Wednesday, 21 May 2025

Global Recession Nears. Retail Inflation Next. Stocks, A Crash Landing?

Baltic Dry Index. 1340 -07          Brent Crude 66.55

Spot Gold 3305                US 2 Year Yield 3.97 unch

US Federal Debt. 36.875 trillion!!!

Facts are stubborn, but statistics are more pliable.

Mark Twain

In the stock casinos, more disconnect from a fast arriving harsh global economic reality.

To dinosaur Graeme, around commodity and stock markets since autumn 1968, I think the stock casinos are heading towards a 1929 style crash landing. I can only hope to be wrong.

Asia-Pacific markets mostly rise after Wall Street rally pauses

Updated Wed, May 21 2025 11:22 PM EDT

Asia-Pacific markets traded mostly higher Wednesday after Wall Street halted its six-day win streak.

Japan’s benchmark Nikkei 225 slipped 0.23% after the country reported that exports slowed for a second straight month as the country reels under U.S. President Donald Trump’s sweeping tariffs.

South Korea’s Kospi climbed 0.58% while the small-cap Kosdaq traded 0.95% higher.

Australia’s benchmark S&P/ASX 200 climbed 0.43%.

Hong Kong’s Hang Seng index rose 0.45% at the open, while mainland China’s CSI 300 traded flat.

The Bank of Indonesia is also slated to release its policy decision later in the day. The bank slashed policy rates in September 2024, and then again in January 2025, but has kept rates on hold at 5.75% since, HSBC noted in a report.

“Given growth weakness, Bank of Indonesia may have to embark on a deep rate-cutting cycle,” the bank wrote.

“For several reasons, we believe it’s time to restart the easing cycle in May,” the bank’s economists said, citing weak first-quarter GDP growth and weakening currency against the greenback.

U.S. futures were little changed. S&P 500 futures wavered Tuesday night following a losing session on Wall Street that snapped a winning streak. Futures tied to the broad index shed 0.2%, as did Nasdaq 100 futuresDow Jones Industrial Average futures lost 93 points, or 0.2%.

Overnight stateside, the three major averages closed lower. Stocks slipped on Tuesday as the big tech-led rally lost steam and the S&P 500 ended a six-day winning run.

The S&P 500 fell 0.39% to end at 5,940.46, while the Nasdaq Composite dipped 0.38% and closed at 19,142.71. The Dow Jones Industrial Average lost 114.83 points, or 0.27%, finishing at 42,677.24. Investors dumped tech stocks, which had led the run over the past six days. The sector lost 0.5%. Nvidia slid 0.9%. Advanced Micro DevicesMeta PlatformsApple and Microsoft also dropped.

Asia-Pacific markets live: Japan trade, Bank of Indonesia

S&P 500 futures are little changed after benchmark snaps six-day win streak: Live updates

Updated Wed, May 21 2025 8:14 PM EDT

S&P 500 futures wavered Tuesday night following a losing session on Wall Street that snapped a winning streak.

Futures tied to the broad index shed 0.1%, as did Nasdaq 100 futuresDow Jones Industrial Average futures lost 59 points, or 0.1%.

Tuesday night’s action comes after a tough session for the three major averages. The S&P 500 ended a six-day win streak, while the Nasdaq Composite saw its first negative day in three. The Dow fell more than 100 points, breaking a three-day positive streak.

That marks a pullback amid a major recovery rally for U.S. equities. Investors had been cheering progress on trade deals following President Donald Trump’s announcement of broad and steep tariffs last month.

All three major averages are still above where they traded on April 2, the day Trump unveiled his import tax policy. The S&P 500 is now up on the year, a sharp reversal after at one point falling on an intraday basis into bear market territory, a term referring to a decline of at least 20% from a recent high.

“The equity market’s recovery over the past month has been extraordinary in terms of both speed and scale,” said Kristian Kerr, head of macro strategy at LPL Financial. “While it may be tempting to interpret this powerful rally as a definitive signal that risks have subsided, the reality is that plenty of uncertainty remains.”

Investors are continuing to monitor Washington, D.C, for updates on the budget bill and the federal deficit. There is no economic data of note expected on Wednesday.

