Saturday, 18 March 2023

Special Update 18/03/2023 A Weekend Of Worry. Who’s Next?

Baltic Dry Index. 1535 -25      Brent Crude 72.97

Spot Gold 1989           U S 2 Year Yield 3.81 -0.33

Covid-19 cases 02/04/20 World 1,000,000

Deaths 53,100

Covid-19 cases 18/03/23 World 682,372,499

Deaths 6,818,735

"When paper money systems begin to crack at the seams, the run to gold could be explosive."

Harry Browne.

Not much need for my input this weekend as the articles below speak for themselves.

Ahead of next week’s Fed interest rate meeting volatility on steroids has broken out in US Treasuries. Nothing good comes from bond market instability, it wreaks havoc on just about everyone from hedge funds, to insurance companies, to mutual funds, to pension funds.

The financialised, gambling fiat money regime that replaced capitalism in the Great Nixonian Error of Fiat Money, August 15, 1971, is now starting to self-destruct as the bankster Lords of the Universe crash back to earth.

Dow closes nearly 400 points lower on Friday as First Republic and regional banks resume slide: Live updates

FRI, MAR 17 2023 6:23 PM EDT

Stocks fell Friday as investors pulled back from positions in First Republic and other bank shares amid lingering concerns over the state of the U.S. banking sector.

The Dow Jones Industrial Average lost 384.57 points, or 1.19%, to close at 31,861.98 points. The S&P 500 slid 1.10% to end at 3,916.64 points, while the Nasdaq Composite was down 0.74% to 11,630.51 points.

First Republic slid nearly 33% to end the week down close to 72%. That marked a turn from Thursday’s relief bounce, which came when a group of banks said it would aid First Republic with $30 billion in deposits as a sign of confidence in the banking system. Friday’s nosedive weighed on the SPDR Regional Banking ETF (KRE), which lost 6% in the session and finished the week 14% lower.

U.S.-listed shares of Credit Suisse closed down nearly 7% as traders parsed through the bank’s announcement that it would borrow up to $50 billion francs, or nearly $54 billion, from the Swiss National Bank. The stock lost 24% over the course of the week.

---- Investors pulled back on Friday ahead of what could potentially be an eventful weekend as the bank crisis plays out, said Keith Buchanan, senior portfolio manager at Globalt Investments.

“There’s nervousness into the weekend of: How does this all look on Monday?,” he said. “The market is nervous about holding stocks into that.”

The shakeup arrives at a time when investors are looking ahead to the Federal Reserve’s upcoming meeting on March 21-22. The question on the minds of traders is whether the central bank will proceed with an expected 25 basis point hike even as banking woes whiplash the market.

More

Stock market today: Live updates (cnbc.com)

Europe stocks log worst week of the year as Credit Suisse rattles sentiment

UPDATED FRI, MAR 17 2023 1:14 PM EDT

European stocks rounded off a turbulent week with a negative session on Friday, despite announcements that Credit Suisse and First Republic Bank would receive financial help designed to prevent a crisis in the banking sector.

The pan-European Stoxx 600 index closed 1.26% lower, taking losses for the week to 3.9% according to Eikon data, their worst performance since September 2022.

Banks led losses with a 2.6% fall, followed by financial services, down 2.1%.

It comes after European banking stocks recovered over the previous session, with Credit Suisse reversing Wednesday’s dramatic 24% share price dip to end the session 18.8% higher.

However, Credit Suisse shares were back on a downward slope Friday, and ended 8% lower. The stock was down 25.5% on the week after their rollercoaster of a ride, according to Eikon data, their worst weekly performance since March 13, 2020.

“Whether depositors are sufficiently reassured to stem outflows over the next few days is a key question, in our view,” said Frédérique Carrier, head of investment strategy for RBC Wealth Management, quoted by Reuters.

“While markets are relieved that the Swiss central bank stepped in, sentiment is bound to remain very fragile, particularly as investors will likely worry about the eventual economic impact of aggressive monetary policy tightening by the European Central Bank.”

