lithium-selective sorbents (LSS) in DLE, such as lithium bayerite and lithium titanate. It highlights Saint-Gobain Ceramics as a pioneer in this innovative approach.

Conventional Methods and the Promise of DLE

Traditional methods for lithium extraction primarily involve evaporating continental brine pools using solar energy and extracting lithium from hard-rock ores. Continental brine deposits, particularly in Chile, Argentina, and Bolivia, are four times more abundant than hard-rock ores.

However, these conventional evaporative methods have faced criticism due to their substantial water consumption in regions with limited freshwater resources.

These methods rely on extensive land use and specific climatic conditions. Evaporative processes suffer drawbacks, such as slow production rates, limited scalability, and inefficiency in processing lower-concentration lithium brine sources.1,2

DLE has emerged as a credible alternative to traditional lithium extraction techniques, offering advantages over conventional methods through various technologies, including electrochemical and thermal processes.

These advantages include increased throughput and enhanced efficiency in meeting the growing demand for lithium.1

The Role of Lithium Selective Sorbents (LSS)

Among the array of lithium extraction methods, sorption, and ion exchange are considered the most promising.3 At the heart of these approaches are lithium-selective sorbents (LSS), also referred to as "resin" or "adsorbents." 

LSS enables the selective separation of lithium in solution, with Saint-Gobain Ceramics, a leading manufacturer, producing two significant LSS: lithium bayerite and lithium titanate.

Lithium Bayerite: An Absorption Elution Mechanism

Lithium Bayerite is employed in an absorption-elution process crafted for lithium recovery. The adsorbent particles of Lithium Bayerite, developed by Saint-Gobain Ceramics, comprise double-layered hydroxides capable of lithium-ion exchange.

These adsorbent particles play a pivotal role in the absorption-elution mechanism of DLE. Typically, the sorbent is packed within a column. When brine interacts with the sorbent, it selectively captures and concentrates lithium ions.4,5

The absorbed lithium ions are subsequently eluted from the sorbent, regenerating it for reuse. This technique allows for lithium's effectual separation and concentration, constituting a crucial step in the DLE process.

More

Direct Lithium Extraction (DLE): A Revolutionary Technology for Meeting Lithium Battery Demand (azom.com)

[Prices] are never too high to begin buying or too low to begin selling.

Jesse Livermore.

 

 

 

 

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