Saturday, 16 February 2019

Weekend Update 16/02/19 The Unsustainable Debt Crisis.


Baltic Dry Index 639 +11       Brent Crude 66.25

Trump 25 percent tariffs 12 days away.  Brexit 42 days away.

We do not err because truth is difficult to see. It is visible at a glance. We err because this is more comfortable.

Alexander Solzhenitsyn

The world’s biggest debtor by far, Uncle Scam, has been freeloading off the rest of the world for decades. Since the Great Nixonian Error of fiat money, communist money, August 15, 1971 to be precise. But US freeloading, consuming planet earth resources in exchange for mountains of pictures of dead white USA presidents, or today its modern electronic equivalent, has never been more blatant or dangerous.

Under Trump, and the two previous presidents, US debt has exploded to 22 trillion dollars and rising.  Out of a global population of 7.5 billion the USA has only a population approaching 350 million, so a major readjustment lies ahead one way or another, by reform or by catastrophe, or something in between.

Up until now, the world has gone along with American freeloading. The rising tide largely lifted all boats. There was a common enemy in the communist USSR and Mao’s murderous communist China. But something has gone badly wrong since the mid 90s. Communism imploded and two billion people rejoined  some form of capitalism. In the west fiat money has generated income inequality  last seen in the roaring 20s. As a result, the western democracies are splitting hard left and hard right. The coming European elections are widely expected to generate the most extreme outcome yet.

The rest of the world is increasingly reluctant to follow America’s lead. After abrogating treaties at will, America increasingly has to resort to outright bullying and intervention to get its way. While no one much cared when it was the banana republics of Latin America, Afghanistan, Iraq, Libya or Syria, under President Trump that bullying and intervention has extended to friend and foe alike. Canada or China, and everything in between, it’s all much the same.

But now America itself is about to undergo a congressional civil war. The Democrats have never accepted President Trump’s legitimacy. What was a simmering civil war is about to go on the boil.  A two year fight for the next Presidency of the USA is just getting underway. With little sign anywhere of any willingness for currency reform on planet earth,  the likelihood is that we are headed to a dollar catastrophe, probably as the next global recession arrives.

Without a meaningful US trade deal with China and the EU, punitive tariffs will make that recession arrive in 2019 or 2020 at the latest. In the first 6 months of 1914, no one saw catastrophe and tragedy  coming. While not expecting war, though the USA yesterday just gave India a blank cheque, (the price of oil and gold surged,) no one yet sees the coming catastrophe of dollar debt.

The utterly unbelievable scale of U.S. debt right now

The debt accumulated under Donald Trump would be enough to cover the inflation-adjusted cost of U.S. involvement in the Second World War

February 15, 2019 1:31 PM EST
This week, the United States national debt ticked above US$22 trillion for the first time, an amount equivalent to $67,000 per U.S. citizen.

The U.S. federal government owes more money than any other institution in the history of human civilization. And it’s just getting worse. According to the Congressional Budget Office, in only 10 years the U.S. debt-to-GDP ratio will be higher than any point since the Second World War.

Below, a few factoids about just how eye-wateringly, bone-chillingly large the U.S. debt has become.

U.S. debt is now higher than the combined market value of the Fortune 500

The Fortune 500 list includes all the recognizable titans of American business from Apple to Amazon to Exxon-Mobil to the list’s ranking 500th spot, the uniform and laundry company Cintas. Taken together, they basically constitute every major consumer, media, industrial and entertainment product in the United States. If you are the average westerner, the Fortune 500 is responsible for most of your wardrobe, your diet, your home and your leisure pursuits.

The sheer size of Amazon alone is difficult to picture: Millions of products, thousands of employees, hundreds of buildings. And yet, add up the market values of all 500 companies and it’s equivalent to just $21.7 trillion. Thus, even if the United States nationalized the most profitable segment of its private sector and immediately auctioned them off for cash, it would still have $300 billion owing on its debt. (This would also destroy the world economy. Don’t nationalize things to pay off debts, everybody).

----Holding a $22 trillion pile of debt is not cheap. Although the United States benefits from ludicrously cheap interest rates on its treasury bills, in 2019 it will spend $383 billion just to service its debt. By 2023, interest payments are expected to be larger even than the U.S. defence budget
Even now, $383 billion dwarfs the entire federal budget of Canada. Even at a time of its own unprecedented government spending, Ottawa will burn through the equivalent of only US$254.35 billion in 2019. This means that, merely with the money it uses to service the debt, the United States could run the entire Canadian government and still have enough left over to run most provinces. And if the Americans don’t feel like running Canada with their debt servicing money, they could also run Mexico.