More

European markets open to close, earnings, data and news (cnbc.com)

Bank fears return to haunt global stock markets

Fri, March 17, 2023 at 10:07 PM GMT

Stocks markets tumbled again on Friday as fears of a banking crisis resurfaced despite massive financial lifelines thrown at embattled lenders to prevent contagion across the sector.

Markets had rallied on Thursday after Wall Street titans including JP Morgan, Bank of America and Citigroup pledged to inject $30 billion into First Republic Bank.

Credit Suisse had also rebounded after it said it would borrow up to $54 billion from the Swiss central bank.

But shares of First Republic Bank and Credit Suisse dove back deep in the red on Friday, with the US lender slumping 33 percent and Switzerland's second biggest bank dropping eight percent.

The stock prices of other major banks also fell, with JP Morgan, Citigroup and Bank of America down at least three percent.

The wider markets were also in the red. On Wall Street, the S&P 500 finished down 1.1 percent.

In Europe, London stocks closed down 1.0 percent, while Frankfurt slumped 1.3 percent and Paris dropped 1.4 percent to cap a rollercoaster week.

"The negative disposition for the broader market has a familiar driver: worries about the state of the banking industry," said market analyst Patrick O'Hare at Briefing.com.

Banks stepped in to save First Republic over fears it could suffer a run of withdrawals by customers worried it would follow US lenders Silicon Valley Bank and Signature Bank, which went under last week and fueled fears of another financial crisis.

O'Hare said the market was unnerved by data showing that bank borrowing from the US Federal Reserve's discount window hit a record high of approximately $153 billion for the week ending March 15, "exceeding anything seen during the financial crisis."

The Fed's discount window allows banks to quickly access funds, providing them with liquidity when customers withdraw more deposits than expected, and the record figure is an indication of stress in the sector.

"This week has been a liquidity crisis, but it seems that the moves by authorities to remedy the situation have not completely reassured wary investors," said Chris Beauchamp, chief market analyst at online trading platform IG.

The dollar fell against its major rivals, while oil prices sank more than four percent at one point before clawing back some of that ground.

Oil prices have been pummelled this week as turmoil in the banking sector has increased the risk of a significant economic slowdown or recession this year," said market analyst Craig Erlam at Oanda trading platform.

- Fed's next move -

Investors will focus next week on whether the US Federal Reserve will stick to its interest rate-hike policy to combat inflation.

Before the SVB crisis unfolded, there had been a widespread expectation the Fed would ramp up its tightening campaign and push on for as long as needed until it had quelled inflation.

But with SVB's demise largely blamed on the sharp rise in borrowing costs -- fueling fears of a repeat at other banks -- speculation has swirled that the Fed may stop hiking and maybe even cut rates to provide some stability.

However, the European Central Bank on Thursday stuck to its plan to lift rates by a half percentage point despite the turmoil.

Bank fears return to haunt global stock markets (yahoo.com)

Parent company of Silicon Valley Bank files for bankruptcy

March 17, 2023

The parent of Silicon Valley Bank filed for Chapter 11 bankruptcy a week after the tech-focused bank failed and was seized by the U.S. government.

The filing from SVB Financial Group on Friday is not a surprise, with much of the company now under the control of U.S. banking regulators. During the 2008 financial crisis, the parent companies of failed banks Washington Mutual and IndyMac — filed for bankruptcy protection in the days after their banking operations failed.

Also, Silicon Valley Bank along with its CEO and its chief financial officer were targeted this week in a class action lawsuit that claims the company didn’t disclose the risks that future interest rate increases would have on its business.

SVB Financial Group is no longer affiliated with Silicon Valley Bank after its seizure by the Federal Deposit Insurance Corporation. The bank’s successor, Silicon Valley Bridge Bank, is being run under the jurisdiction of the FDIC and is not included in the Chapter 11 filing.

