Friday, 7 July 2023

A Rocky Start To Summer. Another 2008?

Baltic Dry Index. 993 -01                  Brent Crude 76.79

Spot Gold 1913                     US 2 Year Yield 4.99 +0.05   

The statesman who should attempt to direct private people in what manner they ought to employ their capitals, would not only load himself with a most unnecessary attention, but assume an authority which could safely be trusted, not only to no single person, but to no council or senate whatever, and which would nowhere be so dangerous as in the hands of a man who had folly and presumption enough to fancy himself fit to exercise it.

Adam Smith, The Wealth Of Nations, 1776.

In the stock casinos, the harsh reality of higher interest rates to come. Did Goldilocks just die?

Few stocks do well in a recession, especially a global recession brought on by higher interest rates, let alone stocks trading in bubble territory largely flying on AI hype and spin.

Bond yields are already high enough to start attracting funds away from risky stocks.


Asia markets extend declines as U.S. jobs data triggers sell-off on Wall Street

UPDATED THU, JUL 6 2023 11:15 PM EDT

Markets in Asia-Pacific marked a second day of declines after Wall Street sold off on stronger-than-expected U.S. jobs data, leaving room for more rate hikes ahead by the Federal Reserve.

Companies created far more jobs than expected, payroll processing firm ADP reported Thursday. Private sector jobs surged by 497,000 for the month, much better than the 220,000 Dow Jones consensus estimate. The increase resulted in the biggest monthly rise since July 2022.

The data also followed minutes of the Federal Reserve’s June meeting, released Wednesday, which showed that most officials would support more rate increases ahead.

U.S. Secretary of Treasury Janet Yellen is in Beijing for a four-day trip to meet Chinese officials, marking a deepening thaw in ties between the U.S. and China.

Hong Kong’s Hang Seng index fell 1.06% as the Hang Seng Tech index dropped nearly 2%. In mainland China, the Shanghai Composite fell 0.25% and the Shenzhen Component fell 0.55%.

In Australia, the S&P/ASX 200 fell 1.8%, leading losses in the region.

Japan’s Nikkei 225 fell 1.13% and the Topix shed 1.1%. In South Korea, the Kospi slid 1.14% as Samsung Electronics estimated a 96% likely plunge in its second quarter operating profit.

Overnight in the U.S., the Dow Jones Industrial Average dropped 366.38 points, or 1.07%. The S&P 500 lost 0.79% and the Nasdaq Composite dropped 0.82%. Thursday’s session marked the worst daily performance for the Dow and S&P 500 since May.

The three major indexes are on pace to finish the week lower with just Friday’s session left in the holiday-shortened trading week. The Dow is poised for a slide of 1.4% on the week. The S&P 500 and Nasdaq, meanwhile, are on pace for weekly losses of 0.9% and 0.8%, respectively.

Asia markets extend declines as U.S. jobs data triggers sell-off on Wall Street (cnbc.com)

Stock futures are little changed as investors look toward Friday jobs report: Live updates

UPDATED THU, JUL 6 2023 8:43 PM EDT

Stock futures were little changed Thursday evening, as investors refocused their attention on the upcoming June payrolls report and the implications for the Federal Reserve’s policy stance.

Futures tied to the Dow Jones Industrial Average and S&P 500 futures were flat. Nasdaq 100 futures slipped by 0.03%. In other after-hours action, Levi Strauss shares tumbled 6% as the denim giant cut its profit outlook for the year.

Earlier Thursday, the major averages slipped after data from ADP showed that private sector employers added 497,000 jobs in June. That figure far exceeded the 220,000 estimate from economists polled by Dow Jones.

The ADP results spurred worries about the Fed’s next steps. Bond yields spiked during regular trading Thursday, with the rate on the 2-year Treasury — which is most sensitive to the central bank’s policy —touching its highest level since 2007. Stocks also fell, as the 30-stock Dow shed more than 1%. The S&P 500 and the Nasdaq Composite slid about 0.8% each.

This week’s main event for economic data looms ahead: the Labor Department’s June payrolls report, which is due Friday morning. Economists polled by Dow Jones anticipate an increase of 240,000 positions, a cooldown from May’s gain of 339,000 jobs.