Traders will also parse a plethora of corporate earnings slated for Wednesday. Lowe’sTargetCanada Goose and TJX Cos. are all expected before the bell, followed by Snowflake after the market closes.

Stock market today: Live updates

In other news, after Japan, Germany?

Japan PM warns financial condition worse than Greece’s

19 May 2025

Japanese prime minister Shigeru Ishiba said his country’s financial condition was worse than Greece’s as he rejected calls for tax cuts at a time of rising borrowing costs.

Mr Ishiba said he didn’t think it was a good idea to fund tax cuts with government bonds just days after the economy was reported to have shrunk for the first time in a year, and at a pace faster than expected, in the face of US president Donald Trump’s trade policies.

Opposition parties have been putting pressure on Mr Ishiba to cut taxes, including consumption tax.

Japan’s GDP for the March quarter contracted by 0.7 per cent as against the median market forecast of 0.2 per cent, data released last week showed.

“It’s important to recognise the dangers of a society and a world with interest rates. The government is not in a position to comment on interest rates, but the reality is we are facing a world with them. Our country’s fiscal situation is undoubtedly extremely poor, worse than Greece’s,” the prime minister told the parliament on Monday.

Japan is seeing interest rates turn positive and its fiscal state is not good," he said, warning of the rising costs of funding the already enormous national debt. "While tax revenues are rising, social welfare costs are also increasing.”

According to the International Monetary Fund, Japan’s general government debt as a percentage of gross domestic product stood at 234.9 per cent as of 2025 while it was at 142.2 per cent for Greece.

Japan, however, has managed to escape a fiscal crisis of the kind Greece witnessed in 2009 because domestic investors hold most of its sovereign debt and it remains a major creditor to other nations with significant foreign asset holdings.

Finance minister Katsunobu Kato said while Japan was not facing difficulty raising funds through debt issuance now, it must strive to maintain market trust in its finances.

"A loss of market trust in our finances could lead to sharp rises in interest rates, a weak yen and excessive inflation that would have a severe impact on the economy," Mr Kato told the same parliament session.

The decline in GDP is being attributed to stagnant private consumption and falling exports, suggesting Japan’s economy was losing support from overseas demand even before Mr Trump announced sweeping import tariffs on almost all major trading partners in early April.

Japan faces the prospect of at least a 24 per cent levy starting in July unless it can negotiate a deal with Washington.

In addition, the US has announced a 25 per cent import levy on cars, steel and aluminium, dealing a blow to Japan's economy which relies heavily on automobile exports to America. Japanese automakers, in fact, are already feeling the pain.

Japan PM warns financial condition worse than Greece’s

German battery firm’s collapse highlights industry woes

19 May 2025

CustomCells, a German battery manufacturer, has filed for bankruptcy due to payment issues faced by its largest client. The future of its 200 employees remains uncertain.

Founded in 2012 as a spin-off from the German research institute Fraunhofer-Gesellschaft, the company operates two locations in Germany: its headquarters in Itzehoe (Schleswig-Holstein) and a production plant in Tübingen (Baden-Württemberg). It specialises in producing high-quality lithium-ion cells.

Battery manufacturer collapses despite recent funding

The portal swr.de reports that the battery manufacturer filed for bankruptcy unexpectedly. Notably, the federal state of Baden-Württemberg recently announced a grant of 8 million euros for the Tübingen plant to finance a pilot installation for so-called round cells.

The company's financial woes stem from the insolvency of its main client in the aviation industry, resulting in millions of euros in overdue receivables. Despite intensive efforts to attract new investors and secure state support, insolvency could not be avoided.

Salaries secured only until June. What lies ahead for the battery manufacturer?

The bankruptcy filing raises questions about the future of approximately 200 employees. Currently, the company continues to operate, with employees' salaries secured until the end of June 2025.

To save the company, a temporary insolvency administrator has been appointed, and ongoing efforts are being made to find an investor.

Volkswagen supplier on the brink. Over 600 employees face uncertainty

CustomCells is just one of several German companies facing serious challenges. In April 2025, the automotive parts supplier Bohai Trimet also declared bankruptcy, with Volkswagen among its clients.

