Thursday, 26 March 2020

Stock Rallies v Harsh Reality. Baby Boomer Bump Off.


Baltic Dry Index. 582 -21   Brent Crude 27.19 Spot Gold 1601

Covid-19 Pandemic finally underway, according to the WHO, at long last!

Coronavirus Cases 26/3/20 World 488,421  Deaths 22,071 (Maybe.)

The invisible hand describes the unintended social benefits of an individual's self-interested actions, a concept that was first introduced by Adam Smith in The Theory of Moral Sentiments, written in 1759, invoking it in reference to income distribution.

Today, that stock  market exit rally versus the rising global reality of the coronavirus crisis. 

In the USA, fast becoming the epicentre of the global pandemic according to the World Health Organisation, things are now so bad, whatever the official statistics say, that hospitals are now debating “DO-NOT-RESUSITATE” orders for the over 60s.

In effect, killing off the sick of the baby boom generation, greatly lowering future unfunded state pension liabilities, but that’s probably just a coincidence.

Less dramatically, mortgage defaults are rising as is global unemployment. Real estate deals are collapsing. Corporate debt downgrades are rising, as past business model assumptions turn out to be wrong.

Though all the global helicopter money packages, now in the process of implementation, will help. They take time to put into practise, don’t reach everybody affected, rarely cover all losses, and in no way replicate Adam Smith’s “invisible hand” of capitalism’s benefits.

Below, things still going from bad to worse in the real world.

China's factories reopen, only to fire workers as virus shreds global trade

March 26, 2020 / 5:40 AM
BEIJING (Reuters) - Shi Xiaomin, who used to export suits and blazers by the thousands to South Korea, the Netherlands and the United States, was luckier than many other Chinese factory owners.

When his factory in the eastern city of Wenzhou reopened last month after an extended shutdown due to the coronavirus outbreak, the local government sent a bus to a nearby province to ferry back more than 20 of his stranded workers. Staff with cars volunteered to fetch colleagues.

Shi’s optimism was short-lived.

In the past week, requests to cancel orders or delay shipments from his European and U.S. clients have flooded in.

Early in the outbreak, China imposed tough travel restrictions and factory suspensions to curb the spread of the virus, squeezing labour supplies and sending exporters scrambling to fulfil orders.

Now the reverse is now happening - overseas orders are being scrapped as the pandemic ravages the economies of China’s trading partners.

“The unprecedented shutdown of normal economic activity across Europe, the U.S. and a growing number of emerging markets is certain to cause a dramatic contraction in Chinese exports, probably in the range of a 20-45% year-on-year drop in the second quarter,” said Thomas Gatley, senior analyst at research firm Gavekal Dragonomics.

Shi said his fabric supplier in hard-hit Italy suspended operations on Sunday, meaning no fresh raw materials from May. His stockpile of fabric will last until the end of April.

Shi said he would slow production and might suspend all output soon if business does not improve.
He also told the 50-odd workers who have yet to return from Hubei province, the epicentre of the outbreak in China, to find jobs elsewhere.
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Singapore flags deep recession as coronavirus shrinks economy in first quarter

March 26, 2020 / 1:35 AM
SINGAPORE (Reuters) - Singapore’s economy suffered its biggest contraction in a decade in the first quarter, data showed on Thursday, as the coronavirus pandemic prompted the city-state to cut its full-year GDP forecast and plan for a deep recession.

The grim data is likely to reinforce fears that global activity will sharply contract in the first half of the year. Singapore is one of the world’s most open economies and one of the first to report growth data since the virus spread from China at the start of the year.

The economy of the Asian financial and trading hub shrank 2.2% in the first quarter from a year earlier, preliminary readings from the Ministry of Trade and Industry showed.

That marked the biggest drop since the 2009 financial crisis and was below economists’ expectations for a 1.5% decline. On a quarterly basis, gross domestic product (GDP) shrank 10.6%, the lowest since 2010 and well below expectations for a 6.3% decline. 
more.
 