Investors are on high alert for signs that the central bank will tighten policy even further. Traders now forecast a 91% chance the Fed will raise rates at its July meeting, according to the FedWatch tool from CME Group. Policymakers indicated at their June gathering that two more rate hikes could be ahead in 2023.

“The Fed is signaling a willingness to keep tightening, but markets aren’t convinced it will happen as much as the Fed projects,” Kathy Jones, chief fixed income strategist for the Schwab Center for Financial Research, wrote in a bond market update. “The gap between the peak rate implied by the dot plot and market expectations has narrowed but hasn’t closed.”

The three major averages are on their way to a losing week. The S&P 500 is off by about 0.9%, while the Nasdaq is on pace for a 0.8% decline. The Dow is the underperformer of the three, tracking for a 1.4% loss.

Stock market today: Live updates (cnbc.com)

Buckling bond market casts pall over stocks

SINGAPORE, July 7 (Reuters) - Asian stocks slid on Friday to cap a torrid first week of the quarter for financial markets, with the dollar advancing and bonds crumbling as the resilience of U.S. jobs data has investors bracing for interest rates to head higher still.


MSCI's broadest index of Asia-Pacific shares outside Japan (.MIAPJ0000PUS) fell 0.8% to a one-month low. Japan's Nikkei (.N225) fell 0.6%.


Overnight, surprisingly strong partial figures on the U.S. labour market sent a selloff in bond markets into overdrive and pushed the S&P 500 stock index (.SPX) 0.8% lower.

 

Two-year Treasury yields burst above 5% and futures pricing started to admit the possibility that the Federal Reserve will raise rates twice before the year is out. Ten-year yields rose more than 17 basis points in two sessions to 4.05%, and selling wrapped around the globe as investors who had positioned for a peak in interest rates bailed out.

 

Germany's two-year bond yield jumped to its highest in 15 years. In Britain, traders are now bracing both for recession and for interest rates heading towards 7%, as selling across the curve drove 10-year gilt yields to post-2008 highs.

 

Three-year and ten-year Australian government bond yields each rose a dozen basis points on Thursday and a dozen more on Friday morning to hit decade highs.

 

"These were pretty savage moves," said Jack Chambers, senior rates strategist at ANZ in Sydney.

 

"It suggests some longs have maybe been squeezed out, and people caught," he said, with signs of strength in the U.S. economy starting to stoke nerves about how high rates could rise.

More

Buckling bond market casts pall over stocks | Reuters

Samsung Elec flags 96% drop in Q2 profit as chip glut drags on

SEOUL, July 7 (Reuters) - Samsung Electronics Co Ltd (005930.KS) reported a likely 96% plunge in second-quarter operating profit on Friday, largely in line with forecasts, as an ongoing chip glut drives large losses in the tech giant's key business despite a supply cut.


The world's largest memory chip and smartphone maker estimated its operating profit fell to 600 billion won ($459 million) in April to June, from 14.1 trillion won a year earlier in a short preliminary earnings statement.


It would be Samsung's lowest profit for any quarter since a 590 billion won profit in the first quarter of 2009, according to company data.

 

The profit was largely in line with a 555 billion won Refinitiv SmartEstimate, which is weighted toward forecasts from analysts who are more consistently accurate.


Shares in Samsung fell 1.4% in early morning trade, underperforming a 0.6% drop in the wider market (.KS11).

 

Samsung is due to release detailed earnings on July 27.


In the January-March quarter, the company reported a whopping 4.58 trillion won loss in its chip business as memory chip prices fell further and its inventory values were slashed.

More

Samsung Elec flags 96% drop in Q2 profit as chip glut drags on | Reuters 

Goldman's China banks downgrade based on 'pessimistic assumptions' - state media

July 7, 20232:54 AM GMT+1

BEIJING, July 7 (Reuters) - Goldman Sachs' (GS.N) downgrade of some major Chinese lenders to "Sell" ratings is based on "pessimistic assumptions," state-backed Securities Times said in an editorial on Friday, as worries over the banking sector deepen amid a rocky economy.

 

"It is not advisable to be bearish on the fundamentals of Chinese banks based on pessimistic assumptions, and to a large extent there is a misinterpretation," the newspaper said.