The bankruptcy filling by SVB Financial Group will create a legal battle over the bank’s remaining assets, between the creditors of the holding company and bank regulators who are looking to make depositors whole. SVB Financial Group believes it has approximately $2.2 billion of liquidity. It also said it also has other valuable investment securities accounts and other assets that are being considered for sale.

The Wall Street Journal reported that a group of distressed debt investors — mostly hedge funds — bought up the bonds of Silicon Valley Bank’s holding company in a bet that that there will be some proceeds for bondholders after the bankruptcy process is completed.

“The Chapter 11 process will allow SVB Financial Group to preserve value as it evaluates strategic alternatives for its prized businesses and assets, especially SVB Capital and SVB Securities,” William Kosturos, Chief Restructuring Officer for SVB Financial Group, said in a prepared statement Friday.

SVB Capital is the company’s venture capital and private credit fund. SVB Securities is a regulated broker-dealer. Both continue to operate and have sources of funding, the company said.

The shuttering of Silicon Valley Bank last Friday and of New York’s Signature Bank two days later has revived bad memories of the financial crisis that plunged the United States into the Great Recession about 15 years ago.

Over the weekend the federal government, determined to restore public confidence in the banking system, moved to protect all the banks’ deposits, even those that exceeded the FDIC’s $250,000 limit per individual account.

Parent company of Silicon Valley Bank files for bankruptcy | AP News

Finally, yet another Nickel scandal at the LME? The LME sounds like another job for Diogenes looking for an honest man.

LME finds 'irregularities' in several nickel bags at a warehouse

March 17, 2023

(Reuters) - The London Metal Exchange (LME) on Friday postponed the resumption of nickel trading during Asian hours by a week to March 27 after it found nickel that failed to meet contract specifications at an LME warehouse.

The move is another blow to the world's oldest and biggest industrial metals market, which had been counting on a restart of Asian trade to boost liquidity in a contact that has been struggling since a nickel crisis a year ago.

The LME said it had cancelled nine nickel warrants - an ownership document for metals placed in an LME-approved warehouse - at one warehouse facility, without naming it.

"The exchange has received information that a number of physical nickel shipments out of one specific facility of an LME-licensed warehouse operator have been subject to such irregularities," the statement said.

The announcement further undermines trust in the global nickel trade after trader Trafigura last month alleged that it discovered "systematic fraud" in shipments that did not contain nickel and begun legal proceedings against Indian businessman Prateek Gupta and his companies.

"We do not own any of the nine warrants that have been invalidated by the LME," Trafigura said. There is no connection with Trafigura's legal action against Gupta either, it added.

A spokesperson for Gupta has said that they were preparing "a robust response" to the allegations.

As each warrant equals about 6 tonnes, 54 tonnes were affected. The LME said the non-conformant warrants represent 0.14% of live nickel stock in its warehouses.

The 146-year-old LME said the issues with nickel related to bagged nickel briquettes, which were found to not have the correct weight.

It did not name the warehouse or its location.

The bags in question were at a warehouse owned by Access World in Rotterdam and contained stones instead of the nickel, Bloomberg reported, citing sources familiar with the matter.

The LME declined to comment on the Bloomberg report and Access World did not immediately respond to an emailed request for comment.

More.

LME finds 'irregularities' in several nickel bags at a warehouse (msn.com)

 

Global Inflation/Stagflation/Recession Watch.   

Given our Magic Money Tree central banksters and our spendthrift politicians,  inflation now needs an entire section of its own.

That Banking crisis explained. Is it all over? Approx. 26 minutes.

BANK RUNS - Credit Suisse Needs $54 Billion BAILOUT to Avoid Collapse as Cash Crisis Hit Europe

BANK RUNS - Credit Suisse Needs $54 Billion BAILOUT to Avoid Collapse as Cash Crisis Hit Europe - YouTube


Below, why a “green energy” economy may not be possible, and if it is, it won’t be quick and it will be very inflationary, setting off a new long-term commodity Supercycle. Probably the largest seen so far.

