Monday, 16 September 2024

Interest Rate Week, The Fed, BOJ, BOE. New Covid Danger.

Baltic Dry Index. 1890  -37        Brent Crude  71.54

Spot Gold 2586                US 2 Year Yield 3.57 -0.07

The advantage of a free market is that it allows millions of decision-makers to respond individually to freely determined prices, allocating resources - labor, capital and human ingenuity - in a manner that can't be mimicked by a central plan, however brilliant the central planner.

Friedrich August von Hayek.

It is Fed week in the stock casinos, although the BOJ and BOE have supporting interest rate roles later in the week.

But the big developing story today is the potential second assassination attempt on presidential candidate Trump.

Hardly surprising, given the level of Democratic hate demonisation rhetoric poured out by the Biden-Harris campaign to date.  An unintended or just possibly intended violence result, US politics has now entered a very dangerous phase.  If candidate Trump wins, what next? Another November 22, 1963?

Hong Kong stocks fall as investors digest China economic data, await Fed rate verdict

Published Sun, Sep 15 2024 8:01 PM EDT

Asian markets opened mixed Monday, with Hong Kong stocks falling as investors assessed downbeat economic data from China, while several key markets were closed for holidays.

Hong Kong’s Hang Seng index fell 0.76% on open, after China released a slew of worrying economic data over the weekend, with August factory output, retail sales and investment numbers missing expectations. Urban jobless rate rose to a six-month high while year-on-year home prices fell at their fastest pace in nine years.

Investors also await the Federal Reserve’s policy meeting on Tuesday and Wednesday where the central bankers are expected to make their first interest rate cut since 2020

Australia’s S&P/ASX 200 rose 0.44% on open. The Taiwan Weighted Index edged up slightly.

Markets in mainland China and South Korea were closed for Mid-Autumn festival. Japan markets were closed for Respect for the Aged Day.

Typhoon Bebinca has led to cancellation of hundreds of flights in China and Shanghai is expected to be hit by the strongest storm since 1949.

Asian investors also await a swath of key data and central bank decisions from the region.

Japan’s inflation is expected to tick higher in August, according to a Reuters poll, backing the case for the Bank of Japan to stay hawkish as the board sets its policy on Friday.

The central bank is anticipated to keep the rate unchanged while signaling that further rate hikes were in the offing.

The Japanese yen strengthened Monday morning to trade at 140.49 against the greenback. If the yen holds these levels, the currency will close at its strongest in more than a year.

China is poised to set its one- and five-year loan prime rates on Friday. The one-year rate, which affects most new and outstanding loans, is currently at 3.35%, while the five-year rate, that influences the pricing of mortgages, is currently at 3.85%.

After a rough start to a historically weak September, the three major U.S. indexes ended last week’s trading session in the green, with the S&P 500 and tech-heavy Nasdaq Composite closing their best week of 2024.

The broad-based S&P 500 index advanced 0.54% to close at 5,626.02 and the Nasdaq Composite added 0.65% to 17,683.98 while the Dow Jones Industrial Average jumped 0.72% to close at 41,393.78.

Futures tied to the Dow Jones Industrial Average, the S&P 500 and the Nasdaq 100 were little changed.

Asia markets live: Investors assess China data, await Fed verdict (cnbc.com)

FTSE 100 gains on precious metals surge; rate cut bets surge

13 September 2024

(Reuters) -Precious metal mining stocks lifted London's blue-chip index on Friday as investors raised their bets on a hefty U.S. interest rate cut next week, but gains were limited as a strong pound weighed on export-oriented companies.

The FTSE 100 edged up 0.4%, while the mid-cap FTSE 250 rose 1%. Both stock indexes registered a weekly advance, led by an over 19.5% rise in precious metal mining stocks over the week.

The index climbed over 6.8% to its highest level in over 15 months. Gold miners Fresnillo and Endeavour firmed 5.7% and 10.5%, respectively, as gold scaled a record high against a weaker greenback. [GOL/]

Gold prices rose as optimism about the Federal Reserve cutting U.S. interest rates increased, driven by fund inflows and a weaker dollar.

Beverages were the top sectoral decliners, down 1.2% after the Italian spirits group Campari warned about a "very soft" environment for the industry in the current quarter. UK peer Diageo slipped 1.4%.

Sterling touched a one-week high against the dollar after the Wall Street Journal and Financial Times reported it might be a close call on whether the Fed cuts rates by 25 basis points or by 50 bps at its meeting next Wednesday.