----U.S. debt has been steadily climbing ever since the Sept. 11 attacks, but under Obama it was sent into overdrive. Not all of this was Obama’s fault; the Great Recession, ongoing Asian wars and a boom in entitlement spending on retiring Baby Boomers all helped swell the tab. But still, in eight years of the Obama presidency, the U.S. national debt jumped from $11.1 trillion to $19.85 trillion. 

Coincidentally, this $8.75 trillion debt surge is the same as the combined value of all the gold ever mined. Every nugget pulled out of the Klondike, every ounce plundered from the Aztecs, every gold bar leach-mined out of Australia: It all adds to about 190,040 tonnes or 6.7 billion ounces. At the current per-ounce price of about $1,300, the world’s goal hoard would be just enough to pay off the U.S. debt accumulated between 2009 and 2016.

President Donald Trump, meanwhile, has only accelerated the Obama-era debt accumulation. In the 25 months since Trump was inaugurated, his administration has overseen a $2 trillion increase to the debt. Given current conditions, that figure is likely to surpass $4 trillion by the end of Trump’s first term.

----Jeff Bezos’ fortune would cover only 34 days of debt accumulation
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U.S. backs India's right to self-defence over Kashmir attack - Indian government

February 16, 2019 / 5:45 AM
NEW DELHI (Reuters) - The United States supports India’s right to self-defence against cross-border attacks, India’s foreign ministry said on Saturday after a deadly car bombing in disputed Kashmir raised tensions with rival neighbour Pakistan.

Prime Minister Narendra Modi has promised a strong response after a Pakistan-based militant group claimed responsibility for the suicide attack on a military convoy on Thursday that killed 44 paramilitary policemen. 

India’s government said it had evidence the group, Jaish-e-Mohammad (JeM), had the backing of Pakistan and demanded Islamabad take action. Pakistan has condemned the attack and rejected India’s allegations.

U.S. National Security Adviser John Bolton spoke to his Indian counterpart Ajit Doval on Friday night, promising to help bring those behind the attack to justice, the foreign ministry said in a readout of the phone call.

“The two NSAs vowed to work together to ensure that Pakistan cease to be a safe haven for JeM and terrorist groups that target India, the U.S. and others in the region,” the foreign ministry said.

“They resolved to hold Pakistan to account for its obligations under U.N. resolutions,” it added.
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The 'Blank Check'

Pence Arrives at Munich Conference With Allies Questioning U.S. Leadership

By Marc Champion and Glen Carey
Munich Security Conference signals concerns about Trump
Stage set for appearance with Chinese, Russian officials

Vice President Mike Pence arrived at Europe’s big annual security conference on Friday, determined to push back against a common perception that the U.S. has vacated its role as leader of the free world.

Pence joined a large bipartisan U.S. delegation at the Munich Security Conference where he will face an unusually high-level Chinese contingent as well as Russian push back over the U.S. decision to suspend involvement in the 1987 Intermediate-Range Nuclear Forces treaty.

U.S. allies who see the Trump administration itself as a problem to manage will be as big a challenge as the Russian and Chinese delegations.

Vice President Mike Pence arrived at Europe’s big annual security conference on Friday, determined to push back against a common perception that the U.S. has vacated its role as leader of the free world.

Pence joined a large bipartisan U.S. delegation at the Munich Security Conference where he will face an unusually high-level Chinese contingent as well as Russian push back over the U.S. decision to suspend involvement in the 1987 Intermediate-Range Nuclear Forces treaty.

U.S. allies who see the Trump administration itself as a problem to manage will be as big a challenge as the Russian and Chinese delegations.

---- This weekend’s conference is the first, however, at which administration figures trusted in Europe, such as former National Security Adviser H.R. McMaster, who spoke last year, and former Secretary of Defense James Mattis, who spoke in 2017, will be absent. A pre-conference report set the tone, worrying that the U.S. approach to allies risked “squandering its competitive advantages’’ as 
U.S. policies come to match the president’s tweets.

In a sign of the mood, Pence was met with a lengthy silence rather than applause when he said he brought “greetings from 45th President of the United States, Donald Trump,’’ in remarks to participants on Friday evening.
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Risk of U.S. corporate recession rises as earnings outlook dims

February 15, 2019 / 12:06 PM
LONDON (Reuters) - The outlook for Wall Street earnings has deteriorated significantly in recent months, data shows, raising the risk that companies in the United States may slip into recession before its economy does - with Europe close behind.

Analysts on average expect the S&P 500’s first-quarter earnings per share to drop 0.3 percent year-on-year, according to I/B/E/S Refinitiv data.

That’s a big drop from the 8.2 percent rise expected as recently as October and would mark the first contraction in U.S. company earnings in three years.

Analysts have also made deep cuts to forecasts for the rest of the year.