Hospitals consider universal do-not-resuscitate orders for coronavirus patients

Worry that ‘all hands’ responses may expose doctors and nurses to infection prompts debate about prioritizing the needs of the many over the one

Ariana Eunjung Cha March 25, 2020
Hospitals on the front lines of the pandemic are engaged in a heated private debate over a calculation few have encountered in their lifetimes — how to weigh the “save at all costs” approach to resuscitating a dying patient against the real danger of exposing doctors and nurses to the contagion of coronavirus.

The conversations are driven by the realization that the risk to staff amid dwindling stores of protective equipment — such as masks, gowns and gloves — may be too great to justify the conventional response when a patient “codes,” and their heart or breathing stops.

Northwestern Memorial Hospital in Chicago has been discussing a universal do-not-resuscitate policy for infected patients, regardless of the wishes of the patient or their family members — a wrenching decision to prioritize the lives of the many over the one.

Richard Wunderink, one of Northwestern’s intensive-care medical directors, said hospital administrators have asked Illinois Gov. J.B. Pritzker for help in clarifying state law and whether it permits the policy shift.

“It’s a major concern for everyone,” he said. “This is something about which we have had lots of communication with families, and I think they are very aware of the grave circumstances.”

Officials at George Washington University Hospital in the District say they have had similar conversations, but for now will continue to resuscitate covid-19 patients using modified procedures, such as putting plastic sheeting over the patient to create a barrier. The University of Washington Medical Center in Seattle, one of the country’s major hot spots for infections, is dealing with the problem by severely limiting the number of responders to a contagious patient in cardiac or respiratory arrest.

----Lewis Kaplan, president of the Society of Critical Care Medicine and a University of Pennsylvania surgeon, described how colleagues at different institutions are sharing draft policies to address their changed reality.

“We are now on crisis footing,” he said. “What you take as first-come, first-served, no-holds-barred, everything-that-is-available-should-be-applied medicine is not where we are. We are now facing some difficult choices in how we apply medical resources — including staff.”
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New Orleans emerges as next coronavirus epicentre, threatening rest of South

March 25, 2020 / 6:24 PM
(Reuters) - New Orleans is on track to become the next coronavirus epicentre in the United States, dimming hopes that less densely populated and warmer-climate cities would escape the worst of the pandemic, and that summer months could see it wane.

The plight of New Orleans - with the world’s highest growth rate in coronavirus cases - also raises fears that the city may become a powerful catalyst in spreading the virus across the south of the country. Authorities have warned the number of cases in New Orleans could overwhelm its hospitals by April 4. 

New Orleans is the biggest city in Louisiana, the state with the third-highest case load of coronavirus in the United States on a per capita basis after the major epicentres of New York and Washington.

The growth rate in Louisiana tops all others, according to a University of Louisiana at Lafayette analysis of global data, with the number of cases rising by 30% in the 24 hours before noon on Wednesday. On Tuesday, U.S. President Donald Trump issued a major federal disaster declaration for the state, freeing federal funds and resources.

Some 70% of Louisiana’s 1,795 confirmed cases to date are in the New Orleans metro area.

The culprit for the rapid spread of coronavirus in the Big Easy? Some blame Carnival.

“Mardi Gras was the perfect storm, it provided the perfect conditions for the spread of this virus,” said Dr. Rebekah Gee, who until January was the Health Secretary for Louisiana and now heads up Louisiana State University’s health care services division.

She noted that Fat Tuesday fell on Feb. 25, when the virus was already in the United States but before the Centers for Disease Control and Prevention and national leaders had raised the alarm with the American public.

“New Orleans had its normal level of celebration, which involved people congregating in large crowds and some 1.4 million tourists,” Gee said. “We shared drink cups. We shared each other’s space in the crowds. People were in close contact catching beads. It is now clear that people also caught coronavirus.”

Gee said that the explosive growth rate of the coronavirus in the Mississippi River port city means “it’s on the trajectory to become the epicentre for the outbreak in the United States.”
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Japan considering stimulus package worth 10% of GDP - Nikkei

March 25, 2020 / 9:46 AM
TOKYO (Reuters) - Japan’s government is considering a fiscal stimulus package worth roughly 10% of the country’s nominal gross domestic product (GDP) to combat the economic impact of the coronavirus outbreak, the Nikkei newspaper said on Wednesday.