A bankruptcy proceeding has been filed for all four of the company's subsidiaries, affecting approximately 680 employees. Their wages are secured for the next three months. The insolvency manager is actively seeking investors to save the plants in Harzgerode and Sömmerda.

German battery firm’s collapse highlights industry woes

Global Inflation/Stagflation/Recession Watch.

Given our Magic Money Tree central banksters and our spendthrift politicians, inflation now needs an entire section of its own.

Majority of US companies say they have to raise prices due to Trump tariffs

Over half (54%) of companies surveyed by insurer Allianz say they will have to raise prices to accommodate cost of tariffs

Tue 20 May 2025 14.00 BST

A majority of US companies say they will have to raise their prices to accommodate Donald Trump’s tariffs in the US, according to a new report.

More than half (54%) of the US companies surveyed by insurance company Allianz said they will have to raise prices to accommodate the cost of the tariffs. Of the 4,500 companies across nine countries, including the US, UK and China, surveyed by Allianz only 22% said they can absorb the increased costs.

The unpredictability of US trade policy has also dented exporters’ confidence. The survey found 42% of exporting companies now anticipate turnover to decline between -2% and -10% over the next 12 months, compared to fewer than 5% before 2 April “liberation day” – when Trump unveiled his tariff policy.

Though Trump has pulled back on many of the levies he initially proposed, key tariffs remain in place, including a 10% universal tariff on all US imports, a 30% tariff on Chinese imports and extra tariffs on specific industries like metal and auto parts.

Trump has insisted that tariffs will make America “very wealthy again”, though it appears that American companies and consumers are simply expecting to pay higher prices as the tariffs settle into place. In April, consumer expectations of inflation reached their highest point since 1981, according to the University of Michigan’s Institute for Social Research.

Instead of immediately raising prices, which could deter customers, many companies have spent months trying to get ahead of Trump’s tariffs by stockpiling goods to temporarily circumvent them.

Nearly eight out of 10 American companies said that they frontloaded shipments to China before Trump announced his tariffs, with 25% saying they had started to front-load before the November 2024 election.

Inflation data from April showed that US price increases remained roughly level for the month. Economists say that it will take a while for tariff-related price increases to show up in data and companies have started to say they will pass some of the cost of tariffs onto consumers.

“Given the magnitude of the tariffs, even at the reduced levels announced this week, we aren’t able to absorb all the pressure,” Doug McMillon, Walmart’s CEO, said in an earnings call last week. “The higher tariffs will result in higher prices.”

More

Majority of US companies say they have to raise prices due to Trump tariffs | Trump tariffs | The Guardian

Recession indicators are out of control. When will this madness end?

May 19, 2025

They’re everywhere. There’s no escape.

Americans are on the lookout for signs of a recession. The signs have been with us, depending on whom you ask, pretty much since the last recession in early 2020. First-quarter GDP showed the economy shrinking by 0.3% instead of the forecast 0.4% growth. Two straight negative quarters of GDP growth is viewed as a slam-dunk indication that an official recession call is imminent, but is a drop of 0.3% really that bad?

Clearly, a trade war is not a welcome prospect and, understandably, millions of Americans are on edge after years of recession predictions, geopolitical unrest in the Middle East, a war in Europe, President Donald Trump’s tariffs, a Federal Reserve seemingly stymied by the conflicting signs of economic growth and the next potential political twist. If a recession is inevitable, they want it over already. 

You’d better watch out. Recession indicators are coming for your peace of mind and your summer vacation, mainly because there are so many of them. When a $70 million Alberto Giacometti bronze bust failed to sell at a Sotheby’s auction last week, could that have been the thousandth harbinger of recession or merely indicative of the fact that similar sculptures by the same artist sold for $50 million in recent years?

These days, everything except jobless claims, which have held steady, and GDP appears to be a recession indicator. Last month, Beyonce tickets were selling for less than $60. “The timing is tough with a potential recession in the cards,” Samyr Laine, co-founder of Freedom Trail Capital, a venture-capital firm, told MarketWatch. Or maybe Taylor Swift’s Eras tour stole Beyonce’s thunder?