They still expect growth in the remaining three quarters, meaning Wall Street would avoid a technical recession typically defined as a fall in two consecutive quarters. But only just, as the lowered growth forecasts are meager.

The swift pace and size of the cuts have kindled concerns that the downward trend will continue, particularly as companies struggle with squeezed margins and large amounts of debt.
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Finally, Unicorn ranching in Canada.  The cryptocurrency scam of the year? But how will all those poor lawyers get paid? 

'Mind-blowing' gaffes at QuadrigaCX leave cryptocurrency watchers 'gobsmacked'

Exchange that has lost $260M accidentally misplaced another $468,675 last week

The Canadian Press · Posted: Feb 14, 2019 10:22 AM ET | Last Updated: February 14
Industry observers are in disbelief over the revelation the embattled QuadrigaCX cryptocurrency exchange recently lost track of more than $460,000 in crypto coins.
"I'm totally gobsmacked ... that such a thing could happen," says Manie Eagar, CEO of Vancouver-based DigitalFutures, a business development consultancy that focuses on digital currency and blockchain technologies.
"Whoever took over the reins and is acting as the custodian of these funds should have at least done due diligence to avoid whatever happened."
The court-appointed monitor overseeing the search for $260 million in cash and cryptocurrency owed to QuadrigaCX users revealed on Tuesday that the exchange had access to $902,743 in online digital assets, stored in so-called hot wallets as of Feb. 5.
Basically, hot wallets are storage accounts that are easy to get in and out of because they are on the internet.
However, Ernst and Young said that on Feb. 6, someone working for QuadrigaCX "inadvertently" transferred 103 Bitcoins valued at $468,675 into a so-called cold wallet that remains beyond the reach of the company. Cold wallets are not fully connected to the internet, which makes them more secure but also next to impossible to access using failsafe plans.
Meanwhile, lawyers were expected to gather Thursday in a Halifax courtroom, where a judge will decide who will represent QuadrigaCX's creditors.
Insolvency expert Tim Hill said the case is highly unusual, given QuadrigaCX has no offices, employees or bank accounts.
"We certainly haven't seen anything like this in Nova Scotia — and nothing in Canada that I'm aware of," he said in an interview.
The Vancouver-based exchange was shut down Jan 28 amid a flurry of speculation about the sudden death of its CEO and lone director, 30-year-old Gerald Cotten, who led his five-year-old virtual business from a home north of Halifax.
Court records say Cotten, who died suddenly on Dec. 9 while travelling in India, was the only person with access to the digital keys needed to access $190 million worth of Bitcoin and other cryptocurrencies.
As well, the insolvent company owes about 115,000 affected users another $70 million in cash.
"Transferring funds to wallets they can't retrieve money from is really mind-blowing," said Samir Saadi, professor of finance at the University of Ottawa's Telfer School of Management.
"They know they don't have access to those cold wallets and they still managed to make that terrible mistake ... It tells us a lot about the company's practices. There's no backup plans — nothing."
The selection Thursday of representative counsel, which will be overseen by Nova Scotia Supreme Court Justice Michael Wood, is part of a court-ordered insolvency process that was set in motion when the virtual company was granted protection from its creditors on Feb. 5.
The purpose of the federal law is to allow insolvent companies owing more than $5 million to continue to operate while drafting a plan to pay off creditors, thereby avoiding bankruptcy.
The court order includes a standard 30-day stay of proceedings, which means creditors are prohibited from filing lawsuits against QuadrigaCX until the order expires. An extension is widely expected to be granted by the court on March 5.
Hill, a Halifax lawyer who specializes in insolvency and debt restructuring, said the law firms that will be selected as representative counsel will be paid by QuadrigaCX's parent company, Quadriga Fintech Solutions.
"There's a real danger here that there's going to be no money to pay these guys," said Hill, a member of BoyneClarke's business litigation team and a former registrar in bankruptcy.
"Unless they can move quickly to identify some assets, some money, this may not go on too long. People need to be paid."
The representative counsel will speak for the creditors in court, but there's nothing stopping creditors from hiring their own lawyers.
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"The great merit of gold is precisely that it is scarce; that its quantity is limited by nature; that it is costly to discover, to mine, and to process; and that it cannot be created by political fiat or caprice."

Henry Hazlitt

The monthly Coppock Indicators finished January.

DJIA: 24,999 +76 Down. NASDAQ: 7,282 +124 Down. SP500: 2,704 +71 Down. 
Normally this would suggest more correction still to come, but with President Trump wanting to be judged by the performance of the stock market and the Fed’s Plunge Protection Team now officially part of President Trump’s re-election team, probably the safest action here is fully paid up synthetic double options on most of the major indexes.

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