The package, worth more than 56 trillion yen (421.4 billion pounds), will include cash payouts to households, the paper said without citing sources.

SoftBank Dumps Moody’s After a Two-Notch Downgrade

Credit-rating firm cuts Japanese tech giant further into speculative territory; questions group’s plan to repurchase shares and debt

Phred Dvorak

SoftBank Group Corp. dropped Moody’s Investors Service after the credit-ratings firm criticized the Japanese tech giant’s massive share-and-debt buyback plan and downgraded its ratings by two notches.

Moody’s questioned the “unexpected size and apparent urgency” of SoftBank’s plan, which proposes up to $41 billion in asset sales to fund repurchases of stocks and bonds.

SoftBank said Wednesday that there was no rationale for such a large downgrade and that the action “will cause substantial misunderstanding among investors.”

SoftBank’s rating was already considered noninvestment grade, or junk, before Wednesday’s downgrade. Moody’s cut, to Ba3 from Ba1, won’t force any bond redemptions or affect its loans, a SoftBank spokesperson said.

The tit-for-tat highlights the conflict of interest underlying credit ratings, since companies pay to be rated and can dump rating firms that don’t give them scores they like. It also suggests how high the stakes are for SoftBank, which is pulling out the stops to raise its share price, which had halved since February, and bolster its balance sheet, weighed down by $70 billion in stand-alone debt.

SoftBank, best known for the aggressive bets it made through its $100 billion Vision Fund, has also lost the confidence of investors following the multibillion-dollar bailout of one of its biggest investments, the parent of office-share company WeWork. SoftBank has halted fundraising for a successor to the Vision Fund, substantially slowed the pace of its investments and is selling up to a fifth of its of assets—chiefly a stake in Chinese e-commerce company Alibaba Group Holding Ltd. that is currently worth more than $120 billion—to fund the share and debt buybacks.
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$815 million Manhattan office-tower deal collapses

Published: March 24, 2020 at 11:47 p.m. ET
Real-estate giant SL Green Realty Corp.'s agreement to sell the former New York Daily News headquarters for $815 million has collapsed after the buyer's financing pulled out, according to people familiar with the matter.

New York property investor Jacob Chetrit signed a contract in the fall to buy the 37-story building on East 42nd Street, which was the newspaper's headquarters for many years and was even featured in a Superman movie as the headquarters of the fictional Daily Planet.

After Mr. Chetrit's main lender, Deutsche Bank AG, backed out this month, Mr. Chetrit called off the purchase, these people said.

The sale's demise is a blow to SL Green, the office landlord whose shares have plunged more than 40% this month and which was counting on the proceeds during a difficult period for real-estate owners. Its unraveling is the latest sign that the spread of the coronavirus is roiling financial markets.
Financing property deals has become increasingly difficult. The market for commercial mortgage-backed securities, a key source of funding for property investors, is frozen.

Mr. Chetrit and his partners were in advanced discussions with Deutsche Bank for a mortgage to finance the acquisition, according to people familiar with the matter. The loan would be packaged into commercial mortgage-backed securities. But the German lender recently backed out of the deal amid turmoil in debt and bond markets.

Mr. Chetrit could not be reached for comment.

SL Green's president confirmed that the transaction was off and noted that the firm retained Mr. Chetrit's deposit, which people familiar with the matter say totaled $35 million.
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Finally today, a Dutch bank “gold” scam ends. Shame about their clients who thought they owned and paid for real gold, not paper gold, for all those years. What Mugs.

ABN Amro Abandons 106 Year Physical Gold Business, Clients Forced To Sell

by Tyler Durden Wed, 03/25/2020 - 08:22
Seven years ago - to the day - Dutch megabank ABN Amro changed its precious metals custodian rules to "no longer allow physical delivery."