That prompted traders to boost their expectations of a steeper 50 bps rate cut to 43% from just 14% a day earlier, CME's FedWatch tool showed.

Meanwhile, the British public's expectations for inflation over the coming year dropped to their lowest in three years in August, likely reassuring policymakers ahead of next week's interest rate decision.

The Bank of England is expected to keep rates on hold in its upcoming meeting, according to a Reuters poll of economists.

More

FTSE 100 gains on precious metals surge; rate cut bets surge (msn.com)

Trump safe, suspect in custody as FBI investigates apparent ‘attempted assassination’

Published Sun, Sep 15 2024 2:56 PM EDT

Former President Donald Trump was unharmed on Sunday and a suspect was in custody, after shots were fired in what the Federal Bureau of Investigation said “appears to be an attempted assassination” at his Florida golf course.

U.S. Secret Service officers “opened fire on a gunman located near the property line” of Trump’s golf course in West Palm Beach, Florida, shortly before 2:00 p.m. ET, Special Agent Rafael Barros said at a press conference Sunday.

Trump was playing the course at the time and within 300 and 500 yards of the gunman, Palm Beach County Sheriff Ric Bradshaw said at the same press conference.

The person in custody who the Secret Service shot at is Ryan Wesley Routh, three senior law enforcement officials told NBC News.

Officials have not yet confirmed where he was aiming, nor whether he fired any shots.

The former president was immediately taken to a safe location when the shots were heard, and his motorcade arrived back at his Palm Beach resort home, Mar-a-Lago, shortly afterwards.

“There were gunshots in my vicinity, but before rumors start spiraling out of control, I wanted you to hear this first: I AM SAFE AND WELL!” Trump’s presidential campaign wrote in a fundraising email shortly after the incident. “Nothing will slow me down. I will NEVER SURRENDER!”

After shots were fired, Bradshaw said a witness on the scene told officials that they had spotted a “guy running out of the bushes.”

The witness said they saw the person flee and jump into a black Nissan vehicle, Bradshaw added.

Law enforcement officials later found an AK-47-style rifle with a scope in the bushes, along with two backpacks with ceramic tile inside and a GoPro camera fastened to the fence, Bradshaw said.

More

Trump assassination attempt: Suspect in custody, ex-president safe (cnbc.com)

In other news, more red flags.

China’s local government debt problems are a hidden drag on economic growth

Published Sun, Sep 15 2024 10:45 PM EDT

BEIJING — China’s persistent consumption slowdown traces back to the country’s real estate slump, and its deep ties to local government finances — and debt.

The bulk of Chinese household wealth went into real estate in the last two decades, before Beijing began cracking down on developers’ high reliance on debt in 2020.

Now, the values of those properties are falling, and developers have reduced land purchases. That’s cutting significantly into local government revenue, especially at the district and county level, according to S&P Global Ratings analysts.

They predicted that from June of this year, local government finances will take three to five years to recover to a healthy state.

But “delays in revenue recovery could prolong attempts to stabilize debt, which continues to rise,” Wenyin Huang, director at S&P Global Ratings, said in a statement Friday to CNBC.

“Macroeconomic headwinds continue to hinder the revenue-generating power of China’s local governments, particularly as related to taxes and land sales,” she said.

Huang had previously told CNBC that the financial accounts of local governments have suffered from the drop in land sales revenue for at least two or three years, while tax and fee cuts since 2018 have reduced operating revenue by an average of 10% across the country.

This year, local authorities are trying hard to recoup revenue, giving already strained businesses little reason to hire or increase salaries — and adding to consumers’ uncertainty about future income.

As officials dig into historical records for potential missteps by businesses and governments, dozens of companies in China disclosed in stock exchange filings this year that they had received notices from local authorities to pay back taxes tied to operations as far back as 1994.

They stated amounts ranging from 10 million yuan to 500 million yuan ($1.41 million to $70.49 million), covering unpaid consumption taxes, undeclared exported goods, late payment fees and other fees.

More

China's local government debt problems are a hidden drag on economic growth (cnbc.com)

Why the European Union’s tariffs on Chinese automakers may not work

Published Sat, Sep 14 2024 8:00 AM EDT

By the end of October, the European Union will make a final decision on what some analysts call the biggest EU trade case against China in more than a decade.

But automakers and countries are divided over whether to place tariffs — so far of up to 36.3% — on Chinese electric vehicles. A German automotive trade association says they would hurt German automakers, which have a significant presence in China. Germany has a substantial automotive trade surplus with the country. Italian and French automakers, meanwhile, have almost no presence there.