 

Goldman said in a report on Wednesday that it had downgraded Agricultural Bank of China (AgBank) (601288.SS) from "Neutral" to "Sell", while cutting Industrial and Commercial Bank of China (ICBC) and Industrial Bank (601166.SS) from "Buy" to "Sell".


Chinese bank shares listed in Hong Kong tumbled after the report was released.

 

Investors are concerned about Chinese banks' exposure to local government debt, earnings risks stemming from such debt, and diverging fortunes among individual banks, Goldman said in the report.

 

Chinese policymakers are stepping up efforts to boost infrastructure investment and are tackling hidden local government debts, the Securities Times said.

 

Goldman did not respond immediately to a request for comment on the newspaper's editorial.

Goldman's China banks downgrade based on 'pessimistic assumptions' - state media | Reuters

Finally, at the Old Lady of Threadneedle Street, just how high is too “high?” In a gigantic mistake by UK central banksters, I think we are all about to find out.

 

Markets bet on Bank of England rates hitting 25-year high of 6.5%

July 6, 2023

LONDON (Reuters) - Financial markets bet on Thursday that the Bank of England will raise interest rates to a 25-year high of 6.5% early next year, up from a previous expected peak of 6.25%, pushing the yield on short-dated government bonds to their highest since mid 2008.

Rate futures showed a roughly two in three chance that the BoE will have raised rates to 6.5% or higher by its February 2024 meeting, up from 5% now.

Last month the BoE said there had been "more persistence in the inflation process" and raised interest rates by a bigger-than-expected half a percentage point.

The more hawkish shift and comments last week by BoE Governor Andrew Bailey have done nothing to stem an upward climb in gilt yields and rate expectations.

"Investors' expectations for future BoE hikes have only become more aggressive in recent days," strategists at Deutsche Bank wrote in a note to clients.

Bailey said on Thursday there was some evidence that overcharging by some retailers was contributing to inflation. The BoE previously said this was not widespread.

Economists' forecasts have also moved up, though more slowly. A Reuters poll published on June 26 showed a median forecast of rates peaking at 5.5%.

A BoE survey on Thursday gave mixed messages on inflation stickiness. Businesses' plans to raise prices were the lowest in 15 months at 5.3%, but their expectations for consumer price inflation in the medium term rose to a five-month high of 3.7%, well above the BoE's 2% target.

The impact on higher interest rates on some parts of the economy is already clear, with a construction purchasing managers' index (PMI) recording the biggest fall in house building since 2009, bar two months in 2020.

Despite the weaker growth outlook, gilt yields rose strongly across a range of maturities, in contrast to a recent trend where the biggest moves have been for shorter maturities.

Ten-year yields rose as much as 11 basis points (bps) on the day to 4.606%, their highest since turmoil after September's mini-budget, while five-year yields surpassed that peak to reach 4.898%, their highest since July 2008.

Two-year gilt yields, the most sensitive to rate expectations, rose as much as 11 bps too to 5.488%, the highest since June 2008.

All the gilts underperformed against U.S. and German government bonds, with spreads versus Bunds reaching their widest since October at more than 200 bps.

Markets bet on Bank of England rates hitting 25-year high of 6.5% (msn.com)

Global Inflation/Stagflation/Recession Watch.

Given our Magic Money Tree central banksters and our spendthrift politicians, inflation now needs an entire section of its own.

US Factory Order Data Flash Red Alert for Economy

July 5, 2023 Updated: July 5, 2023

U.S. factory orders fell into negative territory for the first time since October 2020, delivering a fresh sign that the U.S. manufacturing sector is suffering a slowdown.

The U.S. Census Bureau announced on July 5 that orders for U.S. manufactured goods declined by 1 percent in year-over-year terms in May, the first time in 31 months that the gauge has dipped below zero.

“The closer we get to the 2024 presidential election, the more the economy is slip slidin’ away,” economist Anthony Sanders, former director of MBS/ABS Research at Deutsche Bank, wrote in a blog post commenting on the numbers.

In month-over-month terms, factory orders experienced a modest increase of 0.3 percent in May. While the reading marks the fifth month-over-month gain within the past six months, it was well below market forecasts of 0.8 percent growth.