The list of “soft data” recession indicators has almost no end. They include Chipotle’s “burrito index,” appointments at hairdressers and a drop in sales at coffee shops. (If you are unwilling to stand in line at Starbucks and pay $5.75 for a latte — or $4.75 if you don’t live in New York — maybe that means you’re using your money wisely, and it bodes well for the U.S. economy?)

Even fashion trends like skinny jeans that existed during the Great Recession are farcical fodder for the recession-indicator grinder. The “lipstick effect,” another quirky sign of a potential downturn, posits that people want to make themselves feel good when they are feeling financially insecure and, rather than splashing out on luxury goods, buy a $20 lipstick instead.

Economist predictions gone awry

When will this madness end? Such internet memes are part clickbait and part genuine curiosity about human beings and a desire to understand our behavior. These memes are curious predictors, if there are genuine reasons to suspect a recession is afoot — or they’re merely a form of reverse engineering to spur more lipstick purchases and retroactively act as an I-told-you-so.

You can look at consumer trends highlighted by social-media influencers or you could look at the stock market, official measurements of consumer confidence and hard data like jobs figures. Anecdotal evidence is colorful, but data are more reliable: The University of Michigan’s gauge of U.S. consumer sentiment, for what it’s worth, has now fallen for five consecutive months and April retail sales were virtually flat.

Economists have also lowered their recession probability scores, although that has done little to dull many recession indicators. Goldman Sachs economists cut their probability of a recession over the next 12 months to 35% from 45% after Trump lowered his China tariffs to 30% from 145% earlier this month. Similarly, JPMorgan Chase said the chances of recession, while elevated, are now below 50%.

----Limitations of an inverted yield curve

Other, arguably more reliable indicators, have yet to bear fruit. There is something endlessly fascinating and, perhaps, even sinister about the dreaded inverted yield curve. There’s a “dark arts” aspect to the science behind it that makes it compelling to observers. Even the name suggests an economy that’s been distorted and mangled in an economist’s hall of mirrors.

An inverted yield curve, as its name suggests, occurs when shorter-term yields are higher than those of longer-term Treasurys, flipping the usual or “healthy” spread between short- and long-term borrowing costs. An inverted curve suggests that investors are more pessimistic about the long-term prospects of the economy. At least, this one has some form.

The San Francisco Fed has long pointed out that every U.S. recession over the past 60 years has been preceded by an inverted yield curve. What’s more, it said an inverted yield curve has consistently been followed by an economic slowdown. It is a reliable indicator, it’s true, but it can take many, many, many months for the spread to presage a recession.

The 10-year yield recently was lower than the 2-year yield for the longest span of time in history, more than two years or 783 days, surpassing a record 624-day inversion recorded in 1978. It finally became uninverted in August 2024. That was eight months ago, and we are still waiting for the promised recession. That length of time stretches even the inverted-yield-curve signal’s credibility.

More

Recession indicators are out of control. When will this madness end?

Mortgage rates jump above 7% after Moody’s downgrade of U.S. credit

‘The timing is really not ideal for prospective buyers,’ economist says

Published: May 19, 2025 at 1:14 p.m. ET

Mortgage rates surged after the credit-rating agency Moody’s downgraded U.S. debt.

Moody’s cut the U.S.’s sovereign credit rating from AAA to Aa1. It was the last of the major credit-rating firms to strip the country of its triple-A rating. S&P Global Ratings downgraded U.S. debt in the summer of 2011. 

From the archive (August 2011): U.S. triple-A debt rating cut by Standard & Poor’s

The downgrade of debt put upward pressure on bond prices on Monday morning. That pushed the 30-year fixed-rate mortgage up 12 basis points to 7.04%, according to Mortgage News Daily. It later settled at 6.99% later in the day.

Moody’s  cited an increase in government debt and interest-payment ratios that were significantly higher than similarly rated sovereigns as reasons for its decision.

Mortgage rates tend to move in tandem with Treasury yields. With the 10-year yield 

TY00 +0.20%   going up, the 30-year fixed mortgage rate was going to trend upward as well, Jake Krimmel, a senior economist at Realtor.com, told MarketWatch. 

