Friday, 26 September 2014

The Best Laid Plans.



Baltic Dry Index. 1038  -18

LIR Gold Target in 2019: $30,000.  Revised due to QE programs.

But Mousie, thou are no thy-lane,
In proving foresight may be vain:
The best laid schemes o' Mice an' Men,
Gang aft agley,
An' lea'e us nought but grief an' pain,
For promis'd joy!

To a Mouse. Robert Burns.

The best laid schemes of stock market asset price inflation came crashing down yesterday as Apple’s great plough, aka download iOS 8.0.1, smashed through the talking chair’s comfortable nest, and tossed the market, if not yet the Fedster’s, out of their all too complacent “tiny nest.”

Below, shock and awe in our Great Disconnect. Interest rates might actually go up!

“The boom can last only as long as the credit expansion progresses at an ever-accelerated pace. The boom comes to an end as soon as additional quantities of fiduciary media are no longer thrown upon the loan market.”

Ludwig von Mises.

This stock selloff has everyone talking about ‘divergence’

Published: Sept 25, 2014 5:20 p.m. ET
NEW YORK (MarketWatch) — Strategists have few pat answers to explain the carnage across U.S. stocks on Thursday, but it’s clear that concerns over divergences within and between markets is taking a toll on investor sentiment.

“I think its’ a confluence of catalysts occurring,” said Adam Sarhan, chief executive of Sarhan Capital, in a phone interview.

Investors are again growing uneasy over what will happen when the Federal Reserve withdraws quantitative easing, he said. Other pressures include long-standing but recently dormant geopolitical fears as well as internal divergences between suffering small-cap stocks and the broader market and technical factors, including the S&P 500 index’s fall through its 50-day moving average.
See: Stock market live blog for a rundown of other potential catalysts cited by strategists.

The tone also wasn’t helped by remarks by Iraq’s prime minister, who warned of potential plots by Islamic State to launch terror attacks on subway systems in New York and Paris.

Stocks saw their biggest one-day drop since July 31, with the Dow Jones Industrial Average DJIA, -1.54%  falling 264.26 points to 16,945.80. The S&P 500 SPX, -1.62%  dropped 32.31 points, or 1.6%, to 1,965.99, while the Nasdaq Composite COMP, -1.94%  dropped 1.9% to 4,466.75.

Gold, which has suffered a bruising September beat-down, rebounded from early losses to end $2.40 higher at $1,221.90 an ounce.
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Is the stock market bubble of 2014 ready to burst?

Published: Sept 25, 2014 1:21 p.m. ET
Is the stock market in a bubble? The answer is yes, absolutely, you bet it is. The interesting part is that it is not the only asset class that is in a bubble. In addition to the stock market, real estate is also in a bubble, and these prices have absolutely been influenced by FOMC policy.

Although I'm not making observations outside of the United States, the policy of central banks to inflate asset prices using a tool invented, it seems, by Ben Bernanke certainly has reshaped economic conditions, and thus far, they have prevented a Greater Depression.

----It is important to note here that my macroeconomic tool is a demographic analysis using societal norms and lifetime investment patterns to identify longer-term economic cycles.

Over the years, it identified strength in the economy by seeing that more and more new money was naturally available to invest in the economy, and conversely times in which fewer and fewer new investment dollars were available to invest naturally. That is, as of December 2007, where we exist on a naturalized basis in today's economy.

The twist is that FOMC policy has caused us to diverge from that natural condition. According to the FOMC, they will officially end their bond-buying program in the next meeting unless extraordinary circumstances arise. My analysis to clients suggests that the net real stimulus in the financial system is already negative when the operations of the U.S. Treasury are included, but everyone can see that the stimulus program is ending, and as it comes to an end, the economy is again allowed to operate on a more natural basis.

The question I pose to you is if the economy actually would have been weakening over the past few years on a naturalized basis as my analysis suggests, but instead it has been supported by capital injected by the FOMC to inflate asset prices, what do you think will happen when the money flows stop?