Have no fear, they reassuringly added, your account will be settled at the bid or offer price in the 'market' and "you need to do nothing" as "we have your investments in precious metals."
Changes in the handling of orders in bullion

On 1 April 2013,. ABN AMRO to another custodian for the precious metals gold, silver, platinum and palladium...
...
You need do nothing. We ensure that we have your investments in precious metals now the new way to handle and administer.

At the time, we wondered if this was the canary in the coalmine of potential physical shortages in the precious metals markets. Soon after we saw notable selling pressure in the gold markets with Spot (physical) selling leading futures lower...

At the time it was unclear who the "other custodian" was but we now know ABN Amro transferred the precious metal trade to the Swiss bank UBS.

Crucually, however, at UBS, it was not possible for customers to actually request the gold or silver.

Which brings us to  today's news from Trouw.nl, that ABN Amro customers will no longer be able to put their money into physical gold, silver or platinum.

The bank will discontinue these three investment products next Friday.

Customers will have to sell their positions before April 1. If that does not happen, ABN Amro will do this for them at the prevailing price.

The driver for this decision appears to new EU regulations as Trouw explains:

Because the physical delivery of precious metals is not possible, a precious metal purchased through ABN Amro is not a “direct investment”.

Because it is a complex product, ABN Amro must comply with additional regulations.

Those rules  for European financial markets have been tightened.

The cancellation of these accounts by ABN Amro brings to an end a history that goes back to the establishment of the Hollandsche Bank Unie (HBU) in 1914, writes gold trading company Aunexum in retrospect.

Interestingly, as this news breaks, spot gold prices are lagging futures as they both are bid...

With the gold market "breaking down," as we detailed earlier, amid a record surge in demand for physical gold but also a near shut down in supply as the most productive gold refiners, those located in the southern Swiss town of Ticina, namely Valcambi, Pamp and Argor-Heraeus, now appear to be offline indefinitely; we wonder if the timeliness of ABN's decision is more about avoiding the potential blowback from their ultimate fiduciary duty over clients' precious metals investments.

Let's just hope, for the 2000 or so private-banking accounts at ABN (and custodied at UBS) that the Swiss bank can get its hands on some of that 'deliverable' before time runs out...

Which anyone who has been to APMEX or any other gold seller in the past few days, has discovered - may not be as easy to source as they hope:
Alan Schwartz, CEO Bear Stearns, March 12, 2008. Bust March 16, 2008.

Crooks and Scoundrels Corner

The bent, the seriously bent, and the totally doubled over.

Today, how bad will the US downturn be? Some of America’s top astrologers give it their best shot.


John Kenneth Galbraith

Economists See U.S. Facing Worst-Ever Quarterly Contraction

 Reade Pickert Mar 24 2020, 3:50 AM Mar 25 2020, 4:23 AM

(Bloomberg) -- Economists say the U.S. is entering a sharp recession, with some projecting gross domestic product is headed for its worst drop in quarterly records back to 1947. Containing the outbreak has forced the world’s largest economy to a sudden stop, shuttering businesses that are in turn poised to cut millions of jobs. Gross domestic product estimates range widely, but most economists

Estimates, of course, are evolving quickly as the deadly path of the outbreak shifts by the hour, and some can soon be overtaken by events. Here are some of the latest, with GDP expressed as the quarterly change, seasonally adjusted annual rate:

TD Securities (March 23)
GDP: -3% (Q1), -25% (Q2) Q2 unemployment rate: 7.4% “The crisis is producing a dramatic policy response -- fiscal and monetary. Even so, a severe recession looks inevitable.”

Morgan Stanley (March 22)
GDP: -2.4% (Q1), -30.1% (Q2) Q2 unemployment rate: 12.8% “With disruptions to economic activity becoming greater, we now expect this contraction in economic activity to be even deeper.”

Bank of America (March 20)
GDP: +0.5% (Q1), -12% (Q2) Q2 unemployment rate: 6% “We are officially declaring that the economy has fallen into a recession...On a monthly basis, we assume the trough is in April with a very slow return to growth thereafter with the economy feeling somewhat more normal by July.”