“U.S. factory orders rose for a third straight month in May, but the trend has turned negative for the year-over-year comparison,” James Picerno, director of analytics at wealth management firm The Milwaukee Company, wrote in a tweet.

Excluding transportation orders, the month-over-month factory order data show a slump of minus 0.5 percent and a fresh sign that U.S. manufacturing is hitting a soft patch.

Manufacturing Falls Deeper Into Recession

Other data released in recent days confirm that the U.S. manufacturing sector has fallen deeper into recession territory.

The Institute for Supply Management (ISM) said in a July 3 report that its manufacturing purchasing managers index fell to 46 last month, the lowest reading since May 2020 and the eighth consecutive sub-50 reading.

Any readings below 50 represent recession, with all key sub-components in contraction, including the employment index, suggesting that layoff pressures are building.

The negative May manufacturing data extend a multi-month slump as experts warn that the economy faces obvious challenges.

More

US Factory Order Data Flash Red Alert for Economy (theepochtimes.com)

Higher wages overtake energy to become 'biggest driver of price rises'

July 5, 2023

Higher wages are the "biggest driver of price rises" for two-thirds of businesses, according to the findings of a report which will do nothing to ease worries at the Bank of England that inflation is coming under control.

The British Chambers of Commerce's (BCC) economic survey of its members, covering April to June, showed that the pace of wage increases had become the biggest cost headache in the period, replacing energy bills.

The findings chime with the bank's warnings about high wage settlements as it looks to get a grip on the country's inflation problem.

After its shock 0.5 percentage point hike to bank rate last month, which took the rate to 5%, governor Andrew Bailey hit out at higher corporate profit margins and salary increases as contributing most to inflation's stickiness.

The most recent consumer prices index (CPI) measure was unchanged at 8.7% while there was a surprise leap in the pace of so-called core inflation. which strips out the impact of volatile elements such as food and energy.

Financial markets now forecast bank rate peaking above 6% due to the core inflation data and the fact that wage growth is running at an annual rate of 7.2%.

While public and private sector operators are under pressure to attract and retain staff in the tight labour market and help workers with the cost of living crisis, the bank argues bumper pay packets are counterproductive.

Its mandate dictates it must raise the cost of borrowing to help get inflation back down to its 2% target.

The process of stifling activity in the economy through interest rate hikes is what has driven things such as fixed mortgage rates up - intensifying the squeeze on household budgets.

The BCC's survey findings suggest there is a chance that wage growth has further to go as the official figures from the Office for National Statistics currently only cover up to April.

One bit of good news in the BCC report was that a minority (45%) of the 5,000 participants expected their prices to increase in the current third quarter of the year.

That compared to a 55% reading during the first three months of 2023.

BCC director general Shevaun Haviland said of the survey: "With inflationary pressures weakening, but wage cost concerns remaining high, our research should give the government and Bank of England pause for thought on their next steps. 

More

Higher wages overtake energy to become 'biggest driver of price rises' (msn.com)

Covid-19 Corner

 

This section will continue until it becomes unneeded.

 

More bad news on the Pfizer vaccines.  Approx. 17 minutes.

 

Viral Vaccine paper

Viral Vaccine paper - YouTube

 

 

Technology Update.

With events happening fast in the development of solar power and graphene, among other things, I’ve added this section. Updates as they get reported.

EV Charger Hacking Poses a ‘Catastrophic’ Risk

Vulnerabilities in electric vehicle charging stations and a lack of broad standards threaten drivers—and the power grid.

July 5, 2023

With his electric Kia EV6 running low on power, Sky Malcolm pulled into a bank of fast-chargers near Terre Haute, Indiana, to plug in. As his car powered up, he peeked at nearby chargers. One in particular stood out.

Instead of the businesslike welcome screen displayed on the other Electrify America units, this one featured a picture of 
President Biden pointing his finger, with an “I did that!” caption. It was the same meme the president’s critics started slapping on gas pumps as prices soared last year, cloned 20 times across the screen.

"It was, unfortunately, not terribly surprising,” Malcolm says of the hack, which he stumbled upon last fall. Such shenanigans are increasingly common. At the beginning of the war in Ukraine, hackers tweaked charging stations along the Moscow–Saint Petersburg motorway in Russia to greet users with anti-Putin messages. Around the same time, cyber-vandals in England programmed public chargers to broadcast pornography. Just this year, the hosts of YouTube channel The Kilowatts tweeted a video showing it was possible to take control of an Electrify America station’s operating system.