My answer to clients, and now in this public forum, is that the economy will revert back to its naturalized condition, which is much weaker than it is today, suggesting that both the stock market and real-estate prices will contract, and according to the differential I have provided to clients, that means a crash is looming.

We are absolutely in an asset bubble today, there is no question about it in my mind, and it is the result of FOMC policy. The only way to avoid a crash is to continue to pump money into the system and support an economy that is, in every sense of the word, addicted to stimulus.

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iOS8 glitch wipes $20bn off Apple

Shares in iPhone maker slide more than 3.5pc after it is forced to pull iOS8 software update

More than $20bn was wiped off the value of Apple after the technology giant was forced to pull the latest update for its new iOS8 operating system just an hour after its release.

The technology giant apologised after customers who downloaded iOS 8.0.1 on their iPhones were left unable to make calls.

“We apologise for the great inconvenience experienced by users and are working around the clock to prepare iOS 8.0.2 with a fix for the issue,” Apple said.

However, the apology fell flat with investors. Shares in the gadget maker tumbled 3.8pc in New York, pushing them below the psychologically important $100 threshold to $97.87. Apple led the technology sector lower, causing the Dow Jones Industrial Average to shed 264 points.

The dip comes less than a month after Apple shares reached a record high of $103.74.

The technology giant released the first patch for its new operating system on iPhones and iPads on Wednesday afternoon in a bid to fix a series of issues.

However, users who downloaded it complained that they lost phone signal, leaving them unable to make calls. Others said the Touch ID feature, which allows people to unlock their iPhone using their fingerprints, no longer worked.
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With a great global slowdown from Australia, to Brazil, to China, to suicidal Europe, to Russia, underway, most industrial commodities, led by iron ore and Dr. Copper, have been signalling trouble dead ahead for some time. Now with the Great Fedster, “the talking chair,” about to pull the last tranche of QE Forever from America’s Squids and Banksters next month, and with the ECB doing no more than fiddling while the EUSSR burns, and no sign of a fire brigade arriving from China, a harsh dose of unwanted reality swept the market yesterday.

But don’t blame Apple. If not update iOS 8.0.1, the ending QE Forever, ZIRP notwithstanding, triggers the event QE was initiated to prevent in the first place. Just unhappily for the Fedster’s and their crony Banksters and Great Vampire Squids, from a much bigger casino stock market bubble and after 6 years of increasing mal-investment.

Adding to the rate rise panic yesterday, an untimely bit of “forward guidance” from the Old Lady of Threadneedle Street, plus hints that Russia is planning an October surprise of its own. Something tells me this sanctions insanity is going to get a lot worse before politicians come to their senses.

There is no means of avoiding the final collapse of a boom brought about by credit expansion. The alternative is only whether the crisis should come sooner as the result of a voluntary abandonment of further credit expansion, or later as a final and total catastrophe of the currency system involved.

Ludwig von Mises.

Pound spikes as Mark Carney says first interest rate rise 'getting closer'

Bank of England Governor warns households to prepare for higher borrowing costs

Households should prepare for higher borrowing costs in the coming months because the point at which interest rates will start to rise is “getting closer”, according to the Governor of the Bank of England.

Mark Carney said strong growth and rapid job creation meant the judgment about when to start raising rates from a record low of 0.5pc had become “more balanced”.

“Relative to the recent past, the economic outlook is much improved,” he said at a conference in Wales on Thursday. “While there is always uncertainty about the future, you can expect interest rates to begin to increase.”

The pound spiked by more than half a cent against the dollar to $1.6343 following Mr Carney’s comments, while the benchmark FTSE 100 index in London fell 1pc to 6,639.71 amid speculation that Russia could seize foreign assets in response to Western sanctions over the Ukrainian crisis.
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Putin Party Lawmaker Drafts Bill on Foreign-Asset Freeze

Sep 26, 2014 12:06 AM GMT
A member of Russia’s ruling party proposed a law that would allow the seizure of foreign states’ assets in the country after the U.S. and its allies targeted President Vladimir Putin’s inner circle including a childhood friend with asset freezes and travel bans.