Bloomberg Economics (March 20)
GDP: +0.5% (Q1), -9% (Q2) Q2 unemployment rate: 6.5% “The Covid-19 lockdown means a hard stop for the U.S. economy. The second quarter will bring a contraction rivaling the steepest in history, and surpassing the worst period of the financial crisis.” Link to note: GDP Facing 9% Contraction, Rivaling Worst Ever

Citigroup (March 20)
GDP: -0.5% (Q1), -12% (Q2) Q2 unemployment rate: 6.4% (Q2) “Beneath the extreme Q2 slowdown/Q3 re-acceleration dynamics a moderate 2001-style recession to be playing out.”

Credit Suisse (March 20)
GDP: -1.5% (Q1), -12% (Q2) Q2 unemployment rate: 8% “Economic data in the near future will be not just bad, but unrecognizable.”

Goldman Sachs (March 20)
GDP: -6% (Q1), -24% (Q2) Q2 unemployment rate: 6.6% “We expect declines in services consumption, manufacturing activity, and building investment to lower the level of GDP in April by nearly 10%, a drag that we expect to fade only gradually in later months.”

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If economists could manage to get themselves thought of as humble, competent people on a level with dentists, that would be splendid.

John Maynard Keynes


Technology Update.
With events happening fast in the development of solar power and graphene, I’ve added this section. Updates as they get reported. Is converting sunlight to usable cheap AC or DC energy mankind’s future from the 21st century onwards.

New material developed could help clean energy revolution

Date: March 23, 2020

Source: Aalto University

Summary: Researchers developed a promising graphene-carbon nanotube catalyst, giving them better control over hugely important chemical reactions for producing green technology and clean energy.
Fuel cells and water electrolyzers that are cheap and efficient will form the cornerstone of a hydrogen fuel based economy, which is one of the most promising clean and sustainable alternatives to fossil fuels. These devices rely on materials called electrocatalysts to work, so the development of efficient and low-cost catalysts is essential to make hydrogen fuel a viable alternative. Researchers at Aalto university have developed a new catalyst material to improve these technologies.

The oxygen reduction reaction (ORR) and oxygen evolution reaction (OER) are the most important electrochemical reactions that limit the efficiencies of hydrogen fuel cells (for powering vehicles and power generation), water electrolyzers (for clean hydrogen production), and high-capacity metal-air batteries. Physicists and chemists at Aalto collaborating with researchers at CNRS France, and Vienna in Austria have developed a new catalyst that drive these reactions more efficiently than other bifunctional catalysts currently available. The researchers also found that the electrocatalytic activity of their new catalyst can be significantly altered depending on choice of the material on which the catalyst was deposited.

"We want to replace traditional expensive and scarce catalysts based on precious metals like platinum and iridium with highly active and stable alternatives composed of cheap and earth-abundant elements such as transition metals, carbon and nitrogen." says Dr Mohammad Tavakkoli, the researcher at Aalto who led the work and wrote the paper.

In collaboration with CNRS the team produced a highly porous graphene-carbon nanotube hybrid and doped it with single atoms of other elements known to make good catalysts. Graphene and carbon nanotube (CNT) are the one?atom?thick two- and one?dimensional allotropes of carbon, respectively, which have attracted tremendous interest in both academia and industry due to their outstanding properties compared more traditional materials. They developed an easy and scalable method to grow these nanomaterials at the same time, combining their properties in a single product. "We are one of the leading teams in the world for the scalable synthesis of double-walled carbon nanotubes. The innovation here was to modify our fabrication process to prepare these unique samples," said Dr Emmanuel Flahut, research director at CNRS.
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Every generation imagines itself to be more intelligent than the one that went before it, and wiser than the one that comes after it.

George Orwell.

The Monthly Coppock Indicators finished February

DJIA: 25,409 +75 Down. NASDAQ: 8,567 +171 Up. SP500: 2,954 +133 Up.

In current circumstances, this is no time to be blindly following technical signals. Given the severity of the still growing coronavirus crisis, I wouldn’t follow technical signals in what I think will turn into the first depression since the 1930s. Barring a miracle recovery in all three markets, the monthly Coppock indicators are heading for a reversal at the month-end.

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