China has been exporting cars to countries all around the globe, and both supporters of tariffs and trade and industry analysts point to China’s support for its domestic manufacturers as a rationale for imposing tariffs.

“We’re dealing with an economy in China where credit money is allocated by the state and not by the market, and the state picks sectors that they want to promote,” said William Reinsch, senior advisor and Scholl Chair in International Business at the Center for Strategic and International Studies, a bipartisan think tank in Washington, D.C.

“In that kind of economy — if you do that — you always get overinvestment, you always get overcapacity, you always get overproduction, and then that overproduction gets dumped on the rest of the world.”

Chinese automakers can produce a car for about $5,500, said Felipe Muñoz, senior analyst for JATO Dynamics, while it costs European automakers closer to $20,000.

That tremendous cost advantage is partially explained by government subsidies, he said.

“But also it’s explained by higher economies of scale,” Muñoz continued. “It’s explained by lower labor costs and by the fact that when it’s about electric cars, China, unlike the rest of the world, it has already secured the supply chain for the batteries.”

More

Why the European Union's tariffs on Chinese automakers may not work (cnbc.com)

Boeing warns strike will ‘jeopardize’ recovery, hurt aircraft production

Published Fri, Sep 13 2024 12:01 PM EDT

Boeing CFO Brian West said the labor strike that began just after midnight Friday will hurt aircraft deliveries and “jeopardize” the company’s recovery, hours after factory workers overwhelmingly rejected a new labor contract and walked off the job.

West said the financial impact of the strike will depend on how long it lasts, but that it will affect the company’s production of its bestselling planes, including its cash cow bestseller, the 737 Max, which is produced in Renton, Washington.

“The strike will impact production and deliveries and our operations and will jeopardize our recovery,” West said at a Morgan Stanley conference on Friday. “So our immediate focus is to the laser-like focus on actions to conserve cash, and we will.”

He said Boeing’s priority is to get back to the bargaining table and “reach an agreement that’s good for our people, their families, our community.”

Boeing shares fell sharply on Friday after Moody’s put all of Boeing’s credit ratings on review for a downgrade and Fitch Ratings said a prolonged strike could put Boeing at risk of a downgrade, actions that could drive up the borrowing costs of a manufacturer that already has mounting debt.

Boeing shares closed nearly 4% lower Friday.

West declined to say whether the company could meet a rate of producing 38 737 Max planes per month by the end of the year.

Jefferies aerospace analyst Sheila Kahyaoglu had previously estimated that a 30-day strike could be a $1.5 billion hit for Boeing.

More

Boeing CFO: Strike will 'jeopardize' recovery, hurt aircraft production (cnbc.com)

Americans Are Falling Behind on Their Bills. Wall Street Is Alarmed.

Lenders see a rise in late payments on credit cards and auto loans

Sept. 14, 2024 5:30 am ET

Signs that Americans are struggling to keep up with their bills are setting off alarms on Wall Street.

Shares of consumer-lending companies slid this past week after executives raised warnings about lower-income borrowers who are struggling to make payments. Dour remarks from banking executives at the Barclays banking conference rattled investors, who were already on edge about the health of the U.S. economy.

Investors have been on high alert for any clues that a recession is in store after two years of higher interest rates. The Federal Reserve is expected to start lowering rates at its meeting this coming week, but some investors fear it might have waited too long.

Here is what bank executives are telling us about how people are faring.

Watching those credit-card bills

On top of soaring prices for groceries and just about everything else, people have been dealing with higher interest rates on their credit cards. The average rate as of May was 21.51%, according to Fed data, up from around 15% in 2019.  

That helps explain why some are finding it harder to keep up with payments, particularly those who don’t earn so much. Around 9.1% of credit-card balances turned delinquent over the past year, the highest rate in over a decade, according to an August report from the Federal Reserve Bank of New York.

“In general, this has been a bigger issue for people in the bottom half of the income spectrum,” said Moshe Orenbuch, an analyst at TD Cowen.

Mark Mason, chief financial officer at Citigroup, said at the Barclays conference that his bank has seen delinquencies picking up and more consumers carrying balances. Where there is growth in spending, he said it is driven primarily by Citi’s affluent customers. 

Earlier this summer, JPMorgan Chase and Discover Financial Services executives said lower-income consumers were spending more cautiously.