The draft seeks to benefit citizens or companies that had property outside Russia seized under an “unlawful” judgment from a foreign court, according to the State Duma’s website.

The government would use budget funds to compensate the victim, and the courts would have the right to go after foreign states’ assets in Russia, including property under diplomatic immunity, according to the proposal.
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What is needed for a sound expansion of production is additional capital goods, not money or fiduciary media. The credit expansion is built on the sands of banknotes and deposits. It must collapse. 

Ludwig von Mises.

At the Comex silver depositories Thursday final figures were: Registered 66.76 Moz, Eligible 116.50 Moz, Total 183.26 Moz.    

Crooks and Scoundrels Corner

The bent, the seriously bent, and the totally doubled over.

Thought for the weekend, does history repeat?

True, governments can reduce the rate of interest in the short run, issue additional paper currency, open the way to credit expansion by the banks. They can thus create an artificial boom and the appearance of prosperity. But such a boom is bound to collapse soon or late and to bring about a depression. 

Ludwig von Mises.

Edward Bonham Carter: The forgotten financial crisis of 1914 has parallels 100 years on

Recent years can be compared with a forgotten crisis. Edward Bonham Carter looks back to when his own great grandfather was prime minister

By Edward Bonham Carter 9:40AM BST 25 Sep 2014
In June 1914, Archduke Franz Ferdinand was shot in Sarajevo by Serbian nationalist Gavrilo Princip. In London, markets barely registered the event. It was only a month later when Austria delivered an ultimatum to Serbia that investors woke up to its implications.

What followed, according to Richard Roberts, author of Saving the City, The Great Financial Crisis of 1914, was "the most severe systemic crisis London has ever experienced". It was not a typical crisis in that it was not preceded by enormous overborrowing and wild speculation. Instead there was a "displacement" moment in the form of the Austrian ultimatum – an extraordinary event that drastically altered investors' perception of risk.

The collapse of Lehman Brothers in September 2008 was a similar moment.

The response to Austrian aggression was a dramatic fall in European markets. Investors rushed to turn their assets into cash or gold. The London Stock Exchange closed its doors for the first time since its establishment in 1801.

Panic spread quickly via the telegraph and a newly established global financial system, affecting some 30 countries. At the heart of this system was the City of London. Thanks to its openness the City had become a settlement hub for much of the world's trade payments and had the largest securities market.

A key way to transfer money for cross-border trade was the sterling bill of exchange, making the pound the de facto reserve currency for the world at that time and meaning large amounts of debt were owed by overseas investors to British banks. Unfortunately, no one had considered what problems this connectivity might cause if things went wrong. Almost 100 years later, no one in 2008 had considered the full implications of even greater connectivity between banks, until it was too late.

The first to be hit by the crisis were the "jobbers" or market makers who could not price securities that everyone wanted to sell. Many firms went out of business. Second were the money markets (where big banks trade shortterm loans and deposits). Worried that loans would not be repaid, merchant banks such as Rothschilds and Schroders refused to issue more sterling bills, meaning no one could borrow money. Instead banks called in their loans, withdrew funds from the Bank of England and hoarded gold.
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“The U.S. government has a technology, called a printing press (or, today, its electronic equivalent), that allows it to produce as many U.S. dollars as it wishes at essentially no cost…We conclude that under a paper-money system, a determined government can always generate higher spending and hence positive inflation.”

Dr. B. S. Bernanke.

Renewed never ending war in the Caliphate, an uneasy truce in the Ukraine, increasing signs of collapse in Europe and China, the biggest deliberate bubble ever in stock markets, threats to the underground transport systems of New York and Paris. Threats to hit back by Russia. It’s a good job we’re not near our traditional crash season, are we? Have a great autumn weekend everyone. Winter comes next.

“There’s danger in just shovelling out money to people who say, ‘My life is a little harder than it used to be, at a certain place you’ve got to say to the people, ‘Suck it in and cope, buddy. Suck it in and cope.’”

Proper Charlie Munger.

The monthly Coppock Indicators finished Aug.

DJIA: +152 Down. NASDAQ: +312 Down. SP500: +231 Down.  

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