(Realtor.com is operated by News Corp subsidiary Move Inc., and MarketWatch publisher Dow Jones is also a subsidiary of News Corp.)

Mortgage rates going up is “really not ideal for prospective buyers,” Krimmel added. 

The housing market, meanwhile, is mired in a crisis of affordability. Elevated mortgage rates and record-high home prices have put homeownership out of reach for many Americans, as demonstrated in the chart below.

Against this backdrop, “the housing market really does not need another factor pushing mortgage rates up — or preventing them from coming down,” Krimmel said. 

Economic uncertainty is also weighing on residential builders, who are responsible for a critical part of housing supply. In their most recent housing-market confidence reading, builders expressed a heightened level of pessimism. The reasons cited for the gloomy outlook include high interest rates, policy uncertainty and building-material costs. 

The silver lining is that the housing market is becoming more buyer-friendly.

Price cuts are becoming more commonplace. More builders are slashing prices on new homes, with 34% cutting prices in May, which was up from 29% the previous month. The size of the average price cut was 5%.

More selling homeowners are offering concessions to buyers in some markets. About 25% of listings on Zillow  

ZG -2.79%  , a major real-estate platform, saw a price cut in April. That was the highest share for this busy time of year since the company began keeping track in 2018.

The median sale price of a U.S. home as of April, the most recent month for which complete data are available, was $438,500, according to data from the real-estate brokerage Redfin

RDFN -2.22%  . That was up 1.4% from a year ago.

Mortgage rates jump above 7% after Moody’s downgrade of U.S. credit - MarketWatch

Covid-19 Corner

This section will continue only occasionally when something of interest occurs.

 

Technology Update.

With events happening fast in the development of solar power and graphene, among other things, I’ve added this section. Updates as they get reported.

Archer enters partnership with Paragraf for Biochip development

19 May 2025

Archer Materials, a company developing quantum technology for medical diagnostics, has signed an agreement with UK graphene-based electronics company Paragraf.

The agreement is to advance development of Archer’s Biochip potassium ion sensor for testing of chronic kidney disease. The agreement will be in two stages, with each stage of work to be carried out over three months at a total estimated cost of £222,000.

The partnership is intended to accelerate technical progress towards meeting the blood potassium sensing target product profile (TPP) using a gFET. Work performed by Paragraf with Archer will complement the activities ongoing in Sydney.

Stage one will involve developing and optimising measurement protocol, improving gFET quality checks, and proprietary work on the sensor functionalisation. The expected outcomes include enhanced sensor accuracy, as well as data to improve foundry fabrication processes and device qualification procedures.

Stage two will build on stage one and include chip redesign to move from lab testing devices to more product representative chips. The teams will also work on sensor stability, lifetime and robustness. These are key metrics in the TPP.

It is expected that the work will result in several pieces of intellectual property (IP) that will enable Archer’s sensing product. All product-specific IP generated from the work in the partnership will be owned by Archer, in accordance with the agreement.

Paragraf is developing the commercialisation of mass-produced graphene-based electronic devices using standard semiconductor processes. Graphene Hall Sensors (GHS) and Graphene Field-Effect Transistors currently in production, and other semiconductor devices in development, make use of Paragraf’s proprietary graphene growth process to fully harness the wonder material’s myriad features.

Archer will be working with Paragraf’s engineering and business development teams with both teams leveraging their expertise in a range of fields from semiconductor manufacturing, biological sensing, chemistry, and the medical diagnostics industry. The development and learning on the sensing chip will feed directly into the ongoing work around integration with other sensing components as well as the product’s cartridge design.

Commenting on the Paragraf partnership, Simon Ruffell, CEO of Archer, said, “Formalising an agreement with Paragraf ensures the acceleration of the Biochip’s development. The work will be critical for producing a first sensor prototype which will, in turn, allow us to continue building strategic partnerships to support latter stages of product development and clinical trials for regulatory approval.”

Archer partners with Paragraf for Biochip development

Next, the world global debt clock. Nations debts to GDP compared.

World Debt Clocks (usdebtclock.org)

The trouble with the world is not that people know too little; it's that they know so many things that just aren't so.

Mark Twain


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