The “New Energy Economy”: An Exercise in Magical Thinking

https://media4.manhattan-institute.org/sites/default/files/R-0319-MM.pdf

Mines, Minerals, and "Green" Energy: A Reality Check

https://www.manhattan-institute.org/mines-minerals-and-green-energy-reality-check

"An Environmental Disaster": An EV Battery Metals Crunch Is On The Horizon As The Industry Races To Recycle

by Tyler Durden Monday, Aug 02, 2021 - 08:40 PM

https://www.zerohedge.com/markets/environmental-disaster-ev-battery-metals-crunch-horizon-industry-races-recycle

Covid-19 Corner

This section will continue until it becomes unneeded.

FDA advisers vote in support of Paxlovid approval for Covid-19 treatment in high-risk adults

March 16, 2023

Advisers to the US Food and Drug Administration voted 16-1 on Thursday in support of full approval of Paxlovid, stating that the benefits outweigh any risks of the drug for treatment of mild to moderate Covid-19 in adults who are at high risk for severe disease, including hospitalization and death.

Before the antiviral medication is fully approved, the FDA – which typically follows the recommendations of the independent advisory committee – must conduct its own review. That’s expected to wrap up in May.

Over 8 million people in the US have received Paxlovid, a combination of the drugs nirmatrelvir and ritonavir, since it became available under emergency use authorization in December 2021.

“I’d say besides oxygen, Paxlovid has probably been the single most important tool in this epidemic, and it continues to be,” said Dr. Richard Murphy, chief of infectious diseases with the Veterans Affairs White River Junction Medical Center and a member of the FDA’s Antimicrobial Drugs Advisory Committee who voted in support of approval at the meeting.

“We still have many groups that stand to benefit from the use of Paxlovid, including unvaccinated persons, undervaccinated persons, elderly, immunocompromised, and the other treatment options that we have have significant disadvantages,” he said.

----The FDA also concluded that Paxlovid is not associated with Covid-19 rebound, in which people test positive or see their symptoms return after they finish the five-day course of the drug.

The agency said it has reviewed data regarding rebound cases, which some users have reported since Paxlovid was authorized in 2021. Last year, both President Biden and his former chief medical adviser, Dr. Anthony Fauci, reported rebound symptoms after taking Paxlovid.

However, based on clinical trial data, the FDA “did not identify a clear association between Paxlovid treatment and Covid-19 rebound.”

Covid rebound rates ranged from 10% to 16%, with no difference between people who took Paxlovid and those who got a placebo. This was also regardless of a person’s risk of severe disease with the Omicron variant compared with the Delta variant, according to clinical trial data reviewed by the FDA.

Overall, the agency said, the findings indicate that Covid-19 rebound may occur in a subset of infections as part of the natural progression and resolution of the disease.

----No major safety concerns were identified in the clinical trial data, the FDA said. However, the agency has flagged 137 medications with Paxlovid drug-drug interactions (DDIs) that may lead to serious adverse reactions.

Paxlovid may keep the body from metabolizing certain drugs, leading to higher drug concentrations that can lead to serious or life-threatening reactions, according to an FDA Emergency Use Authorization Fact Sheet. Drugs that should not be taken with Paxlovid include some medications to treat conditions such as high cholesterol, gout, migraine, irregular heartbeat and benign prostatic hyperplasia.

According to the agency, over 50% of Paxlovid-eligible patients may be on medication with a DDI at the time of Covid diagnosis.

More

FDA advisers vote in support of Paxlovid approval for Covid-19 treatment in high-risk adults (msn.com)

World Health Organization - Landscape of COVID-19 candidate vaccineshttps://www.who.int/publications/m/item/draft-landscape-of-covid-19-candidate-vaccines

NY Times Coronavirus Vaccine Trackerhttps://www.nytimes.com/interactive/2020/science/coronavirus-vaccine-tracker.html

Regulatory Focus COVID-19 vaccine trackerhttps://www.raps.org/news-and-articles/news-articles/2020/3/covid-19-vaccine-tracker

Some more useful Covid links.