The credit-card issuer Bread Financial, which serves more lower-income borrowers than bigger banks, said at the conference it expects elevated charge-off rates for the rest of 2024, while Synchrony Financial said it is seeing higher charge-off rates than before the pandemic. 

Charge-off rates refer to the balances that card issuers write off because borrowers are unlikely to pay them.

“What that tells you is if people do get behind on their payments in this environment, it’s tougher to get out of them,” said Orenbuch of TD Cowen.

More

Americans Are Falling Behind on Their Bills. Wall Street Is Alarmed. - WSJ

Global Inflation/Stagflation/Recession Watch.

Given our Magic Money Tree central banksters and our spendthrift politicians, inflation now needs an entire section of its own.

JPMorgan CEO warns US of economic outcome worse than recession

By Akash Pandey  Sep 14, 2024 10:25 am

Jamie Dimon, the CEO of JPMorgan Chase, has issued a warning about a potential economic scenario worse than a recession for the US.During his address at the Council of Institutional Investors in New York on Tuesday, 68-year-old Dimon identified stagflation as "the worst outcome" and cautioned that it should not be dismissed as a possibility.This statement comes from the head of US's largest bank, which manages assets worth $3.4 trillion.

Stagflation: A threat to retirement savings and stock market

Stagflation, a term combining stagnation and inflation, describes an economic state where growth slows down while inflation and unemployment rates increase.The last time the US experienced stagflation was in 1970s, per Investopedia.This economic condition could potentially lead to a decrease in retirement savings and cause the stock market to crash, posing significant financial risks for individuals and businesses."The worst outcome is stagflation," said Dimon, adding, "and by the way, I wouldn't take it off the table."

National debt and inflation: A concerning outlook

Despite inflation in August growing less than expected at 2.5%, the outlook for the federal debt is still worrying.As of September 12, the national debt has reached an unprecedented $35 trillion.Interest payments due in October on this debt now surpass both Medicare and national defense budget costs, potentially contributing to further inflation.This marks the first time in US history that interest payments on national debt have exceeded $1 trillion.

Mixed consumer views and spending expectations

A report from the Federal Reserve Bank of New York revealed mixed consumer views on the market.While inflation is nearing the Fed's ultimate goal of 2%, Americans anticipate their spending to increase by 5% but expect only a minimal rise in household incomes by 0.1% points from last year.This disparity between expected spending and income growth could further complicate the economic outlook.CNBC's August report says Dimon estimates a 35% chance of stagflation, suggesting recession is more likely.

JPMorgan CEO warns US of economic outcome worse than recession (newsbytesapp.com)

Covid-19 Corner

This section will continue until it becomes unneeded.

New 'more contagious' Covid variant spreads through Europe

15 September 2024

A new 'stronger' Covid variant is spreading across Europe and the world, as experts warn it is 'just getting started'.

The XEC strain was first detected in Germany in June and has been identified in 15 countries across three continents.

According to experts, the strain could become the dominant variant within months when the weather gets cold.

Director of the Scripps Research Translational Institute in California Eric Topol said XEC is 'just getting started now around the world and here'.

Speaking to the LA Times, he added: 'And that's going to take many weeks, a couple months, before it really takes hold and starts to cause a wave.

'XEC is definitely taking charge. That does appear to be the next variant.

'But it's months off from getting into high levels.'

Regional chief of infectious diseases for Kaiser Permanente Southern California Dr Elizabeth Hudson said health experts will continue to monitor the variant in the coming weeks.

Dr Hudson said that XEC has been reported in western Europe including Germany and the Netherlands and it is spreading quickly.

XEC has shown up in the US but its prevalence is low so far.

The strain, which is a combination of the KS.1.1 and KP.3.3 variants, causes symptoms that are similar to those you experience with common illnesses such as flu and colds.

Most people will get better within a few weeks, but for others it could take longer to recover and some may even require hospitalisation.

Usual symptoms include a high temperature, continuous cough, loss of sense of taste or smell, shortness of breath and feeling tired or exhausted.

More

New 'more contagious' Covid variant spreads through Europe (msn.com)

Survey says most Americans plan to get flu shot, but not COVID-19 booster

Ashleigh Fields  Fri 13 September 2024 at 7:38 pm BST

A majority of respondents to a poll released Thursday said they have gotten or plan to get this year’s flu vaccine, while less than half said the same about the 2024 COVID-19 booster.

Thirty-seven percent in the Ohio State University Wexner Medical Center survey said they have gotten vaccines in the past but do not plan to again.