While such breaches have so far remained relatively innocuous, cybersecurity experts say the consequences would be far more severe at the hands of truly nefarious miscreants. As companies, governments, and consumers sprint to install more chargers, the risks could only grow.

In recent years, security researchers and white-hat hackers have identified sprawling vulnerabilities in internet-connected home and public charging hardware that could expose customer data, compromise Wi-Fi networks, and, in a worst-case scenario, bring down power grids. Given the dangers, everyone from device manufacturers to the Biden administration is rushing to fortify these increasingly common machines and establish security standards.

“This is a major problem,” says Jay Johnson, a cybersecurity researcher at Sandia National Laboratories. “It is potentially a very catastrophic situation for this country if we don't get this right.”

Vulnerabilities in EV charger security aren’t hard to find. Johnson and his colleagues summarized known shortcomings in a paper published last fall in the journal Energies. They found everything from the possibility of hackers being able to track users to vulnerabilities that “may expose home and corporate [Wi-Fi] networks to a breach.” Another study, led by Concordia University and published last year in the journal Computers & Security, highlighted more than a dozen classes of “severe vulnerabilities,” including the ability to turn chargers on and off remotely, as well as deploy malware.

More

EV Charger Hacking Poses a ‘Catastrophic’ Risk | WIRED

Damaged electric cars ‘quarantined’ over fears they will explode

July 5, 2023

Electric cars that sustain minor bumps are being kept 15 meters apart in repair yards over fears they might explode, adding to insurance bills.

Government guidelines recommend electric vehicles with damaged batteries should be “quarantined” from other vehicles due to the risk of battery fires. Damaged batteries pose a risk of “thermal runaway” where the energy stored in the battery releases rapidly, creating temperatures of up to 400C.

But the practice threatens to increase costs for the insurance industry by more than £600m, costs which ultimately could be passed onto drivers in increased premiums, according to a report by automotive risk firm Thatcham Research.

It said insurers would need to spend an additional £900m a year on quarantine facilities for damaged cars as a result of the safety measures by 2035, as more battery-powered vehicles take to the roads. The extra costs risk adding £20 a year onto all car insurance premiums, rising to £28 by 2050 when there are expected to be some 360,000 electric cars on the road network.

Just two damaged electric cars can fit into the same space that would otherwise fit 100 petrol or diesel cars, under current the DVLA and Transport Department guidelines. 

Adrian Watson, of Thatcham Research, said: “I’ve seen salvage plants with quarantining compounds. Any EV goes straight in there and sits there for a week before they do anything with it.”

The placement of the battery within electric cars can make it more likely that it will be damaged and written off after a minor accident, according to experts who have previously pointed to common “skateboard” designs. These place batteries underneath the car, leaving them susceptible to damage from minor accidents such as mounting the kerb.

Take up of electric cars is expected to increase in the coming years as net zero legislation forces manufacturers to phase out fossil fuel vehicles.

Last year 9,400 vehicles were potentially involved in collisions resulting in batteries needing repair – a figure that could reach as high as 260,000 by 2035, the report said.

Claims for damaged electric cars cost insurers 25pc more than their petrol counterparts, the report found. Electric vehicles also take 14pc longer to repair.

More

Damaged electric cars ‘quarantined’ over fears they will explode (msn.com)

Another weekend and a rocky start to summer in the stock casinos. Will 2023 repeat 2008. Back then Bear Stearns blew up in the early Spring, the Lehman Bros. blew up in September.  Three US banks blew up in February 2023, does history repeat later this year with more bank failures as the central banks resume raising interest rates? Unlike 2008, 2023s bank crisis probably starts in Commercial Mortgage Backed Securities. Have a great weekend everyone.

It is the highest impertinence and presumption… in kings and ministers, to pretend to watch over the economy of private people, and to restrain their expense... They are themselves always, and without any exception, the greatest spendthrifts in the society. Let them look well after their own expense, and they may safely trust private people with theirs. If their own extravagance does not ruin the state, that of their subjects never will.

Adam Smith, The Wealth Of Nations, 1776.

 

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