Johns Hopkins Coronavirus resource centre

https://coronavirus.jhu.edu/map.html

The Spectator Covid-19 data tracker (UK)

https://data.spectator.co.uk/city/national

Technology Update.

With events happening fast in the development of solar power and graphene, I’ve added this section.

Electric car battery recycling needs improving – and fast

March 16, 2023

 It doesn’t take a genius to work out what kind of recycling issues battery-electric vehicles (BEVs for short) will pose in years to come. At present just over a million cars a year are scrapped in the UK with, unsurprisingly, the most commonly scrapped models consisting of the most popular new models of their day: at present that’s the Ford Focus and Fiesta, Vauxhall Astra and Corsa, Volkswagen Golf and Renault Clio in the top places. 

In the UK the average car is 8.4 years old and the average lifespan 13.9 years, so typically anything you see on the roads today will have five and half years to live. While there is evidence of a tendency to keep cars in service for longer, scrappage incentive schemes such as the one currently being offered in London have the effect of reducing the average age of scrapped vehicles by as much as a year.

Steel, rubber, glass, copper, aluminium and plastics, along with the liquids, exhaust catalysts and the 12-volt service batteries are recovered at Authorised Treatment Facilities (ATFs) around the country and recycled back into the automotive manufacturing process, although not always in the same use they had before.

Typically, 65 per cent of a conventional combustion-engined family car consists of iron and steel, which is relatively straightforward to recycle using magnetic separation. Aluminium is also simple, if energy-intensive, to recycle, interior fabrics and leathers are recovered and shredded for use in home furnishings and occasionally the fashion industry, dashboard plastics get used for plastic bags, carpets and plastic furniture, tyres are shredded for use in artificial sports pitches and children’s playgrounds, glass is separated from its plastic laminate and recycled as glass products and engine oil goes into the fuel tanks of container ships.

What about the batteries of EVs?

So how will that change? In a word, slowly, as EV sales, while significant, aren’t yet making huge inroads into the current total of 40.6 million cars and light vans on UK roads. At the end of 2021 there were about 400,000 pure battery-electric cars and 1,110,000 plug-in vehicles, a figure which includes plug-in hybrid (PHEV) cars with smaller batteries as well as combustion engines. 

What will be the lifespan of these EVs? On the one hand there’s some evidence that with average mileages of 10,000 a year, the main drive battery will last at least 10 years, with a two to three per cent degradation per year they’ll have between 70 and 80 per cent of their initial capacity intact – but there are other forces at work. 

After a decade, the car’s software-based control systems are likely to be highly outmoded, motors and transmissions will wear out and battery-control technology will have been superseded several times over. Safety and environmental requirements for tyre and brake particulates (as in the forthcoming Euro 7 regulations) will be stricter; even battery cars aren’t immune from the legislators’ red pens. Wear and corrosion to the bodyshell, steering and suspension parts could write off a battery car, not to mention crash damage.

So, it’s difficult to see EVs lasting significantly longer than the average 13.9-year life of their combustion counterparts. And while the long-term failure rate of lithium-ion nickel, manganese and cobalt (NMC) batteries is difficult to predict, there’s a fair possibility that a 13-year-old, end-of-life NMC battery will still have about 70 per cent of its initial capacity and, according to Renault, about 60 to 70 per cent of its economic value.

More

Electric car battery recycling needs improving – and fast (msn.com)

This weekend’s music diversion.  Another forgotten maestro. Approx. 6 minutes.

F. Chelleri: Sinfonia for strings & b.c. in C major / Atalanta Fugiens

F. Chelleri: Sinfonia for strings & b.c. in C major / Atalanta Fugiens - YouTube

This weekend’s chess update. Approx. 8  minutes.

Journey Of The Immortal Knight

Journey Of The Immortal Knight - YouTube

This weekend math’s update.  Approx. 14  minutes

Six Sequences – Numberphile

Six Sequences - Numberphile - YouTube

"Gold would have value if for no other reason than that it enables a citizen to fashion his financial escape from the state."

William F. Rickenbacker.

 

 

 

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