Some 56 percent said they will get or have already received the flu shot, but only 43 percent have gotten or plan to get the coronavirus vaccine.

“We’re at the start of respiratory virus season when you have the triple threat of flu, COVID-19 and RSV. Unfortunately, there is a lot of misinformation about vaccinations, but the reality is that they are safe and highly effective in preventing serious illness and death,” said Nora Colburn, medical director of clinical epidemiology at Ohio State’s Richard M. Ross Heart Hospital, in a statement.

“Older adults, people with certain chronic medical conditions and those who are pregnant are especially at risk during respiratory virus season,” Colburn added.

Doctors recommend that everyone receive updated COVID-19 vaccines outside of infants younger than 6 months, and that children older than 6 years receive updated flu shots annually.

According to Colburn, “Vaccinations play a critical role in helping keep individuals and communities healthy. Other things you can do is to stay home when sick, avoid those who are sick and wear a mask if you’re not feeling well and going out of your home. All of these things can help prevent you from getting sick and spreading it to others.”

The survey was conducted on behalf of the Ohio State University Wexner Medical Center by SSRS from Aug. 16-18 among 1,006 respondents. It has a margin of error of plus or minus 3.8 percentage points.

Survey says most Americans plan to get flu shot, but not COVID-19 booster (yahoo.com)

Vaccine Damage Payment Scheme: 'Astra Zeneca COVID-19 vaccine left us disabled - now we're locked in a battle with a pharma giant'

A number of people from Yorkshire are suffering from injuries they believe to have been caused by the Astra Zeneca COVID-19 Vaccine. Greg Wright reports

13 September 2024

Subscription required.

Vaccine Damage Payment Scheme: 'Astra Zeneca COVID-19 vaccine left us disabled - now we're locked in a battle with a pharma giant' (yorkshirepost.co.uk)

Technology Update.

With events happening fast in the development of solar power and graphene, among other things, I’ve added this section. Updates as they get reported.

Wind power makes incredible first-ever achievement relative to coal power: 'Now we are seeing it as a major component'

Mandy Carr  Fri, September 13, 2024 at 12:00 PM GMT+1

In 2024, wind power has made a milestone as the United States transitions from dirty energy to cleaner, more affordable energy sources.

According to The New York Times, in the U.S., wind turbines produced more energy in March and April than coal plants. It was the first time wind power surpassed coal power for two consecutive months, the Times noted, citing the Energy Information Administration.

Power generated by coal is usually the highest in the summer and winter months when energy is in high demand. In spring, particularly in April, coal use decreases, and renewable energy use rises, as the Times detailed.

The cost of constructing new turbines and other renewable power sources has decreased in recent years due to technological advances. Tax incentives from the Inflation Reduction Act and new regulations have all contributed to the growing use of wind power.

The new regulations include transitioning to all renewable energy by 2050 or sooner. More than 20 states have enacted this, including North Carolina, Nebraska, and Minnesota, according to the Times report.

Additionally, coal capacity has decreased by almost 50% from 2000 to 2024, while wind capacity has grown by 60 times, per the Times.

"Even five years ago, you could see wind as a little supplement to the energy system," said Cory Arce Gessert, a vice president of project development at DNV, an energy consulting firm, per the Times. "And now we are seeing it as a major component, a necessary component."

There is still a long way to go since dirty energy overall was still the primary energy source in April 2024. Wind and solar energy were small amounts, with wind producing 15% and solar 6%.

In April, coal still generated 12% of energy, nuclear power generated 18.5%, and natural gas 39%, all according to the news outlet.

As wind power capacity grows, it will benefit communities even more. According to the U.S. Department of Energy, more than 125,000 people work in the wind power industry. There is potential for the industry to support hundreds of thousands more jobs by 2050.

It also brings economic growth to communities. For instance, in 2022, new wind project investments contributed $20 billion to the U.S. economy, per the DOE.

More

Wind power makes incredible first-ever achievement relative to coal power: 'Now we are seeing it as a major component' (yahoo.com)

Next, the world global debt clock. Nations debts to GDP compared.

World Debt Clocks (usdebtclock.org)

What our generation has forgotten is that the system of private property is the most important guarantee of freedom, not only for those who own property, but scarcely less for those who do not. It is only because the control of the means of production is divided among many people acting independently that nobody has complete power over us, that we as individuals can decide what to do with ourselves.

Friedrich August von Hayek.


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